If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
The average cost of Mitsubishi car insurance is $2,459 a year or $205 per month, based on a detailed analysis by CarInsurance.com. Your exact rates may vary based on factors such as your insurance company, vehicle model, age and driving history.
- The annual average nationwide cost of full coverage car insurance for Mitsubishi is $2,459 per year.
- The Mirage is the cheapest Mitsubishi model to insure.
- Advanced safety features that come standard on Mitsubishi models help lower your insurance costs.
Average cost of car insurance for a Mitsubishi, by company
Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.
See how car insurance rates for Mitsubishi vehicles compare among different insurers in the table below.
Cost to insure a Mitsubishi, by company
Company | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
State Farm | $1,925 | $962 | $160 |
Geico | $2,047 | $1,023 | $171 |
Nationwide | $2,387 | $1,194 | $199 |
Progressive | $2,446 | $1,223 | $204 |
Allstate | $2,980 | $1,490 | $248 |
Farmers | $3,139 | $1,570 | $262 |
Mitsubishi average insurance rates, by model
Mitsubishi Mirage car insurance cost
Car insurance cost for a Mitsubishi Mirage is $198 per month or $2,373 a year, based on CarInsurance.com’s rate analysis. Geico offers the most affordable car insurance rates for a Mitsubishi Mirage at an average monthly cost of $156 or $1,873 yearly.
Mitsubishi Outlander Sport car insurance cost
The average car insurance premium for Mitsubishi Outlander Sport is $200 per month, which translates to $2,401 per year. The most affordable company for a Mitsubishi Outlander Sport is Geico with a rate of $165 monthly or $1,984 per year.
Mitsubishi Outlander car insurance cost
The average car insurance premium is $201 per month, which adds up to $2,417 each year for a Mitsubishi Outlander. State Farm is the cheapest car insurance company, with a monthly rate of $156, which translates to an annual cost of $1,866.
Mitsubishi Eclipse Cross car insurance cost
Car insurance costs an average of $204 per month, which adds up to $2,444 a year for a Mitsubishi Eclipse Cross. Among the companies analyzed, State Farm stands out as the most affordable option, at an average annual cost of $1,902 or $158 per month.
Mitsubishi Mirage G4 car insurance cost
The average car insurance premium for Mitsubishi Mirage G4 is $214 per month, which translates to $2,563 per year. The most affordable company for a Mitsubishi Mirage G4 is State Farm with a rate of $166 monthly or $1,993 per year.
Mitsubishi Outlander Hybrid car insurance cost
The average car insurance premium for Mitsubishi Outlander Hybrid is $223 per month, which translates to $2,671 per year. The most affordable company for a Mitsubishi Outlander Hybrid is State Farm with a rate of $169 monthly or $2,028 per year.
The average cost of car insurance for a Mitsubishi, by age
The cost of Mitsubishi car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
In 2020, the Insurance Information Institute reported that young drivers represented only 5.1% of licensed drivers but were involved in 8.5% of fatal crashes. This data clearly shows that young drivers are more frequently involved in accidents, resulting in increased claims. Their tendency to engage in riskier driving behaviors compared to older drivers further contributes to the higher insurance rates.
As drivers gain more experience, car insurance costs usually decrease and remain relatively stable if the driver doesn’t have any tickets, claims or accidents on their record. However, rates tend to rise again after the age of 60. The table below shows how much it costs to insure a Mitsubishi based on the driver’s age.
Cost to insure a Mitsubishi, by model, for 18-year-olds
Age | Make Model | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|---|
18 | Mitsubishi Eclipse Cross | $9,074 | $4,537 | $756 |
18 | Mitsubishi Mirage | $8,899 | $4,449 | $742 |
18 | Mitsubishi Mirage G4 | $9,644 | $4,822 | $804 |
18 | Mitsubishi Outlander | $8,951 | $4,475 | $746 |
18 | Mitsubishi Outlander Hybrid | $9,982 | $4,991 | $832 |
18 | Mitsubishi Outlander Sport | $8,835 | $4,418 | $736 |
Cost to insure a Mitsubishi, by model, for 40-year-olds
Age | Make Model | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|---|
40 | Mitsubishi Eclipse Cross | $2,444 | $1,222 | $204 |
40 | Mitsubishi Mirage | $2,373 | $1,187 | $198 |
40 | Mitsubishi Mirage G4 | $2,563 | $1,282 | $214 |
40 | Mitsubishi Outlander | $2,417 | $1,208 | $201 |
40 | Mitsubishi Outlander Hybrid | $2,671 | $1,336 | $223 |
40 | Mitsubishi Outlander Sport | $2,401 | $1,201 | $200 |
Mitsubishi car insurance rates by state
When it comes to insuring your Mitsubishi, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Mitsubishi car insurance for all the states in the U.S.
State | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Alaska | $2,247 | $1,124 | $187 |
Alabama | $2,374 | $1,187 | $198 |
Arkansas | $2,624 | $1,312 | $219 |
Arizona | $2,395 | $1,197 | $200 |
California | $3,019 | $1,509 | $252 |
Colorado | $3,195 | $1,598 | $266 |
Connecticut | $2,558 | $1,279 | $213 |
Washington, D.C. | $2,836 | $1,418 | $236 |
Delaware | $2,445 | $1,223 | $204 |
Florida | $3,074 | $1,537 | $256 |
Georgia | $3,123 | $1,562 | $260 |
Hawaii | $1,549 | $774 | $129 |
Iowa | $2,053 | $1,027 | $171 |
Idaho | $1,581 | $791 | $132 |
Illinois | $2,380 | $1,190 | $198 |
Indiana | $2,211 | $1,106 | $184 |
Kansas | $2,477 | $1,238 | $206 |
Kentucky | $2,996 | $1,498 | $250 |
Louisiana | $3,972 | $1,986 | $331 |
Massachusetts | $2,327 | $1,164 | $194 |
Maryland | $2,322 | $1,161 | $194 |
Maine | $1,663 | $831 | $139 |
Michigan | $3,396 | $1,698 | $283 |
Minnesota | $2,651 | $1,325 | $221 |
Missouri | $2,909 | $1,454 | $242 |
Mississippi | $2,539 | $1,269 | $212 |
Montana | $2,595 | $1,297 | $216 |
North Carolina | $2,413 | $1,206 | $201 |
North Dakota | $2,133 | $1,066 | $178 |
Nebraska | $2,603 | $1,301 | $217 |
New Hampshire | $1,842 | $921 | $153 |
New Jersey | $2,335 | $1,167 | $195 |
New Mexico | $2,534 | $1,267 | $211 |
Nevada | $2,395 | $1,197 | $200 |
New York | $1,789 | $894 | $149 |
Ohio | $1,737 | $868 | $145 |
Oklahoma | $2,590 | $1,295 | $216 |
Oregon | $2,355 | $1,177 | $196 |
Pennsylvania | $2,571 | $1,286 | $214 |
Rhode Island | $2,948 | $1,474 | $246 |
South Carolina | $2,231 | $1,116 | $186 |
South Dakota | $2,953 | $1,477 | $246 |
Tennessee | $2,662 | $1,331 | $222 |
Texas | $3,513 | $1,756 | $293 |
Utah | $2,022 | $1,011 | $168 |
Virginia | $1,753 | $876 | $146 |
Vermont | $1,728 | $864 | $144 |
Washington | $2,146 | $1,073 | $179 |
Wisconsin | $1,880 | $940 | $157 |
West Virginia | $2,244 | $1,122 | $187 |
Wyoming | $2,509 | $1,255 | $209 |
Average car insurance cost for different vehicle makes
Which body styles are cheaper or more expensive to insure?
If you’re looking for affordable Mitsubishi car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Safety features like airbags, backup cameras, automatic emergency braking and lane departure warnings play a significant role in keeping insurance premiums low. Minivans and compact to midsize SUVs continue to top the list of the most affordable cars to insure.
Pickups and commercial vans usually cost less to insure than sedans and other vehicles. This is because they aren’t equipped with costly electrical and safety components, making them less expensive to repair.
Cheapest Mitsubishi models to insure
Smaller, less expensive Mitsubishi models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Mitsubishi base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.
Family-friendly models equipped with various safety features can help keep your insurance premiums affordable. Advanced safety technologies like automatic emergency braking, backup cameras and blind spot detection often qualify for discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Mitsubishi models to insure
When it comes to insurance costs, luxury vehicles, sports cars and SUVs are often the most expensive. Sports cars and luxury models have higher rates because they’re more frequently targeted by thieves and have high repair costs. SUVs, especially the larger models, come with higher premiums due to their potential to cause more extensive damage in accidents.
If you’re planning to reduce your insurance expenses, try to avoid these types of vehicles:
- EVs: Electric vehicles (EVs) come with large, costly batteries, which can make them more expensive to insure. Battery packs can cost up to $20,000 to replace, so insurers factor this risk into your premium.
- Luxury and sports cars: Insurers view luxury and sports cars as higher risk due to their hefty price tags. With big engines and exclusive features, these vehicles are costly to repair or replace, which leads to higher insurance premiums.
- Favorites of thieves: Insurance companies diligently analyze theft data to assess risk. Owning a vehicle that ranks high on thieves’ lists can lead to increased insurance premiums. Each year, the National Insurance Crime Bureau (NICB) releases a list of the most targeted cars by thieves. By selecting a vehicle that isn’t frequently stolen, you can potentially reduce your insurance expenses.
How to save on car insurance for a Mitsubishi
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” Mckenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” Mckenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Mitsubishi discounts on car insurance
One way to save money on your Mitsubishi insurance is to make sure that all available discounts are being applied to your policy. Insurers offer a variety of discounts that can dramatically lower your premium.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.
Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Mitsubishi auto insurance.
How does a car’s make affect car insurance rates?
Mitsubishi car insurance rates depend on the model you select. They offer a diverse range of vehicles and insurance costs vary with each type.
Smaller SUVs and minivans are among the least expensive vehicles to insure, while luxury models and sporty sedans come with higher insurance costs. Pickup trucks generally fall on the more affordable side of insurance rates-unless you opt for luxury trim levels.
Insurers collect reams of statistical data, and the numbers show that vehicles that are popular with families (think SUVs and minivans) are in fewer accidents and file fewer claims than drivers of sedans and sports cars which is one reason they are cheaper to insure. Luxury vehicles and sports cars are also bursting with expensive trim materials and technology that pushes up the cost of repairs and insurance.
Make sure you compare car insurance quotes apples to apples for different types of vehicles. A luxury sedan typically costs more to insure than a minivan or mid-size SUV. To make an informed decision, make sure you compare quotes for the same vehicle types and coverage limits.
This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Mitsubishi
Established in 1870, Mitsubishi cars are known for their innovation, performance and sustainability. From the founding Tsukumo Shokai ship trading company, Mitsubishi has grown and evolved, becoming synonymous with reliability and advanced technology in the automotive world.
Final thoughts on Mitsubishi insurance costs
Mitsubishi offers a diverse lineup of models, and the cost to insure them varies based on several factors. Choosing an entry-level vehicle with a low MSRP, smaller engine and various safety features can help keep your insurance premiums affordable. On the other hand, choosing luxury or sporty models will typically increase the cost of coverage.
You can reduce your insurance costs by regularly comparing coverage options, inquiring about available discounts and choosing the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Mitsubishi?
Your driving history is one of the many factors affecting your Mitsubishi car insurance premiums. Maintaining a clean record typically results in lower premiums, but if you’ve had accidents, speeding infractions, or DUI convictions, you may face significantly higher rates.
Does the color of my Mitsubishi affect the insurance premium?
The color of your Mitsubishi does not impact your insurance premium. Insurers calculate rates based on factors such as the vehicle’s model, age, safety features and driving record.
How does the age of my Mitsubishi affect insurance costs?
Your Mitsubishi’s age can affect your insurance costs. Older models often benefit from lower premiums because they depreciate in value, but they lack the latest safety features and it may lead to a slight increase in rates. On the other hand, newer models tend to have higher premiums, as they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed July 2025.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.

Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.
Browse all FAQs