Typically, once an adult child gets married and moves out of the house, they cannot stay on a parent’s car insurance policy. Your policy covers those in your household and perhaps a child that is away at college, depending upon how far away the school is from your residence.
If your adult child is still living with you but is married, then you may be able to keep him or her on your policy, as your insurer would consider your child a household member.
When your children get married and move out on their own with their spouses, they will need to obtain a car insurance policy to cover their vehicles in both their and their spouse’s name and be taken off of the parents’ policies.
If the children’s cars are in the parent’s name, then you may need to add the child’s name to the title so they can register and insure the car in their names now that they are married.
If your children have moved out of your household and need their own policies, they can start shopping for a car insurance policy online.
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Laura Longero
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Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.
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