Nissan is a popular manufacturer in the U.S., dotting American roadways with familiar models like the Altima, Maxima, and Pathfinder. Newer models like the Armada and Kicks have proven successful in today’s market, and many drivers eagerly anticipate the new Nissan 400Z, which is slated for release in 2023.
It turns out that insuring a Nissan can be more expensive than the national average cost of car insurance, which is $1,428 per year. The national average for all Nissan models combined is $1,857 per year, based on rates for a 40-year-old male with full coverage.
Knowing the average costs for Nissan models can help when you are shopping for your own car insurance. Our CarInsurance.com analysis can help you save money when you find the right coverage from the best car insurance companies.
If you are thinking about buying a Nissan or if you are currently driving one, this is what you need to know about car insurance for Nissan in 2021.
- The average Nissan driver pays an average cost of $1,857 per year for Nissan car insurance, a little more than the national average cost of car insurance, which is $1,857 annually.
- Generally, the most Nissan expensive car insurance is for the 2021 Nissan GT-R.
- For most of Nissan’s popular models, Michigan is the most expensive state to insure a Nissan, while Maine consistently has the cheapest rates for new Nissan car insurance.
- Due to soaring used car prices, up 45% between June 2020 and June 2021, according to the Consumer Price Index, insurance costs for some used models are now higher than new models.
Nissan car insurance cost by model
The amount you pay for car insurance depends on the model you choose. These are the average costs of Nissan car insurance by model and year.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | 370Z | 2021 | $2,039 |
| Nissan | Altima | 2021 | $1,799 |
| Nissan | Armada | 2021 | $1,773 |
| Nissan | GT-R | 2021 | $3,706 |
| Nissan | Kicks | 2021 | $1,572 |
| Nissan | Leaf | 2021 | $1,763 |
| Nissan | Maxima | 2021 | $2,040 |
| Nissan | Murano | 2021 | $1,532 |
| Nissan | NV3500 | 2021 | $1,471 |
| Nissan | Pathfinder | 2021 | $1,606 |
| Nissan | Rogue | 2021 | $1,557 |
| Nissan | Sentra | 2021 | $1,681 |
| Nissan | Titan | 2021 | $1,832 |
| Nissan | Versa | 2021 | $1,625 |
To best determine what Nissan car insurance will cost you, these are the average car insurance costs for some of the most popular Nissan models.
Nissan Altima insurance cost
The Nissan Altima is available in five different trims: S, SV, SR, SR-VC-Turbo and SL. Some trims may be more expensive to insure, such as the SR-VC-Turbo. It comes with a faster engine, so it can present greater risk on the road, thus increasing your car insurance costs.
However, the 2-21 Nissan Altima receives five stars from the National Highway Traffic Safety Administration (NHTSA) in safety ratings. It receives top honors as the 2021 Top Safety Pick by the Insurance Institute for Highway Safety (IIHS).
Looking to national averages, the average cost of car insurance for a 2021 Nissan Altima is $1,799 per year, and if you drive a later model, you'll spend about the same. The average cost of car insurance for a 2017 Altima is $1,791 per year.
Insurance cost for a used Nissan Altima
The cost of car insurance for the Nissan Altima all depends on the vehicle’s model year. However, insurance costs for Nissan's remain steady from 2017 to 2020, peaking in 2020 at $1,993.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | Altima 2.0 Platinum, Altima 2.0 S, Altima 2.0 SR and 12 more | 2017 | $1,791 |
| Nissan | Altima 2.0 Platinum, Altima 2.0 S, Altima 2.0 SR and 12 more | 2018 | $1,848 |
| Nissan | Altima 2.0 Platinum, Altima 2.0 S, Altima 2.0 SR and 12 more | 2019 | $1,874 |
| Nissan | Altima 2.0 Platinum, Altima 2.0 S, Altima 2.0 SR and 12 more | 2020 | $1,993 |
Nissan Maxima insurance cost
To insure a 2021 Nissan Maxima, the average cost of car insurance is $2,040 per year. Of course, the trim you purchase can impact the cost of your premiums. The Nissan Maxima is available in S-level, SV, SL, SR, and Platinum trims, ranging from the base level to the high-end for a total of five trims.
Regardless of which trim you pick, the Nissan Maxima is a top safety pick from the IIHS, combined with a five-star safety rating from NHTSA to make for reasonable Nissan auto insurance costs compared to some of the other models.
Insurance cost for a used Nissan Maxima
While insurance for a 2021 Maxima can run around $2,040, rates are similar for the 2017 model at $2,026 and then go up gradually through 2020 reaching a high for the 2020 model at $2,203 per year.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | Maxima Platinum, Maxima S, Maxima SL and 2 more | 2017 | $2,026 |
| Nissan | Maxima Platinum, Maxima S, Maxima SL and 2 more | 2018 | $2,090 |
| Nissan | Maxima Platinum, Maxima S, Maxima SL and 2 more | 2019 | $2,151 |
| Nissan | Maxima Platinum, Maxima S, Maxima SL and 2 more | 2020 | $2,203 |
Nissan 370z insurance
Nissan 370z has been slowly phasing out the 370Z to make room for some of its newer models. Therefore, while you likely cannot buy new, there are some older models that you may need to insure.
The average cost of car insurance for a 2020 Nissan 370Z is $2,128 per year. It holds no ratings from IIHS or NHTSA, which could be one reason why insurers price premiums so high for this model.
Insurance cost for a used Nissan 370z
Insurance costs for the 2020 model 370z are actually a bit less than in the 2017 to 2019 models which varies from some of Nissan's other models.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | 370Z, 370Z Nismo, 370Z Nismo Tech and 4 more | 2017 | $2,177 |
| Nissan | 370Z, 370Z Nismo, 370Z Nismo Tech and 4 more | 2018 | $2,197 |
| Nissan | 370Z, 370Z Nismo, 370Z Nismo Tech and 4 more | 2019 | $2,132 |
| Nissan | 370Z, 370Z Nismo, 370Z Nismo Tech and 4 more | 2020 | $2,128 |
Nissan Sentra insurance
If you drive a new 2021 Nissan Sentra whether an S, SV or SR, the average cost of car insurance is $1,681 per year.
It is an IIHS Top Safety Pick and has a five-star rating by the NHTSA, making for an affordable pick that becomes even more affordable, depending on where you live.
While Maine has the cheapest auto insurance rates averaging $1,017 per year, Michigan has the most expensive, with an average of $3,426 per year.
Insurance cost for a used Nissan Sentra
Your Nissan Sentra car insurance rates also depend on the year of your vehicle but remain within $82 of each other. Like some of the other Nissan models, rates increased for the 2018 and 2019 Sentra and then began to drop back down in 2020. In 2021? Even lower at $1,681.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | Sentra FE, Sentra Nismo, Sentra S and 3 more | 2017 | $1,703 |
| Nissan | Sentra FE, Sentra Nismo, Sentra S and 3 more | 2018 | $1,744 |
| Nissan | Sentra FE, Sentra Nismo, Sentra S and 3 more | 2019 | $1,785 |
| Nissan | Sentra FE, Sentra Nismo, Sentra S and 3 more | 2020 | $1,728 |
Nissan Pathfinder insurance
Nissan Pathfinder insurance
A 2021 Nissan Pathfinder costs an average of $1,606 per year for car insurance and comes in four trims: the S, SV, SL, and Platinum. It is surprisingly affordable for an SUV model, especially given that the 2021 and 2022 models of the Pathfinder are unrated by IIHS.
Ratings improve at the NHTSA, where the 2020 Pathfinder is an IIHS Top Safety Pick, and the 2019 model is an NHTSA safety pick.
Insurance cost for a used Nissan Pathfinder
The most expensive Pathfinder model years to insure is 2020 at $1,724 with 2019 and 2018 not far behind.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | Pathfinder Platinum, Pathfinder S, Pathfinder SL and 3 more | 2017 | $1,630 |
| Nissan | Pathfinder Platinum, Pathfinder S, Pathfinder SL and 3 more | 2018 | $1,666 |
| Nissan | Pathfinder Platinum, Pathfinder S, Pathfinder SL and 3 more | 2019 | $1,708 |
| Nissan | Pathfinder Platinum, Pathfinder S, Pathfinder SL and 3 more | 2020 | $1,724 |
Nissan Titan insurance cost
The 2021 Nissan Titan Crew Cab Pickup is Nissan’s large pickup truck with five available trims that include the S, SV, PRO-4X, SL, and Platinum, depending on the year. It is not an IIHS safety pick, and it receives four stars from NHTSA.
The average cost for 2021 Nissan Titan insurance is $1,832 per year, but it can get more expensive, depending on the state in which you live.
For example, if you live in Michigan, you could pay as much as $3,073 per year for your new Nissan Titan car insurance, while Maine residents pay an average of just $1,144 per year.
Insurance cost for a used Nissan Titan
The 2020 Nissan Titan costs about the same, only slightly higher than the 2021 model. Like some of the other Nissan models, costs for the older model Titan's are slightly higher than the newer models, most likely due to soaring used car prices from June 2020 to June 2021.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Nissan | Titan Platinum, Titan Platinum Reserve, Titan Pro-4X and 10 more | 2017 | $1,838 |
| Nissan | Titan Platinum, Titan Platinum Reserve, Titan Pro-4X and 10 more | 2018 | $1,851 |
| Nissan | Titan Platinum, Titan Platinum Reserve, Titan Pro-4X and 10 more | 2019 | $1,883 |
| Nissan | Titan Platinum, Titan Platinum Reserve, Titan Pro-4X and 10 more | 2020 | $1,842 |
How to budget and save on Nissan car insurance
Nissan has made a name for itself with several popular models. However, the newer your car, the more expensive your Nissan auto insurance can be, so it is important always to collect car insurance quotes from multiple providers.
Where you live has a huge impact on what you pay for Nissan car insurance, but that is just one factor.
To save money on your car insurance, look for extra car insurance discounts and consider improving your credit score to ensure you receive the best rates.
Our car insurance estimator can help you find the cheapest Nissan car insurance for your state when you are ready to buy.
