For many drivers, Jeep vehicles are closely tied to concepts such as “fun” and “adventure.” Affordable car insurance is another benefit of owning a Jeep.
The national average cost of insuring a Jeep model is $1,506 annually for a 40-year-old male driver with full coverage. That compares to a national average rate of $1,758 for vehicles overall, according to CarInsurance.com data.
However, insurance rates for Jeep vehicles can vary from model to model. Knowing how much a Jeep model costs to insure is a crucial part of the car shopping experience. You will pay insurance premiums year after year, so keeping the cost low can result in major savings as the years roll on.
Following is a breakdown of how much it costs to insure various Jeep models.
- Jeep insurance costs generally are lower than what you would pay in premiums for the average U.S. car.
- Car insurance rates for 2021 Jeep models often are lower than the costs associated with older versions of the same Jeep model.
- The Jeep Compass is your best bet if you want a Jeep that does not cost much to insure.
Jeep car insurance cost by model
The cost of insuring a Jeep vehicle depends on the model you own. The average annual rate for insuring a Jeep can range from just under $1,400 to just under $1,700.
All Jeep models on this list can be insured affordably, especially when compared to the national average annual car insurance rate of $1,758 for all vehicles nationwide.
| Make | Model | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Cherokee | 2021 | $1,457 |
| Jeep | Compass | 2021 | $1,362 |
| Jeep | Gladiator | 2021 | $1,682 |
| Jeep | Grand | 2021 | $1,644 |
| Jeep | Renegade | 2021 | $1,415 |
| Jeep | Wrangler | 2021 | $1,474 |
Jeep Cherokee insurance cost
The 2021 Jeep Cherokee costs an average of $1,457 to insure. This vehicle is a smaller SUV known for its off-road ability and towing capacity. Many models also boast an 8.4-inch touchscreen.
The Cherokee costs between $27,210 and $38,975 to buy and is available in five main trim levels:
- Latitude
- Latitude Plus
- Latitude Lux
- Trailhawk
- Limited
The Cherokee earns good ratings in nearly all safety categories from the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI).
The only exception is the headlights category, where the Trailhawk trim equipped with the Technology Group package earns an “acceptable” rating, and all other trim levels earn a “marginal” rating.
Car insurance cost for used Jeep Cherokee
The average annual cost of insuring the Jeep Cherokee remains modest compared to the national rate for all cars. The cost of insuring this vehicle in 2021 is nearly $100 lower than the cost of insuring a 2020 model.
| Make | Model Group | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Cherokee 75TH Anniv, Cherokee Altitude, Cherokee High Altitude and 10 more | 2017 | $1,485 |
| Jeep | Cherokee 75TH Anniv, Cherokee Altitude, Cherokee High Altitude and 10 more | 2018 | $1,502 |
| Jeep | Cherokee 75TH Anniv, Cherokee Altitude, Cherokee High Altitude and 10 more | 2019 | $1,544 |
| Jeep | Cherokee 75TH Anniv, Cherokee Altitude, Cherokee High Altitude and 10 more | 2020 | $1,553 |
Jeep Compass insurance cost
The 2021 Jeep Compass costs an average of $1,362 to insure, the lowest price in our survey of Jeep vehicles. The Compass earns praise from Edmunds for having especially roomy seating in what is a relatively small vehicle.
It costs between $24,495 and $31,395 to buy and is available in four main trim levels:
- Sport
- Latitude
- Limited
- Trailhawk
Like the Cherokee, the Compass earns good ratings in all safety categories from the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) except the headlights category.
In that category, the following trim levels all get “marginal” ratings:
- Limited trim equipped with Elite package
- Trailhawk trim equipped with Elite package
- Latitude trim equipped with Driver Assistance Group package
- Altitude trim equipped with Driver Assistance Group package
- 80th Anniversary trim equipped with Driver Assistance Group package
- Limited trim
- Trailhawk trim
The following trim levels get “poor” ratings:
- Sport trim
- Latitude trim
- Altitude trim
- 80th Anniversary trim
Car insurance cost for used Jeep Compass
The cost of insuring the Jeep Compass remains well below the cost of insuring the average car in the U.S.
Here is some great news if you are in the market for a new Compass: The cost to insure the 2021 model is nearly $100 lower than the cost to insure the 2019 model. In fact, insuring this year’s model costs less than insuring any other Compass model of the past five years.
| Make | Model Group | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Compass Altitude, Compass High Altitude, Compass Latitude and 5 more | 2017 | $1,432 |
| Jeep | Compass Altitude, Compass High Altitude, Compass Latitude and 5 more | 2018 | $1,438 |
| Jeep | Compass Altitude, Compass High Altitude, Compass Latitude and 5 more | 2019 | $1,453 |
| Jeep | Compass Altitude, Compass High Altitude, Compass Latitude and 5 more | 2020 | $1,427 |
Jeep Gladiator insurance cost
The 2021 Jeep Gladiator costs $1,682 to insure. It is the only convertible truck available on the market today. Technically classified as a midsize pickup, it offers a larger backseat than is typical on such a vehicle. Edmunds also says it has a “rugged character,” which likely will appeal to some buyers.
The Gladiator costs between $34,040 and $51,995 to buy and is available in four main trim levels:
- Sport
- Overland
- Rubion
- Mojave
The Jeep Gladiator earns four out of five stars for its front star rating from the National Highway Traffic Safety Administration. It is not rated for side crashes and earns three out of five stars for its rollover rating.
Car insurance cost for used Jeep Gladiator
We only have one past year of insurance cost history for the Jeep Gladiator, and that is for the Mojave model. The price of insuring the Mojave in 2020 was more than $250 cheaper than the average cost to insure a Gladiator in 2021.
| Make | Model Group | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Gladiator Mojave, Gladiator Overland, Gladiator Rubicon and 2 more | 2020 | $1,970 |
Jeep Grand Cherokee insurance cost
The 2021 Jeep Grand Cherokee costs $1,644 to insure. Edmunds says the vehicle has “one of the most diverse lineups around for a midsize SUV.” It has superior tow ratings for its class and is equipped with a plush interior and robust technology.
The Grand Cherokee costs between $34,970 and $88,445 to buy and is available in seven main trim levels:
- Laredo
- Limited
- Trailhawk
- Overland
- Summit
- SRT
- Trackhawk
The Jeep Grand Cherokee does not earn the strongest safety ratings from the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI).
In terms of crashworthiness, its small overlap front: driver-side rating is marginal, and its small overlap front: passenger-side gets a poor rating. For child seat anchors, its LATCH ease of use system is rated marginal.
In terms of headlights, the following all earn poor ratings:
- Laredo trim equipped with Protech II package
- Laredo trim
- Trailhawk trim
- Limited trim
Other safety ratings for the Jeep Grand Cherokee are stronger.
Car insurance cost for used Jeep Grand Cherokee
The Jeep Grand Cherokee is yet another example of a car that is cheaper to insure brand-new than it is in older models.
| Make | Model Group | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Grand Cherokee Altitude, Grand Cherokee High Altitude, Grand Cherokee Laredo and 11 more | 2017 | $1,649 |
| Jeep | Grand Cherokee Altitude, Grand Cherokee High Altitude, Grand Cherokee Laredo and 11 more | 2018 | $1,676 |
| Jeep | Grand Cherokee Altitude, Grand Cherokee High Altitude, Grand Cherokee Laredo and 11 more | 2019 | $1,719 |
| Jeep | Grand Cherokee Altitude, Grand Cherokee High Altitude, Grand Cherokee Laredo and 11 more | 2020 | $1,714 |
Jeep Renegade insurance cost
The 2021 Jeep Renegade costs $1,415 to insure. Edmunds says this vehicle offers an “exciting driving experience.” It singles out the Trailhawk version of this vehicle for its “best-in-class off-road capability.”
The Renegade costs between $24,870 and $29,525 to buy and is available in four main trim levels:
- Sport
- Latitude
- Limited
- Trailhawk
The Jeep Renegade gets mixed ratings for its safety features from the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI).
In terms of crashworthiness, it only earns an acceptable rating in the “small overlap front: passenger-side” category. The child seat anchors LATCH ease of use rating also is only rated acceptable.
In the headlights ratings, the following trims are deemed acceptable:
- Latitude trim equipped with Luxury Group I package
- 80th Anniversary trim equipped with Luxury Group II package
- Limited trim equipped with Luxury Group II package
The following trim is deemed marginal:
- Trailhawk trim equipped with Luxury Group III package
The following trims are deemed poor:
- Sport trim
- Jeepster trim
- Latitude trim
- Upland trim
- 80th Anniversary trim
- Islander trim
- Limited trim
- Trailhawk trim
Car insurance cost for used Jeep Renegade
The 2021 Jeep Renegade is the second-cheapest of the new Jeep models when it comes to car insurance. Earlier versions of the Renegade cost more to insure, but the price is still reasonable.
| Make | Model Group | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Renegade Altitude, Renegade Deserthawk, Renegade High Altitude and 5 more | 2017 | $ 1,438 |
| Jeep | Renegade Altitude, Renegade Deserthawk, Renegade High Altitude and 5 more | 2018 | $ 1,466 |
| Jeep | Renegade Altitude, Renegade Deserthawk, Renegade High Altitude and 5 more | 2019 | $ 1,537 |
| Jeep | Renegade Altitude, Renegade Deserthawk, Renegade High Altitude and 5 more | 2020 | $ 1,506 |
Jeep Wrangler insurance cost
The 2021 Jeep Wrangler car insurance costs $1,474 per year. Edmunds says the Jeep Wrangler is “the original go-anywhere, do-anything vehicle that still has the spirit of the original military Jeep of World War II.”
Jeep Wrangler models range in cost from $28,900 to $73,500 MSRP and are available in the following trim packages:
- Sport
- Sport S
- Sahara
- Rubicon
The Wrangler got good ratings from IIHS for crashworthiness in every category except the front driver side where it received a marginal rating. It received a superior rating in front crash prevention, but a poor or marginal rating on headlights, depending on trim.
Edmunds calls the Jeep Wrangler, “unrelentingly capable off-road” but also acknowledges that steering (especially on the Rubicon) can feel slow and loose and that there can be lots of wind and tire noise at highway speeds.
Car insurance cost for used Jeep Wrangler
Much like other Jeep models, the 2021 Jeep Wrangler is cheaper to insure than most used models until you get back to 2017 where the rates are marginally cheaper.
The 2019 model is the most expensive to insure at $1,558 per year.
| Make | Model Group | Model Year | Avg. Nationwide |
|---|---|---|---|
| Jeep | Wrangler 75th Anniv, Wrangler Big Bear, Wrangler Black and Tan and 53 more | 2017 | $1,446 |
| Jeep | Wrangler 75th Anniv, Wrangler Big Bear, Wrangler Black and Tan and 53 more | 2018 | $1,491 |
| Jeep | Wrangler 75th Anniv, Wrangler Big Bear, Wrangler Black and Tan and 53 more | 2019 | $1,558 |
| Jeep | Wrangler 75th Anniv, Wrangler Big Bear, Wrangler Black and Tan and 53 more | 2020 | $1,493 |
How to budget and save on Jeep car insurance
Knowing in advance how much you will pay for car insurance can help you winnow down the list of models you are considering when shopping for a new car. Choosing a model with low coverage costs can save you money on car insurance over the years.
Jeep insurance costs often are lower than those for other cars in the U.S. But to get the lowest cost on a Jeep – or any other car – you need to compare rates at various car insurance companies. This will help you zero in on the coverage you need at the lowest cost.
Other ways to save include raising your deductible and asking about car insurance discounts to see if you qualify for them.
