The national average for all Mazda models combined is $1,529 per year, based on 2021 data, which compares to a national average of $1,758 for all vehicles. Are you looking for a Mazda vehicle to insure without breaking your budget? We’ll show you which Mazdas come with affordable car insurance.
- To get the best car insurance rates for your Mazda, compare models and insurance rates from different insurers.
- The national average car insurance costs for all Mazda models combined is $1,529 per year.
- Yearly insurance rates can vary depending on several factors, including the state where you live and the vehicle’s year.
Mazda car insurance cost by model
When setting a premium for your Mazda, insurance companies consider a long list of features, like sticker price, safety features, theft rate and repair costs. Recent accidents and traffic violations will negatively impact your rates.
Vehicles with a low sticker price, a broad range of safety features, smaller engines and reasonable repair costs typically get lower rates.
To compare 2021 insurance rates, take a look at the average national cost for each Mazda model. Of course, your yearly rates can vary depending on several factors, including the state where you live and the vehicle’s year.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Mazda | CX-3 | 2021 | $1,303 |
| Mazda | CX-5 | 2021 | $1,388 |
| Mazda | CX-9 | 2021 | $1,582 |
| Mazda | CX-30 | 2021 | $1,667 |
| Mazda | Mazda3 | 2021 | $1,650 |
| Mazda | Mazda6 | 2021 | $1,627 |
| Mazda | MX-5 | 2021 | $1,484 |
To better understand the cost of insurance for each model, we’ve compiled a list of some of the most popular Mazda models, comparing the 2021 average insurance rates, the average cost to buy a new Mazda, and various trim packages for each model, and safety ratings.
Mazda CX-3 insurance cost
Trim packages
- CX-3 Sport
Average 2021 insurance cost
- $1,303 per year on average
Awards and safety rating
- Ranked as a top safety pick for 2021 by the Insurance Institute for Highway Safety (IIHS)
Average new vehicle cost
- $22,560
Used CX-3 insurance cost
Insurance costs for a 2016 CX-3 depend on the style— 4WD or 2WD and coverage options, vehicle age, state, insurance company and mileage.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Mazda | CX-3 Grand Touring, CX-3 Sport, CX-3 Touring | 2017 | $1,378 |
| Mazda | CX-3 Grand Touring, CX-3 Sport, CX-3 Touring | 2018 | $1,365 |
| Mazda | CX-3 Grand Touring, CX-3 Sport, CX-3 Touring | 2019 | $1,404 |
| Mazda | CX-3 Grand Touring, CX-3 Sport, CX-3 Touring | 2020 | $1,370 |
Mazda CX-9 insurance cost
The Mazda CX-9 is a near-luxury SUV with cabin trimmings and top-quality fit-and-finish. It is available in five trim packages. It delivers a comfortable ride and surprisingly affordable insurance for this type of vehicle.
Trim packages
- Sport
- Touring
- Carbon Edition
- Grand Touring
- Signature
Average 2021 insurance cost
- $1,582 per year on average
Awards and safety rating
- Ranked as a top safety pick for 2021 by the Insurance Institute for Highway Safety (IIHS)
- Five-star rating by the National Highway Traffic Safety Administration (NHTSA)
Average new vehicle cost (all models)
- $34,160 – $46,805
Used CX-9 insurance cost
Insurance costs for a 2016 CX-3 depend on the trim package, vehicle age, state, insurance company, mileage and coverage options. We compared two models—Sport and Touring to get an idea of used insurance rates for a 2016 CX-9.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Mazda | CX-9 Grand Touring, CX-9 Signature, CX-9 Sport and 1 more | 2017 | $1,601 |
| Mazda | CX-9 Grand Touring, CX-9 Signature, CX-9 Sport and 1 more | 2018 | $1,636 |
| Mazda | CX-9 Grand Touring, CX-9 Signature, CX-9 Sport and 1 more | 2019 | $1,697 |
| Mazda | CX-9 Grand Touring, CX-9 Signature, CX-9 Sport and 1 more | 2020 | $1,619 |
Mazda3 insurance cost
The Mazda3 is one of the more enjoyable-to-drive small sedans around. Up against a field of stylish new sedans for 2021, its new turbocharged four-cylinder engine makes the Mazda3 worth checking out. For all that, the Mazda 3 still beats the national average for insurance costs of many similar models.
Trim packages
- 2.0 Sedan
- 2.5 S Sedan
- Select
- Preferred
- Premium
- 2.5 Turbo
- 2.5 Turbo Premium Plus
Average 2021 insurance cost
- $1,650 per year on average
Awards and safety rating
- Ranked as a top safety pick for 2021 by the Insurance Institute for Highway Safety (IIHS)
- Best Car Brand by U.S. News & World Report (2021)
Average new vehicle cost (all models)
- $20,650 – $32,600
Used Mazda3 sedan insurance cost
Insurance costs for a 2017 Mazda3 Sedan depend on the trim package, standard model or turbo-charged and coverage options. Vehicle age, state, insurance company and mileage also play a part in what you’ll pay for used car insurance.
We compared two models — Mazda3 Sport and Grand Touring to get an idea of what you’d pay in insurance for a used 2017 Mazda3.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Mazda | Mazda3, Mazda3 Grand Touring, Mazda3 Preferred and 5 more | 2017 | $1,597 |
| Mazda | Mazda3, Mazda3 Grand Touring, Mazda3 Preferred and 5 more | 2018 | $1,600 |
| Mazda | Mazda3, Mazda3 Grand Touring, Mazda3 Preferred and 5 more | 2019 | $1,849 |
| Mazda | Mazda3, Mazda3 Grand Touring, Mazda3 Preferred and 5 more | 2020 | $1,767 |
Mazda CX-5 insurance cost
Auto insurance premiums on the Mazda CX-5 vary by state, age, mileage and insurance company. With a mix of safety features, fuel economy and a low repair record, the Mazda CX-5 is one of the more inexpensive vehicles in its class to insure.
Trim packages
- Sport
- Touring
- Carbon Edition
- Carbon Edition Turbo
- Grand Touring
- Grand Touring Reserve
- Signature
Average 2021 insurance cost
- $1,388 per year on average
Awards and safety rating
- Ranked as a top safety pick for 2021 by the Insurance Institute for Highway Safety (IIHS)
- Five-star rating by the National Highway Traffic Safety Administration (NHTSA)
Average new vehicle cost (all models)
- $25,370 – $37,505
Used Mazda CX-5 insurance cost
Overall, customer satisfaction, safety features and relatively high reliability make the Mazda CX-5 an affordable used car to insure. Even one of the more expensive trim packages won’t add significantly to your insurance cost, and may even lower your full coverage cost.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Mazda | CX-5 Grand Select, CX-5 Grand Touring, CX-5 Grand Touring Reserv and 4 more | 2017 | $1,410 |
| Mazda | CX-5 Grand Select, CX-5 Grand Touring, CX-5 Grand Touring Reserv and 4 more | 2018 | $1,439 |
| Mazda | CX-5 Grand Select, CX-5 Grand Touring, CX-5 Grand Touring Reserv and 4 more | 2019 | $1,513 |
| Mazda | CX-5 Grand Select, CX-5 Grand Touring, CX-5 Grand Touring Reserv and 4 more | 2020 | $1,477 |
Mazda6 insurance cost
Among similar midsize sedans, the Mazda6 ranks high for overall styling and comfort. It comes in six trim packages and looks and drives like more expensive models, which can make it a target for theft and vandalism. Even so, insurance costs remain relatively low.
Trim packages
- Sport
- Touring
- Grand Touring
- Grand Touring Reserve
- Carbon Edition
- Signature
Average 2021 insurance cost
- $1,627 per year on average
Awards and safety rating
- Ranked as a top safety pick for 2021 by the Insurance Institute for Highway Safety (IIHS).
- Best Car Brand by U.S. News & World Report (2021)
- Kelly Blue Book Award
Average new vehicle cost (all models)
- $24,475 – $35,900
Used Mazda6 insurance cost
Used car insurance on the Mazda6 can fluctuate, but only a little, based on trim packages, added extras, like safety and luxury features, and whether you choose the state minimum or full coverage.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Mazda | Mazda6 Grand Touring, Mazda6 Grand Touring Rese, Mazda6 Grand Touring Reserve and 3 more | 2017 | $1,599 |
| Mazda | Mazda6 Grand Touring, Mazda6 Grand Touring Rese, Mazda6 Grand Touring Reserve and 3 more | 2018 | $1,656 |
| Mazda | Mazda6 Grand Touring, Mazda6 Grand Touring Rese, Mazda6 Grand Touring Reserve and 3 more | 2019 | $1,710 |
| Mazda | Mazda6 Grand Touring, Mazda6 Grand Touring Rese, Mazda6 Grand Touring Reserve and 3 more | 2020 | $1,712 |
How to budget and save on Mazda car insurance
Almost every state requires you to have car insurance. New Hampshire and Virginia are the only exceptions. The right policy can protect you, your passengers and your property from costly expenses in the case of an accident, theft or another mishap.
You can also estimate your car insurance rate to get a better idea of what you’ll pay based on your driver profile. This can be very helpful when shopping for an auto policy, so you stay on budget.
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Laura Longero
Executive Editor
Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.
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John McCormick
Editorial Director
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
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Leslie Kasperowicz
Managing Editor
Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.
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Nupur Gambhir
Managing Editor
Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.
