When buying a new vehicle, factor in the cost of car insurance as part of your overall budget.
The average cost of Mercedes-AMG car insurance is $5,087 a year or $424 per month, based on a detailed analysis by CarInsurance.com. Your exact rates may vary based on factors such as your insurance company, vehicle model, age and driving history.
- The annual average nationwide cost of full coverage car insurance for Mercedes-AMG is $5,087 per year.
- The GLB-Class is the cheapest Mercedes-AMG model to insure.
- Advanced safety features that come standard on Mercedes-AMG models help lower your insurance costs.
Average cost of car insurance for a Mercedes-AMG, by company
Car insurance premiums can vary widely based on the make of your vehicle. Insurance companies have their own methods for calculating the risk and the probability of claim filing. They consider various factors, including your driving history, location, age and the type of vehicle you own, to determine your auto insurance rates.
Below, you’ll find Mercedes-AMG car insurance rates from various insurance companies.
Cost to insure a Mercedes-AMG, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Travelers | $3,103 | $1,551 | $259 |
| State Farm | $4,070 | $2,035 | $339 |
| Progressive | $4,128 | $2,064 | $344 |
| Nationwide | $4,679 | $2,339 | $390 |
| GEICO | $5,109 | $2,555 | $426 |
| Allstate | $6,444 | $3,222 | $537 |
| Farmers | $7,094 | $3,547 | $591 |
| USAA | $4,430 | $2,215 | $369 |
Mercedes-AMG average insurance rates, by model
Mercedes-AMG GLB-Class car insurance cost
The average car insurance premium for Mercedes-AMG GLB-Class is $276 per month, which translates to $3,317 per year. The most affordable company for a Mercedes-AMG GLB-Class is Travelers with a rate of $176 monthly or $2,118 per year.
Mercedes-AMG GLA-Class car insurance cost
The average car insurance premium for Mercedes-AMG GLA-Class is $278 per month, which translates to $3,337 per year. The most affordable company for a Mercedes-AMG GLA-Class is Travelers with a rate of $177 monthly or $2,125 per year.
Mercedes-AMG GLC-Class car insurance cost
The average car insurance premium for Mercedes-AMG GLC-Class is $293 per month, which translates to $3,518 per year. The most affordable company for a Mercedes-AMG GLC-Class is Travelers with a rate of $194 monthly or $2,324 per year.
Mercedes-AMG C43 car insurance cost
The monthly car insurance cost for a Mercedes-AMG C43 is $356 , which translates to $4,267 annually. Travelers tops the list of the most affordable car insurance companies, with an average cost of $2,714 a year or $226 per month.
Mercedes-AMG CLA-Class car insurance cost
The average car insurance premium for Mercedes-AMG CLA-Class is $359 per month, which translates to $4,313 per year. The most affordable company for a Mercedes-AMG CLA-Class is Travelers with a rate of $208 monthly or $2,494 per year.
Mercedes-AMG GLE-Class car insurance cost
The average car insurance premium for Mercedes-AMG GLE-Class is $371 per month, which translates to $4,451 per year. The most affordable company for a Mercedes-AMG GLE-Class is Travelers with a rate of $223 monthly or $2,670 per year.
Insurance rates by car model
The average cost of car insurance for a Mercedes-AMG, by age
The cost of Mercedes-AMG car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.
Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.
Car insurance costs generally decrease as drivers gain more experience and avoid getting tickets and filing claims. However, when drivers turn 60, insurance rates tend to rise again. The tables below show Mercedes-AMG insurance costs based on the driver’s age.
Cost to insure a Mercedes-AMG, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Mercedes-AMG C43 | $14,054 | $7,027 | $1,171 |
| 18 | Mercedes-AMG C63 | $17,637 | $8,818 | $1,470 |
| 18 | Mercedes-AMG CLA-Class | $13,913 | $6,957 | $1,159 |
| 18 | Mercedes-AMG CLE-Class | $14,304 | $7,152 | $1,192 |
| 18 | Mercedes-AMG E53 | $17,599 | $8,799 | $1,467 |
| 18 | Mercedes-AMG EQE | $17,236 | $8,618 | $1,436 |
| 18 | Mercedes-AMG EQE SUV | $16,980 | $8,490 | $1,415 |
| 18 | Mercedes-AMG EQS | $18,739 | $9,370 | $1,562 |
| 18 | Mercedes-AMG G63 | $20,170 | $10,085 | $1,681 |
| 18 | Mercedes-AMG GLA-Class | $10,930 | $5,465 | $911 |
| 18 | Mercedes-AMG GLB-Class | $10,893 | $5,447 | $908 |
| 18 | Mercedes-AMG GLC-Class | $11,469 | $5,734 | $956 |
| 18 | Mercedes-AMG GLE-Class | $14,398 | $7,199 | $1,200 |
| 18 | Mercedes-AMG GLS-Class | $16,815 | $8,408 | $1,401 |
| 18 | Mercedes-AMG GT | $19,400 | $9,700 | $1,617 |
| 18 | Mercedes-AMG S-Class | $15,696 | $7,848 | $1,308 |
| 18 | Mercedes-AMG SL-Class | $18,518 | $9,259 | $1,543 |
Cost to insure a Mercedes-AMG, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Mercedes-AMG C43 | $4,267 | $2,133 | $356 |
| 40 | Mercedes-AMG C63 | $5,523 | $2,762 | $460 |
| 40 | Mercedes-AMG CLA-Class | $4,313 | $2,156 | $359 |
| 40 | Mercedes-AMG CLE-Class | $4,515 | $2,257 | $376 |
| 40 | Mercedes-AMG E53 | $5,588 | $2,794 | $466 |
| 40 | Mercedes-AMG EQE | $5,335 | $2,668 | $445 |
| 40 | Mercedes-AMG EQE SUV | $5,206 | $2,603 | $434 |
| 40 | Mercedes-AMG EQS | $5,866 | $2,933 | $489 |
| 40 | Mercedes-AMG G63 | $6,254 | $3,127 | $521 |
| 40 | Mercedes-AMG GLA-Class | $3,337 | $1,669 | $278 |
| 40 | Mercedes-AMG GLB-Class | $3,317 | $1,659 | $276 |
| 40 | Mercedes-AMG GLC-Class | $3,518 | $1,759 | $293 |
| 40 | Mercedes-AMG GLE-Class | $4,451 | $2,226 | $371 |
| 40 | Mercedes-AMG GLS-Class | $5,244 | $2,622 | $437 |
| 40 | Mercedes-AMG GT | $6,004 | $3,002 | $500 |
| 40 | Mercedes-AMG S-Class | $4,978 | $2,489 | $415 |
| 40 | Mercedes-AMG SL-Class | $5,771 | $2,885 | $481 |
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Mercedes-AMG car insurance rates by state
When it comes to insuring your Mercedes-AMG, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Mercedes-AMG car insurance for all the states in the U.S.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $4,968 | $2,484 | $414 |
| Alabama | $4,367 | $2,184 | $364 |
| Arkansas | $6,136 | $3,068 | $511 |
| Arizona | $5,275 | $2,638 | $440 |
| California | $6,333 | $3,167 | $528 |
| Colorado | $5,810 | $2,905 | $484 |
| Connecticut | $5,769 | $2,885 | $481 |
| Washington, D.C. | $6,749 | $3,374 | $562 |
| Delaware | $5,575 | $2,787 | $465 |
| Florida | $4,841 | $2,421 | $403 |
| Georgia | $4,650 | $2,325 | $387 |
| Hawaii | $2,842 | $1,421 | $237 |
| Iowa | $4,577 | $2,289 | $381 |
| Idaho | $3,703 | $1,851 | $309 |
| Illinois | $4,025 | $2,013 | $335 |
| Indiana | $3,391 | $1,695 | $283 |
| Kansas | $5,243 | $2,621 | $437 |
| Kentucky | $6,048 | $3,024 | $504 |
| Louisiana | $8,331 | $4,166 | $694 |
| Massachusetts | $4,396 | $2,198 | $366 |
| Maryland | $5,684 | $2,842 | $474 |
| Maine | $3,519 | $1,759 | $293 |
| Michigan | $6,972 | $3,486 | $581 |
| Minnesota | $5,103 | $2,551 | $425 |
| Missouri | $5,564 | $2,782 | $464 |
| Mississippi | $5,750 | $2,875 | $479 |
| Montana | $5,201 | $2,600 | $433 |
| North Carolina | $4,130 | $2,065 | $344 |
| North Dakota | $4,414 | $2,207 | $368 |
| Nebraska | $5,349 | $2,675 | $446 |
| New Hampshire | $3,744 | $1,872 | $312 |
| New Jersey | $5,372 | $2,686 | $448 |
| New Mexico | $4,915 | $2,457 | $410 |
| Nevada | $5,245 | $2,623 | $437 |
| New York | $5,493 | $2,747 | $458 |
| Ohio | $3,288 | $1,644 | $274 |
| Oklahoma | $5,433 | $2,716 | $453 |
| Oregon | $4,057 | $2,029 | $338 |
| Pennsylvania | $5,462 | $2,731 | $455 |
| Rhode Island | $5,909 | $2,954 | $492 |
| South Carolina | $5,234 | $2,617 | $436 |
| South Dakota | $6,272 | $3,136 | $523 |
| Tennessee | $4,451 | $2,226 | $371 |
| Texas | $5,663 | $2,832 | $472 |
| Utah | $3,695 | $1,848 | $308 |
| Virginia | $4,494 | $2,247 | $375 |
| Vermont | $3,996 | $1,998 | $333 |
| Washington | $3,768 | $1,884 | $314 |
| Wisconsin | $5,075 | $2,537 | $423 |
| West Virginia | $4,799 | $2,399 | $400 |
| Wyoming | $3,982 | $1,991 | $332 |
Average car insurance cost for different vehicle makes
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If you’re looking for affordable Mercedes-AMG car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Airbags, backup cameras, automatic emergency braking and lane departure warning are all safety features that will help keep your insurance premium low. As in years past, minivans and compact to midsize SUVs topped our list of cheapest cars to insure this year.
Pickups and commercial vans usually cost less to insure than sedans and other vehicles. This is because they aren’t equipped with costly electrical and safety components, making them less expensive to repair.
Cheapest Mercedes-AMG models to insure
Smaller, budget-friendly Mercedes-AMG models with low-power engines are more affordable to insure than upscale or sporty versions. Entry-level base models have lower car insurance rates, but premiums increase as you move up to higher-level trims.
Family-friendly models equipped with various safety features can help keep your insurance premiums affordable. Advanced safety technologies like automatic emergency braking, backup cameras and blind spot detection often qualify for discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Mercedes-AMG models to insure
Luxury vehicles and sports cars typically rank among the most expensive vehicles to insure. Luxury cars and sports models often come with higher premiums due to their increased theft risk and higher repair or replacement costs. Meanwhile, larger SUVs can also result in higher insurance rates because of their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Mercedes-AMG
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Mercedes-AMG discounts on car insurance
To reduce the cost of your Mercedes-AMG insurance, ensure that you take advantage of all available discounts. Insurance companies offer a range of discounts that can significantly lower your premiums.
Discounts can be related to the vehicle you drive or your personal factors. Insurance companies often offer reduced premiums for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warnings and driver alertness monitors.
In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.
Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Mercedes-AMG auto insurance.
How does a car’s make affect car insurance rates?
Curious how much is Mercedes-AMG insurance? It will depend on which model you choose. Mercedes-AMG builds a variety of different vehicles and the cost to insure them will vary depending on the vehicle type.
Smaller SUVs and minivans generally have the lowest insurance costs, while luxury models and sporty sedans are more expensive to insure. Pickup trucks are often cheaper on the insurance spectrum-unless you go for luxury trims.
Insurance companies analyze extensive statistical data, which shows that vehicles popular among families-like SUVs and minivans-are involved in fewer accidents and file fewer claims compared to sedans and sports cars. This is one reason they come with lower insurance costs. On the other hand, luxury vehicles and sports cars are packed with high-end materials and advanced technology, increasing repair expenses and, consequently, insurance premiums.
When comparing car insurance quotes, make sure to compare quotes thoroughly for different types of vehicles. For instance, insuring a luxury sedan generally costs more than insuring a minivan or mid-size SUV. To make an informed decision, be sure to compare quotes for the same vehicle type and coverage levels.
The same advice should be followed when comparing vehicles from different manufacturers. A luxury German sedan (BMW or Mercedes for example) will be more expensive to insure than a minivan or compact vehicle from another manufacturer, so always compare similar vehicle types and trim levels when shopping for a new vehicle or policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
Final thoughts on Mercedes-AMG insurance costs
Mercedes-AMG offers a diverse range of vehicle models, and the cost to insure them varies based on several factors. Opting for entry-level vehicles with a lower starting price, a smaller engine and plenty of safety features can help keep your insurance premiums affordable. On the other hand, selecting luxury or sporty models may increase the cost of coverage.
No matter which Mercedes-AMG model you choose, you can save money on your insurance by regularly comparing your coverage options, inquiring about available discounts and opting for the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Mercedes-AMG?
Yes, your driving record has a significant impact on your Mercedes-AMG’s insurance premium. A clean driving history typically leads to lower rates, while accidents, speeding tickets, or DUI offenses can substantially increase your premium.
Does the color of my Mercedes-AMG affect the insurance premium?
No, the color of your Mercedes-AMG does not affect your insurance premium. Insurance companies base their rates on factors like the model, age, safety features, and driving history, but not the color of your vehicle.
How does the age of my Mercedes-AMG affect insurance costs?
The age of your Mercedes-AMG can influence your insurance costs. Older Mercedes-AMG models tend to have lower premiums due to depreciation, but they may lack the latest safety features, which can slightly increase the rates. Conversely, newer models often have higher premiums because they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed March 2026.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 18 and 40-year-old male drivers carrying full coverage policies with limits of 100/300/100 and 0 collision and comprehensive deductibles. Read the detailed methodology for more information.
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