If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
On average, Chevrolet car insurance costs an average of $2,796 a year or $233 monthly, based on CarInsurance.com’s rate analysis. Your exact rates may vary based on the Chevrolet model you drive, model year, your age, driving history and the insurance company you choose.
- The annual average nationwide cost of full coverage car insurance for Chevrolet is $2,796 per year.
- The TrailBlazer is the cheapest Chevrolet model to insure.
- Advanced safety features that come standard on Chevrolet models help lower your insurance costs.
Average cost of car insurance for a Chevrolet, by company
Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.
See how car insurance rates for Chevrolet vehicles compare among different insurers in the table below.
Cost to insure a Chevrolet, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Travelers | $1,848 | $924 | $154 |
| GEICO | $2,426 | $1,213 | $202 |
| State Farm | $2,512 | $1,256 | $209 |
| Nationwide | $2,519 | $1,259 | $210 |
| Progressive | $2,795 | $1,398 | $233 |
| Allstate | $3,685 | $1,843 | $307 |
| Farmers | $3,690 | $1,845 | $308 |
| USAA | $2,088 | $1,044 | $174 |
Chevrolet average insurance rates, by model
Chevrolet TrailBlazer car insurance cost
The average car insurance premium for Chevrolet TrailBlazer is $198 per month, which translates to $2,381 per year. The most affordable company for a Chevrolet TrailBlazer is Travelers with a rate of $148 monthly or $1,780 per year.
Chevrolet Trax car insurance cost
The average monthly car insurance premium for a Chevrolet Trax is $202 or $2,423 annually. Travelers is the most affordable company for a Chevrolet Trax owner, offering insurance at a monthly rate of just $152 or $1,825 per year.
Chevrolet Express car insurance cost
The average car insurance premium for Chevrolet Express is $202 per month, which translates to $2,427 per year. The most affordable company for a Chevrolet Express is Travelers with a rate of $137 monthly or $1,639 per year.
Chevrolet Equinox car insurance cost
Car insurance costs an average of $207 per month, which adds up to $2,488 a year for a Chevrolet Equinox. Among the companies analyzed, Travelers stands out as the most affordable option, at an average annual cost of $1,809 or $151 per month.
Chevrolet Colorado car insurance cost
The average car insurance premium for Chevrolet Colorado is $212 per month, which translates to $2,546 per year. The most affordable company for a Chevrolet Colorado is Travelers with a rate of $144 monthly or $1,728 per year.
Chevrolet Blazer car insurance cost
The average car insurance premium for Chevrolet Blazer is $221 per month, which translates to $2,650 per year. The most affordable company for a Chevrolet Blazer is Travelers with a rate of $154 monthly or $1,848 per year.
Insurance rates by car model
The average cost of car insurance for a Chevrolet, by age
The cost of Chevrolet car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.
Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.
The cost of car insurance starts to drop as drivers gain more experience and stays pretty level, assuming no tickets, claims or accidents until the age of 60 when rates start to rise.
In the tables below, see how much it costs to insure a Chevrolet by the driver’s age.
Cost to insure a Chevrolet, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Chevrolet Blazer | $8,701 | $4,351 | $725 |
| 18 | Chevrolet Blazer EV | $10,753 | $5,377 | $896 |
| 18 | Chevrolet Colorado | $8,343 | $4,171 | $695 |
| 18 | Chevrolet Corvette | $11,290 | $5,645 | $941 |
| 18 | Chevrolet Corvette E-Ray | $15,728 | $7,864 | $1,311 |
| 18 | Chevrolet Corvette Z06 | $14,712 | $7,356 | $1,226 |
| 18 | Chevrolet Equinox | $8,143 | $4,072 | $679 |
| 18 | Chevrolet Equinox EV | $9,121 | $4,560 | $760 |
| 18 | Chevrolet Express | $7,837 | $3,919 | $653 |
| 18 | Chevrolet Malibu | $9,529 | $4,764 | $794 |
| 18 | Chevrolet Silverado 1500 | $8,973 | $4,487 | $748 |
| 18 | Chevrolet Silverado EV | $11,635 | $5,817 | $970 |
| 18 | Chevrolet Silverado HD | $9,204 | $4,602 | $767 |
| 18 | Chevrolet Silverado ZR2 | $9,564 | $4,782 | $797 |
| 18 | Chevrolet Suburban | $9,455 | $4,728 | $788 |
| 18 | Chevrolet Tahoe | $8,868 | $4,434 | $739 |
| 18 | Chevrolet TrailBlazer | $7,732 | $3,866 | $644 |
| 18 | Chevrolet Traverse | $8,813 | $4,406 | $734 |
| 18 | Chevrolet Trax | $8,044 | $4,022 | $670 |
Cost to insure a Chevrolet, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Chevrolet Blazer | $2,650 | $1,325 | $221 |
| 40 | Chevrolet Blazer EV | $3,261 | $1,631 | $272 |
| 40 | Chevrolet Colorado | $2,546 | $1,273 | $212 |
| 40 | Chevrolet Corvette | $3,437 | $1,719 | $286 |
| 40 | Chevrolet Corvette E-Ray | $4,802 | $2,401 | $400 |
| 40 | Chevrolet Corvette Z06 | $4,405 | $2,202 | $367 |
| 40 | Chevrolet Equinox | $2,488 | $1,244 | $207 |
| 40 | Chevrolet Equinox EV | $2,772 | $1,386 | $231 |
| 40 | Chevrolet Express | $2,427 | $1,213 | $202 |
| 40 | Chevrolet Malibu | $2,897 | $1,448 | $241 |
| 40 | Chevrolet Silverado 1500 | $2,724 | $1,362 | $227 |
| 40 | Chevrolet Silverado EV | $3,526 | $1,763 | $294 |
| 40 | Chevrolet Silverado HD | $2,806 | $1,403 | $234 |
| 40 | Chevrolet Silverado ZR2 | $2,948 | $1,474 | $246 |
| 40 | Chevrolet Suburban | $2,893 | $1,447 | $241 |
| 40 | Chevrolet Tahoe | $2,722 | $1,361 | $227 |
| 40 | Chevrolet TrailBlazer | $2,381 | $1,191 | $198 |
| 40 | Chevrolet Traverse | $2,729 | $1,365 | $227 |
| 40 | Chevrolet Trax | $2,423 | $1,212 | $202 |
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Chevrolet car insurance rates by state
When it comes to insuring your Chevrolet, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Chevrolet car insurance for all the states in the U.S.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,682 | $1,341 | $224 |
| Alabama | $2,326 | $1,163 | $194 |
| Arkansas | $3,293 | $1,646 | $274 |
| Arizona | $2,903 | $1,452 | $242 |
| California | $3,662 | $1,831 | $305 |
| Colorado | $3,307 | $1,654 | $276 |
| Connecticut | $3,141 | $1,571 | $262 |
| Washington, D.C. | $3,719 | $1,859 | $310 |
| Delaware | $3,011 | $1,506 | $251 |
| Florida | $3,396 | $1,698 | $283 |
| Georgia | $3,056 | $1,528 | $255 |
| Hawaii | $1,671 | $835 | $139 |
| Iowa | $2,408 | $1,204 | $201 |
| Idaho | $1,827 | $913 | $152 |
| Illinois | $2,343 | $1,172 | $195 |
| Indiana | $1,916 | $958 | $160 |
| Kansas | $2,753 | $1,376 | $229 |
| Kentucky | $3,262 | $1,631 | $272 |
| Louisiana | $4,783 | $2,391 | $399 |
| Massachusetts | $2,172 | $1,086 | $181 |
| Maryland | $2,926 | $1,463 | $244 |
| Maine | $1,701 | $851 | $142 |
| Michigan | $3,501 | $1,750 | $292 |
| Minnesota | $2,570 | $1,285 | $214 |
| Missouri | $2,763 | $1,381 | $230 |
| Mississippi | $3,079 | $1,540 | $257 |
| Montana | $2,684 | $1,342 | $224 |
| North Carolina | $2,284 | $1,142 | $190 |
| North Dakota | $2,300 | $1,150 | $192 |
| Nebraska | $2,942 | $1,471 | $245 |
| New Hampshire | $1,807 | $904 | $151 |
| New Jersey | $3,115 | $1,558 | $260 |
| New Mexico | $2,731 | $1,365 | $228 |
| Nevada | $3,730 | $1,865 | $311 |
| New York | $2,964 | $1,482 | $247 |
| Ohio | $1,862 | $931 | $155 |
| Oklahoma | $3,223 | $1,611 | $269 |
| Oregon | $2,434 | $1,217 | $203 |
| Pennsylvania | $2,687 | $1,344 | $224 |
| Rhode Island | $2,939 | $1,469 | $245 |
| South Carolina | $3,307 | $1,654 | $276 |
| South Dakota | $2,982 | $1,491 | $248 |
| Tennessee | $2,466 | $1,233 | $205 |
| Texas | $3,297 | $1,649 | $275 |
| Utah | $2,230 | $1,115 | $186 |
| Virginia | $2,335 | $1,167 | $195 |
| Vermont | $1,767 | $883 | $147 |
| Washington | $2,249 | $1,125 | $187 |
| Wisconsin | $2,613 | $1,306 | $218 |
| West Virginia | $2,432 | $1,216 | $203 |
| Wyoming | $2,129 | $1,064 | $177 |
Average car insurance cost for different vehicle makes
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When it comes to affordable Chevrolet car insurance, it’s best to stick to vehicles that are designed with families in mind. These vehicles are typically loaded with advanced safety features, have smaller engines and are usually driven by parents who have kids in the car, so they tend to drive more carefully, which results in fewer accidents.
Safety features such as airbags, backup cameras, automatic emergency braking and lane departure warnings help to get affordable car insurance premiums. As in years past, minivans and small to midsize SUVs continue to rank among the most affordable vehicles to insure.
Pickups and commercial vans often come with lower insurance rates than sedans and other types of vehicles. This is partly because they are cheaper to repair and don’t have any expensive electric and safety components, leading to cheaper insurance rates.
Cheapest Chevrolet models to insure
Smaller, less expensive Chevrolet models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Chevrolet base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.
Family-friendly models equipped with various safety features can help keep your insurance premiums affordable. Advanced safety technologies like automatic emergency braking, backup cameras and blind spot detection often qualify for discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, a senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Chevrolet models to insure
When it comes to insurance costs, luxury vehicles, sports cars and SUVs are often the most expensive. Sports cars and luxury models have higher rates because they’re more frequently targeted by thieves and have high repair costs. SUVs, especially the larger models, come with higher premiums due to their potential to cause more extensive damage in accidents.
If you’re planning to reduce your insurance expenses, try to avoid these types of vehicles:
- EVs: Electric vehicles (EVs) come with large, costly batteries, which can make them more expensive to insure. Battery packs can cost up to $20,000 to replace, so insurers factor this risk into your premium.
- Luxury and sports cars: Insurers view luxury and sports cars as higher risk due to their hefty price tags. With big engines and exclusive features, these vehicles are costly to repair or replace, which leads to higher insurance premiums.
- Favorites of thieves: Insurance companies diligently analyze theft data to assess risk. Owning a vehicle that ranks high on thieves’ lists can lead to increased insurance premiums. Each year, the National Insurance Crime Bureau (NICB) releases a list of the most targeted cars by thieves. By selecting a vehicle that isn’t frequently stolen, you can potentially reduce your insurance expenses.
How to save on car insurance for a Chevrolet
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Chevrolet discounts on car insurance
To reduce the cost of your Chevrolet insurance, ensure that you take advantage of all available discounts. Insurance companies offer a range of discounts that can significantly lower your premiums.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
You may be able to save money by installing an anti-theft device or driving a brand-new car, as some insurers offer discounts for new vehicles. Personal factors, such as being a good driver or a good student (if you have a teen on your policy), can also lead to significant discounts.
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Honda auto insurance.
How does a car’s make affect car insurance rates?
Curious about Chevrolet insurance premiums? The insurance rates vary based on the specific model you choose. Since Chevrolet manufactures various vehicles, the insurance premiums differ accordingly.
Smaller SUVs and minivans are among the least expensive vehicles to insure, while luxury models and sporty sedans come with higher insurance costs. Pickup trucks generally fall on the more affordable side of insurance rates-unless you opt for luxury trim levels.
Insurers collect reams of statistical data, and the numbers show that vehicles that are popular with families (think SUVs and minivans) are in fewer accidents and file fewer claims than drivers of sedans and sports cars which is one reason they are cheaper to insure. Luxury vehicles and sports cars are also bursting with expensive trim materials and technology that pushes up the cost of repairs and insurance.
Remember to compare apples to apples when it comes to insurance quotes for different vehicle types. A luxury sedan will always cost more to insure than a minivan or mid-size SUV, so when comparing insurance quotes, be sure to compare the same vehicle types and coverage limits.
The same advice should be followed when comparing vehicles from different manufacturers. A luxury German sedan (BMW or Mercedes for example) will be more expensive to insure than a minivan or compact vehicle from another manufacturer, so always compare similar vehicle types and trim levels when shopping for a new vehicle or policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Chevrolet
Chevrolet, known as Chevy, is a globally recognized brand that represents American craftsmanship in automotive manufacturing. Since its founding by Louis Chevrolet and William C. Durant in 1911, the brand has consistently offered a wide range of vehicles – from compact cars to large SUVs – catering to diverse consumer requirements. Chevy’s vehicles are admired for their durability, performance and innovative features. Over the years, Chevrolet has become an iconic symbol of American automotive history, contributing significantly to the growth and evolution of the industry.
Final thoughts on Chevrolet insurance costs
Chevrolet makes a variety of different models and the cost to insure them will vary based on a number of factors. Choosing entry-level vehicles with a low starting price, smaller engine under the hood and plenty of safety features will help keep your premium affordable while more luxury and sporty models will push up the cost of coverage.
Shopping your coverage on a regular basis, asking for discounts and choosing the highest deductible you can easily afford are all great ways to save money on your coverage regardless of which Chevrolet model you drive off the lot.
Frequently asked questions
Does my driving record impact how much I pay to insure my Chevrolet?
Yes, your driving record has a significant impact on your Chevrolet’s insurance premium. A clean driving history typically leads to lower rates, while accidents, speeding tickets, or DUI offenses can substantially increase your premium.
Does the color of my Chevrolet affect the insurance premium?
No, the color of your Chevrolet does not affect your insurance premium. Insurance companies base their rates on factors like the model, age, safety features, and driving history, but not the color of your vehicle.
How does the age of my Chevrolet affect insurance costs?
The age of your Chevrolet can influence your insurance costs. Older Chevrolet models tend to have lower premiums due to depreciation, but they may lack the latest safety features, which can slightly increase the rates. Conversely, newer models often have higher premiums because they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed March 2026.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 18 and 40-year-old male drivers carrying full coverage policies with limits of 100/300/100 and 0 collision and comprehensive deductibles. Read the detailed methodology for more information.
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