The type of vehicle you own in Maine can make a big difference in how much you pay for car insurance.
Insurers consider more than just make and model when setting rates. They also weigh factors like crash-test ratings, theft rates, safety features and average repair costs, as well as personal factors like your age and driving record.
We have highlighted the vehicles with the lowest insurance premiums and broken them down by make, model and type. Below, you’ll find the cheapest car insurance rates in Maine for sedans, SUVs, sports cars, electric vehicles (EVs) and luxury vehicles.
Ranked: The cheapest cars to insure in Maine
In Maine, Hyundai Venue and Honda HR-V have the cheapest car insurance rates, followed by Chevrolet TrailBlazer and Hyundai Kona, based on our research.
The table below highlights the most affordable vehicles to insure in Maine, including their average six-month full coverage premiums.
| Car make-model | Average six-month premium |
|---|---|
| Hyundai Venue | $588 |
| Honda HR-V | $610 |
| Chevrolet TrailBlazer | $623 |
| Hyundai Kona | $641 |
| Kia Niro Hybrid | $649 |
| Chevrolet Express | $652 |
| Kia Seltos | $659 |
| Ford Escape Hybrid | $660 |
| Ford Escape | $663 |
| Chevrolet Trax | $664 |
Read more: Cheapest cars to insure across the United States
Most affordable cars to insure by vehicle type in Maine
Auto insurance costs can vary greatly depending on the type of car you drive. Generally speaking, the Van is the cheapest to insure, while the Performance Car is the most expensive.
We’ve reviewed rates for sedans, SUVs, sports cars, electric vehicles and luxury vehicles and identified the cheapest makes and models for each type, along with their average six-month premiums.
Cheapest sedans to insure in Maine
Based on our data analysis, the Nissan Versa is the cheapest sedan to insure, with an average cost of $736 for a full coverage car insurance six-month policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.
It is followed by the Subaru Legacy, which costs $749, and the Kia Forte, which costs $756 to insure.
Below, you’ll find the most affordable sedans to insure in Maine and their six-month full coverage car insurance premiums.
| Vehicle model (sedan) | Average six-month premium |
|---|---|
| Nissan Versa | $736 |
| Subaru Legacy | $749 |
| Kia Forte | $756 |
| Volkswagen Jetta | $774 |
| Hyundai Elantra | $786 |
| Nissan Sentra | $786 |
| Chevrolet Malibu | $789 |
| Honda Civic Sedan | $797 |
| Honda Accord | $803 |
| Mitsubishi Mirage G4 | $823 |
| Toyota Corolla | $827 |
| Toyota Camry | $835 |
| Mazda 3 Sedan | $841 |
| Kia K5 | $855 |
| Hyundai Sonata | $857 |
| Nissan Altima | $868 |
| Volkswagen Jetta GLI | $882 |
Learn more: Cheapest sedans to insure across the United States
SUVs with the cheapest car insurance costs in Maine
The Honda HR-V and Chevrolet TrailBlazer are the cheapest SUVs to insure in Maine, with an average cost of $610 and $623 respectively for a six-month full coverage policy. The table below shows how the SUVs compare in terms of insurance rates.
| Vehicle model (SUV’s) | Average six-month premium |
|---|---|
| Honda HR-V | $610 |
| Chevrolet TrailBlazer | $623 |
| Hyundai Kona | $641 |
| Kia Seltos | $659 |
| Ford Escape | $663 |
| Chevrolet Trax | $664 |
| Honda CR-V | $667 |
| Kia Sportage | $673 |
| Mazda CX-5 | $675 |
| Mazda CX-30 | $681 |
| Chevrolet Equinox | $685 |
| Subaru Forester | $689 |
| Jeep Compass | $690 |
| Kia Sorento | $693 |
| Kia Soul | $695 |
| Volkswagen Taos | $695 |
| Volkswagen Tiguan | $695 |
| Hyundai Tucson | $700 |
| Buick Encore GX | $704 |
| Subaru Crosstrek | $707 |
Learn more: Cheapest SUVs to insure across the United States
Sports cars with affordable insurance rates in Maine
High-performance engines, increased repair costs and greater theft risk usually make sports cars expensive to insure.
Still, there are some models that are affordable to insure. The Mazda MX-5 Miata stands out as one of the cheapest options on our list, with an average six-month premium of $820.
The table below compares car insurance rates for different sports cars in Maine
| Vehicle model (Sport cars) | Average six-month premium |
|---|---|
| Mazda MX-5 Miata | $820 |
| Chevrolet Camaro | $909 |
| Honda Civic Si | $992 |
| Ford Mustang | $1,054 |
| Nissan Z | $1,064 |
| Toyota GR Supra | $1,101 |
| Subaru BRZ | $1,102 |
| Subaru WRX | $1,124 |
| Toyota GR86 | $1,148 |
| Porsche 718 Cayman | $1,177 |
| Toyota GR Corolla | $1,191 |
| Porsche 718 Boxster | $1,195 |
| BMW Z4 | $1,198 |
| Honda Civic Type R | $1,210 |
| Chevrolet Corvette | $1,271 |
| Chevrolet Camaro ZL1 | $1,376 |
| Jaguar F-Type | $1,633 |
| Chevrolet Corvette Z06 | $1,732 |
| Porsche 911 GT3 | $1,829 |
| Porsche 911 | $1,865 |
Learn more about cheapest sports cars to insure
Most affordable luxury vehicles to insure in Maine
Luxury vehicles typically have higher insurance costs than other types due to their premium features and advanced technology. These features make repairs and replacements significantly more expensive compared to compact crossovers like the Honda CR-V, Honda HR-V, or Volkswagen Tiguan.
With an average six-month full coverage premium of $790, the Acura RDX ranks as the most affordable luxury car to insure, followed closely by Volvo XC40 at $797 and the Mercedes-Benz GLB-Class at $827.
The following table shows average premiums for various luxury vehicles, based on a six-month full coverage policy with limits of 100/300/100 and $500 deductibles for collision and comprehensive coverage.
| Vehicle model (Luxury cars) | Average six-month premium |
|---|---|
| Acura RDX | $790 |
| Volvo XC40 | $797 |
| Mercedes-Benz GLB-Class | $827 |
| Lincoln Corsair | $839 |
| Mercedes-Benz GLA-Class | $842 |
| Cadillac XT4 | $846 |
| Audi Q3 | $848 |
| Acura MDX | $855 |
| Mercedes-Benz GLC-Class | $859 |
| Acura Integra | $863 |
| Lexus RX | $864 |
| Lexus NX | $871 |
| BMW X1 | $885 |
| BMW X3 | $887 |
| Alfa-Romeo Tonale | $891 |
| Cadillac XT5 | $891 |
| Cadillac XT6 | $896 |
| BMW X2 | $897 |
| Volvo XC60 | $907 |
| Jaguar E-Pace | $920 |
Read more about insuring luxury cars in 2025
Top electric cars with cheap insurance rates in Maine
EVs generally cost more to insure than gas-powered vehicles because their batteries and other parts are expensive and repairing them often requires specialized labor.
Based on our analysis, insuring an electric vehicle costs an average of $2,073 annually, or $173 monthly.
The table below lists the most affordable EVs to insure in Maine and their six-month average full coverage rates.
| Vehicle model (EVs) | Average six-month premium |
|---|---|
| Kia Niro EV | $671 |
| Mini Cooper Electric | $688 |
| Hyundai Kona Electric | $693 |
| Nissan Leaf | $778 |
| Volkswagen ID.4 | $802 |
| Hyundai Ioniq 6 | $805 |
| Chevrolet Silverado EV | $809 |
| Hyundai Ioniq 5 | $812 |
| Kia EV6 | $828 |
| Ford F-150 Lightning | $861 |
| Audi Q4 e-tron | $875 |
| Toyota bZ4X | $890 |
| Chevrolet Blazer EV | $907 |
| Volvo XC40 Recharge | $915 |
| Subaru Solterra | $934 |
| Ford Mustang Mach-E | $944 |
| Mercedes-Benz EQB | $966 |
| Cadillac LYRIQ | $1,016 |
| Volvo C40 Recharge | $1,018 |
| Nissan Ariya | $1,033 |
Learn more about how much does insuring an electric vehicle cost
Cheapest cars to insure for teens and young drivers in Maine
Choosing the right vehicle can significantly affect how much a young driver pays for insurance. Drivers younger than 25 pay the most of any age group due to their general lack of experience and greater risk of accidents. Vehicles considered safe with smaller engines, cheaper to repair, and less likely to be stolen come with lower premiums.
For instance, a Hyundai Venue costs an average of $2,307 to insure for an 18-year-old driver, whereas a Chevrolet TrailBlazer costs an average of $2,356 for a six-month full coverage car insurance policy for an 18-year-old driver.
The table below highlights the cheapest cars to insure based on vehicle type, helping young drivers and their families make confident decisions.
Choose your state and vehicle type to see average six-month insurance rates by vehicle make-model for teens and young drivers.
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Final thoughts
Insurance rates vary significantly based on the car you drive, but other factors, such as where you live, your driving record and the coverage level you choose, are also important. Our guide will help you choose a vehicle that not only suits your lifestyle but is affordable to insure.
See which cars are cheapest to insure in neighboring states
Frequently asked questions
Do electric cars have lower insurance costs in Maine?
While electric vehicles often carry higher insurance rates than gas-powered cars, certain models stand out as more affordable when compared to their gas-engine counterparts.
For instance, it would cost you $671 for a six-month full coverage policy to insure the Kia Niro EV, and you can expect to pay an average of $688 for the Mini Cooper Electric for the same coverage.
Which SUVs are the cheapest to insure in Maine?
In Maine, insuring a Honda HR-V SUV costs about $610 for six months, making it one of the most affordable options. The Chevrolet TrailBlazer and Hyundai Kona also have cheap car insurance rates.
What are the cheapest cars to insure for teen drivers in Maine?
The Hyundai Venue, Chevrolet TrailBlazer, Honda HR-V and Kia Seltos are some of the cheapest cars to insure for 18-year-olds in Maine. However, insuring models such as the Maserati Quattroporte, Maserati Ghibli and Porsche 911 Turbo can be significantly more expensive due to higher risk factors.
Methodology
CarInsurance.com collected data from Quadrant Information Services for different makes and models. The rates are based on sample profiles of 18-year-old and 40-year-old drivers carrying full coverage policies with limits of 100/300/100 and $500 collision and comprehensive deductibles.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies for 1,661 makes and models across 510 ZIP codes nationwide. The rates are for comparison purposes only; your exact rates may vary.
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