If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.

The average cost of Mitsubishi car insurance is $2,459 a year or $205 per month, based on a detailed analysis by CarInsurance.com. Your exact rates may vary based on factors such as your insurance company, vehicle model, age and driving history.

CarInsurance.com Insights
  • The annual average nationwide cost of full coverage car insurance for Mitsubishi is $2,459 per year.
  • The Mirage is the cheapest Mitsubishi model to insure.
  • Advanced safety features that come standard on Mitsubishi models help lower your insurance costs.

Average cost of car insurance for a Mitsubishi, by company

Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.

See how car insurance rates for Mitsubishi vehicles compare among different insurers in the table below.

Cost to insure a Mitsubishi, by company

CompanyAnnual ratesSix-month ratesMonthly rates
State Farm$1,925$962$160
Geico$2,047$1,023$171
Nationwide$2,387$1,194$199
Progressive$2,446$1,223$204
Allstate$2,980$1,490$248
Farmers$3,139$1,570$262

Mitsubishi average insurance rates, by model

Mitsubishi Mirage car insurance cost

Car insurance cost for a Mitsubishi Mirage is $198 per month or $2,373 a year, based on CarInsurance.com’s rate analysis. Geico offers the most affordable car insurance rates for a Mitsubishi Mirage at an average monthly cost of $156 or $1,873 yearly.

Mitsubishi Outlander Sport car insurance cost

The average car insurance premium for Mitsubishi Outlander Sport is $200 per month, which translates to $2,401 per year. The most affordable company for a Mitsubishi Outlander Sport is Geico with a rate of $165 monthly or $1,984 per year.

Mitsubishi Outlander car insurance cost

The average car insurance premium is $201 per month, which adds up to $2,417 each year for a Mitsubishi Outlander. State Farm is the cheapest car insurance company, with a monthly rate of $156, which translates to an annual cost of $1,866.

Mitsubishi Eclipse Cross car insurance cost

Car insurance costs an average of $204 per month, which adds up to $2,444 a year for a Mitsubishi Eclipse Cross. Among the companies analyzed, State Farm stands out as the most affordable option, at an average annual cost of $1,902 or $158 per month.

Mitsubishi Mirage G4 car insurance cost

The average car insurance premium for Mitsubishi Mirage G4 is $214 per month, which translates to $2,563 per year. The most affordable company for a Mitsubishi Mirage G4 is State Farm with a rate of $166 monthly or $1,993 per year.

Mitsubishi Outlander Hybrid car insurance cost

The average car insurance premium for Mitsubishi Outlander Hybrid is $223 per month, which translates to $2,671 per year. The most affordable company for a Mitsubishi Outlander Hybrid is State Farm with a rate of $169 monthly or $2,028 per year.

Insurance rates by car model

Insurance rates by car model

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The average cost of car insurance for a Mitsubishi, by age

The cost of Mitsubishi car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.

In 2020, the Insurance Information Institute reported that young drivers represented only 5.1% of licensed drivers but were involved in 8.5% of fatal crashes. This data clearly shows that young drivers are more frequently involved in accidents, resulting in increased claims. Their tendency to engage in riskier driving behaviors compared to older drivers further contributes to the higher insurance rates.

As drivers gain more experience, car insurance costs usually decrease and remain relatively stable if the driver doesn’t have any tickets, claims or accidents on their record. However, rates tend to rise again after the age of 60. The table below shows how much it costs to insure a Mitsubishi based on the driver’s age.

Cost to insure a Mitsubishi, by model, for 18-year-olds

AgeMake ModelAnnual ratesSix-month ratesMonthly rates
18Mitsubishi Eclipse Cross$9,074$4,537$756
18Mitsubishi Mirage$8,899$4,449$742
18Mitsubishi Mirage G4$9,644$4,822$804
18Mitsubishi Outlander$8,951$4,475$746
18Mitsubishi Outlander Hybrid$9,982$4,991$832
18Mitsubishi Outlander Sport$8,835$4,418$736

Cost to insure a Mitsubishi, by model, for 40-year-olds

AgeMake ModelAnnual ratesSix-month ratesMonthly rates
40Mitsubishi Eclipse Cross$2,444$1,222$204
40Mitsubishi Mirage$2,373$1,187$198
40Mitsubishi Mirage G4$2,563$1,282$214
40Mitsubishi Outlander$2,417$1,208$201
40Mitsubishi Outlander Hybrid$2,671$1,336$223
40Mitsubishi Outlander Sport$2,401$1,201$200

Mitsubishi car insurance rates by state

When it comes to insuring your Mitsubishi, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Mitsubishi car insurance for all the states in the U.S.

StateAnnual ratesSix-month ratesMonthly rates
Alaska$2,247$1,124$187
Alabama$2,374$1,187$198
Arkansas$2,624$1,312$219
Arizona$2,395$1,197$200
California$3,019$1,509$252
Colorado$3,195$1,598$266
Connecticut$2,558$1,279$213
Washington, D.C.$2,836$1,418$236
Delaware$2,445$1,223$204
Florida$3,074$1,537$256
Georgia$3,123$1,562$260
Hawaii$1,549$774$129
Iowa$2,053$1,027$171
Idaho$1,581$791$132
Illinois$2,380$1,190$198
Indiana$2,211$1,106$184
Kansas$2,477$1,238$206
Kentucky$2,996$1,498$250
Louisiana$3,972$1,986$331
Massachusetts$2,327$1,164$194
Maryland$2,322$1,161$194
Maine$1,663$831$139
Michigan$3,396$1,698$283
Minnesota$2,651$1,325$221
Missouri$2,909$1,454$242
Mississippi$2,539$1,269$212
Montana$2,595$1,297$216
North Carolina$2,413$1,206$201
North Dakota$2,133$1,066$178
Nebraska$2,603$1,301$217
New Hampshire$1,842$921$153
New Jersey$2,335$1,167$195
New Mexico$2,534$1,267$211
Nevada$2,395$1,197$200
New York$1,789$894$149
Ohio$1,737$868$145
Oklahoma$2,590$1,295$216
Oregon$2,355$1,177$196
Pennsylvania$2,571$1,286$214
Rhode Island$2,948$1,474$246
South Carolina$2,231$1,116$186
South Dakota$2,953$1,477$246
Tennessee$2,662$1,331$222
Texas$3,513$1,756$293
Utah$2,022$1,011$168
Virginia$1,753$876$146
Vermont$1,728$864$144
Washington$2,146$1,073$179
Wisconsin$1,880$940$157
West Virginia$2,244$1,122$187
Wyoming$2,509$1,255$209

Which body styles are cheaper or more expensive to insure?

If you’re looking for affordable Mitsubishi car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.

Safety features like airbags, backup cameras, automatic emergency braking and lane departure warnings play a significant role in keeping insurance premiums low. Minivans and compact to midsize SUVs continue to top the list of the most affordable cars to insure.

Pickups and commercial vans usually cost less to insure than sedans and other vehicles. This is because they aren’t equipped with costly electrical and safety components, making them less expensive to repair.

Cheapest Mitsubishi models to insure

Smaller, less expensive Mitsubishi models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Mitsubishi base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.

Family-friendly models equipped with various safety features can help keep your insurance premiums affordable. Advanced safety technologies like automatic emergency braking, backup cameras and blind spot detection often qualify for discounts.

“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”

Most expensive Mitsubishi models to insure

When it comes to insurance costs, luxury vehicles, sports cars and SUVs are often the most expensive. Sports cars and luxury models have higher rates because they’re more frequently targeted by thieves and have high repair costs. SUVs, especially the larger models, come with higher premiums due to their potential to cause more extensive damage in accidents.

If you’re planning to reduce your insurance expenses, try to avoid these types of vehicles:

  • EVs: Electric vehicles (EVs) come with large, costly batteries, which can make them more expensive to insure. Battery packs can cost up to $20,000 to replace, so insurers factor this risk into your premium.
  • Luxury and sports cars: Insurers view luxury and sports cars as higher risk due to their hefty price tags. With big engines and exclusive features, these vehicles are costly to repair or replace, which leads to higher insurance premiums.
  • Favorites of thieves: Insurance companies diligently analyze theft data to assess risk. Owning a vehicle that ranks high on thieves’ lists can lead to increased insurance premiums. Each year, the National Insurance Crime Bureau (NICB) releases a list of the most targeted cars by thieves. By selecting a vehicle that isn’t frequently stolen, you can potentially reduce your insurance expenses.

How to save on car insurance for a Mitsubishi

Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.

Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.

“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” Mckenzie says.

Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.

“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” Mckenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”

Mitsubishi discounts on car insurance

One way to save money on your Mitsubishi insurance is to make sure that all available discounts are being applied to your policy. Insurers offer a variety of discounts that can dramatically lower your premium.

You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.

In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.

Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).

“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.

Learn about common car insurance discounts for an overview of the most common savings for Mitsubishi auto insurance.

How does a car’s make affect car insurance rates?

Mitsubishi car insurance rates depend on the model you select. They offer a diverse range of vehicles and insurance costs vary with each type.

Smaller SUVs and minivans are among the least expensive vehicles to insure, while luxury models and sporty sedans come with higher insurance costs. Pickup trucks generally fall on the more affordable side of insurance rates-unless you opt for luxury trim levels.

Insurers collect reams of statistical data, and the numbers show that vehicles that are popular with families (think SUVs and minivans) are in fewer accidents and file fewer claims than drivers of sedans and sports cars which is one reason they are cheaper to insure. Luxury vehicles and sports cars are also bursting with expensive trim materials and technology that pushes up the cost of repairs and insurance.

Make sure you compare car insurance quotes apples to apples for different types of vehicles. A luxury sedan typically costs more to insure than a minivan or mid-size SUV. To make an informed decision, make sure you compare quotes for the same vehicle types and coverage limits.

This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.

Check out car insurance rates by model: Compare rates for over 3,000 models

About the company: Mitsubishi

Established in 1870, Mitsubishi cars are known for their innovation, performance and sustainability. From the founding Tsukumo Shokai ship trading company, Mitsubishi has grown and evolved, becoming synonymous with reliability and advanced technology in the automotive world.

Final thoughts on Mitsubishi insurance costs

Mitsubishi offers a diverse lineup of models, and the cost to insure them varies based on several factors. Choosing an entry-level vehicle with a low MSRP, smaller engine and various safety features can help keep your insurance premiums affordable. On the other hand, choosing luxury or sporty models will typically increase the cost of coverage.

You can reduce your insurance costs by regularly comparing coverage options, inquiring about available discounts and choosing the highest deductible.

Frequently asked questions

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Does my driving record impact how much I pay to insure my Mitsubishi?

Your driving history is one of the many factors affecting your Mitsubishi car insurance premiums. Maintaining a clean record typically results in lower premiums, but if you’ve had accidents, speeding infractions, or DUI convictions, you may face significantly higher rates.

Does the color of my Mitsubishi affect the insurance premium?

The color of your Mitsubishi does not impact your insurance premium. Insurers calculate rates based on factors such as the vehicle’s model, age, safety features and driving record.

How does the age of my Mitsubishi affect insurance costs?

Your Mitsubishi’s age can affect your insurance costs. Older models often benefit from lower premiums because they depreciate in value, but they lack the latest safety features and it may lead to a slight increase in rates. On the other hand, newer models tend to have higher premiums, as they are more expensive to repair or replace.

Resources & Methodology

Sources

  1. Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed July 2025.
  2. National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed July 2025.

Methodology

CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.

To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.

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Meet our editorial team
author-img Shivani Gite Contributing Writer
Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. When not writing, you can find her reading a book or watching anime.
author-img Laura Longero Executive Editor
Laura Longero is an insurance expert with more than 15 years of experience educating people about personal finance topics and helping consumers navigate the complexities of auto insurance. She writes and edits for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. Prior to joining QuinStreet, she worked as a reporter and editor at the USA Today Network. Laura completed the pre-licensing course in Personal Lines Property & Casualty Insurance in Nevada.