If you’re in the market for a new vehicle, you must factor the cost of car insurance into your car budget. Interested in how much car insurance for a Chevrolet costs? Here’s what you need to know.

On average, Chevrolet car insurance costs an average of $2,453 a year or $204 monthly, based on CarInsurance.com’s rate analysis. Your exact rates may vary based on the Chevrolet model you drive, model year, your age, driving history and the insurance company you choose.

CarInsurance.com Insights
  • The annual average nationwide cost of full coverage car insurance for Chevrolet is $2,453 per year.
  • The TrailBlazer is the cheapest Chevrolet model to insure.
  • Advanced safety features that come standard on Chevrolet models help lower your insurance costs.

Average cost of car insurance for a Chevrolet, by company

Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.

See how car insurance rates for Chevrolet vehicles compare among different insurers in the table below.

Cost to insure a Chevrolet, by company

CompanyAnnual ratesSix-month ratesMonthly rates
Nationwide$1,889$945$157
Geico$2,099$1,049$175
State Farm$2,102$1,051$175
Progressive$2,430$1,215$203
Farmers$2,833$1,416$236
Allstate$3,380$1,690$282

Chevrolet average insurance rates, by model

Chevrolet TrailBlazer car insurance cost

Car insurance costs $168 per month or $2,012 a year on average for a Chevrolet TrailBlazer, according to CarInsurance.com’s data study. State Farm has the cheapest car insurance rates for Chevrolet TrailBlazer among the companies analyzed. Its average annual cost for a Chevrolet TrailBlazer is $1,675 or $140 per month.

Chevrolet Express car insurance cost

On average, car insurance for a Chevrolet Express costs $170 a month or $2,035 per year. Nationwide has the cheapest car insurance cost for a Chevrolet Express at $129 per month, equating to $1,552 annually.

Chevrolet Equinox car insurance cost

The average car insurance premium for Chevrolet Equinox is $174 per month, which translates to $2,090 per year. The most affordable company for a Chevrolet Equinox is Nationwide with a rate of $139 monthly or $1,667 per year.

Chevrolet Trax car insurance cost

The average car insurance premium for Chevrolet Trax is $175 per month, which translates to $2,102 per year. The most affordable company for a Chevrolet Trax is Geico with a rate of $138 monthly or $1,656 per year.

Chevrolet Traverse car insurance cost

The average car insurance premium for Chevrolet Traverse is $190 per month, which translates to $2,283 per year. The most affordable company for a Chevrolet Traverse is Geico with a rate of $145 monthly or $1,742 per year.

Chevrolet Blazer car insurance cost

The average car insurance premium for Chevrolet Blazer is $191 per month, which translates to $2,293 per year. The most affordable company for a Chevrolet Blazer is Geico with a rate of $157 monthly or $1,888 per year.

Insurance rates by car model

Insurance rates by car model

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The average cost of car insurance for a Chevrolet, by age

The cost of Chevrolet car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.

According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.

Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.

Car insurance costs generally decrease as drivers gain more experience and avoid getting tickets and filing claims. However, when drivers turn 60, insurance rates tend to rise again. The tables below show Chevrolet insurance costs based on the driver’s age.

Cost to insure a Chevrolet, by model, for 18-year-olds

AgeMake ModelAnnual ratesSix-month ratesMonthly rates
18Chevrolet Blazer$8,504$4,252$709
18Chevrolet Blazer EV$10,990$5,495$916
18Chevrolet Camaro$9,901$4,950$825
18Chevrolet Camaro ZL1$13,170$6,585$1,098
18Chevrolet Colorado$8,636$4,318$720
18Chevrolet Corvette$12,713$6,357$1,059
18Chevrolet Corvette E-Ray$16,642$8,321$1,387
18Chevrolet Corvette Z06$16,161$8,081$1,347
18Chevrolet Equinox$7,753$3,877$646
18Chevrolet Express$7,418$3,709$618
18Chevrolet Malibu$9,145$4,573$762
18Chevrolet Silverado 1500$8,878$4,439$740
18Chevrolet Silverado EV$8,979$4,489$748
18Chevrolet Silverado HD$9,405$4,703$784
18Chevrolet Silverado ZR2$9,377$4,688$781
18Chevrolet Suburban$9,085$4,542$757
18Chevrolet Tahoe$9,025$4,512$752
18Chevrolet TrailBlazer$7,327$3,663$611
18Chevrolet Traverse$8,361$4,181$697
18Chevrolet Traverse Limited$8,966$4,483$747
18Chevrolet Trax$7,848$3,924$654

Cost to insure a Chevrolet, by model, for 40-year-olds

AgeMake ModelAnnual ratesSix-month ratesMonthly rates
40Chevrolet Blazer$2,293$1,146$191
40Chevrolet Blazer EV$2,890$1,445$241
40Chevrolet Camaro$2,667$1,333$222
40Chevrolet Camaro ZL1$3,598$1,799$300
40Chevrolet Colorado$2,327$1,164$194
40Chevrolet Corvette$3,449$1,724$287
40Chevrolet Corvette E-Ray$4,584$2,292$382
40Chevrolet Corvette Z06$4,352$2,176$363
40Chevrolet Equinox$2,090$1,045$174
40Chevrolet Express$2,035$1,018$170
40Chevrolet Malibu$2,446$1,223$204
40Chevrolet Silverado 1500$2,413$1,206$201
40Chevrolet Silverado EV$2,452$1,226$204
40Chevrolet Silverado HD$2,553$1,277$213
40Chevrolet Silverado ZR2$2,575$1,288$215
40Chevrolet Suburban$2,508$1,254$209
40Chevrolet Tahoe$2,462$1,231$205
40Chevrolet TrailBlazer$2,012$1,006$168
40Chevrolet Traverse$2,283$1,142$190
40Chevrolet Traverse Limited$2,482$1,241$207
40Chevrolet Trax$2,102$1,051$175

Chevrolet car insurance rates by state

When it comes to insuring your Chevrolet, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Chevrolet car insurance for all the states in the U.S.

StateAnnual ratesSix-month ratesMonthly rates
Alaska$2,336$1,168$195
Alabama$2,336$1,168$195
Arkansas$2,676$1,338$223
Arizona$2,383$1,191$199
California$2,985$1,493$249
Colorado$3,168$1,584$264
Connecticut$2,480$1,240$207
Washington, D.C.$2,982$1,491$249
Delaware$2,455$1,227$205
Florida$2,970$1,485$248
Georgia$2,986$1,493$249
Hawaii$1,578$789$132
Iowa$2,104$1,052$175
Idaho$1,604$802$134
Illinois$2,389$1,194$199
Indiana$2,235$1,117$186
Kansas$2,599$1,300$217
Kentucky$2,944$1,472$245
Louisiana$4,015$2,007$335
Massachusetts$2,220$1,110$185
Maryland$2,299$1,149$192
Maine$1,650$825$138
Michigan$3,016$1,508$251
Minnesota$2,699$1,349$225
Missouri$2,877$1,439$240
Mississippi$2,638$1,319$220
Montana$2,691$1,346$224
North Carolina$1,881$941$157
North Dakota$2,218$1,109$185
Nebraska$2,647$1,323$221
New Hampshire$1,791$895$149
New Jersey$2,342$1,171$195
New Mexico$2,524$1,262$210
Nevada$2,359$1,179$197
New York$1,839$919$153
Ohio$1,866$933$155
Oklahoma$2,645$1,323$220
Oregon$2,336$1,168$195
Pennsylvania$2,577$1,288$215
Rhode Island$2,901$1,451$242
South Carolina$2,402$1,201$200
South Dakota$2,948$1,474$246
Tennessee$2,707$1,353$226
Texas$3,531$1,766$294
Utah$1,977$988$165
Virginia$1,869$934$156
Vermont$1,703$851$142
Washington$1,965$983$164
Wisconsin$1,924$962$160
West Virginia$2,360$1,180$197
Wyoming$2,586$1,293$216

Which body styles are cheaper or more expensive to insure?

If you’re looking for affordable Chevrolet car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.

Safety features like airbags, backup cameras, automatic emergency braking and lane departure warnings play a significant role in keeping insurance premiums low. Minivans and compact to midsize SUVs continue to top the list of the most affordable cars to insure.

Pickups and commercial vans often come with lower insurance rates than sedans and other types of vehicles. This is partly because they are cheaper to repair and don’t have any expensive electric and safety components, leading to cheaper insurance rates.

Cheapest Chevrolet models to insure

Smaller, budget-friendly Chevrolet models with low-power engines are more affordable to insure than upscale or sporty versions. Entry-level base models have lower car insurance rates, but premiums increase as you move up to higher-level trims.

Family-friendly models equipped with various safety features can help keep your insurance premiums affordable. Advanced safety technologies like automatic emergency braking, backup cameras and blind spot detection often qualify for discounts.

“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren Mckenzie, independent broker/agent with A Plus Insurance. “If you are younger and you choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”

Most expensive Chevrolet models to insure

Luxury vehicles and sports cars typically rank among the most expensive vehicles to insure. Luxury cars and sports models often come with higher premiums due to their increased theft risk and higher repair or replacement costs. Meanwhile, larger SUVs can also result in higher insurance rates because of their potential to cause more damage in an accident.

If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:

  • EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
  • Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
  • Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.

How to save on car insurance for a Chevrolet

Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.

Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.

“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” Mckenzie says.

Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.

“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” Mckenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”

Chevrolet discounts on car insurance

One way to save money on your Chevrolet insurance is to make sure that all available discounts are being applied to your policy. Insurers offer a variety of discounts that can dramatically lower your premium.

You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.

In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.

Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).

“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.

Learn about common car insurance discounts for an overview of the most common savings for Chevrolet auto insurance.

How does a car’s make affect car insurance rates?

Chevrolet car insurance rates depend on the model you select. They offer a diverse range of vehicles and insurance costs vary with each type.

Smaller SUVs and minivans are the cheapest vehicle types to insure while luxury models and sporty sedans are more expensive. Pickup trucks tend to fall on the more affordable side of the insurance spectrum – until you get into the luxury trim levels.

Insurance companies accumulate excessive statistical data, revealing that family-friendly vehicles-like SUVs and minivans-are involved in fewer accidents and file fewer claims than sedans and sports cars. This is one reason why they are cheaper to insure. Additionally, luxury vehicles and sports cars are equipped with expensive materials and advanced technology, which drives up repair costs and, as a result, increases insurance premiums.

When comparing car insurance quotes, make sure to compare quotes thoroughly for different types of vehicles. For instance, insuring a luxury sedan generally costs more than insuring a minivan or mid-size SUV. To make an informed decision, be sure to compare quotes for the same vehicle type and coverage levels.

This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.

Check out car insurance rates by model: Compare rates for over 3,000 models

About the company: Chevrolet

Chevrolet, known as Chevy, is a globally recognized brand that represents American craftsmanship in automotive manufacturing. Since its founding by Louis Chevrolet and William C. Durant in 1911, the brand has consistently offered a wide range of vehicles – from compact cars to large SUVs – catering to diverse consumer requirements. Chevy’s vehicles are admired for their durability, performance and innovative features. Over the years, Chevrolet has become an iconic symbol of American automotive history, contributing significantly to the growth and evolution of the industry.

Final thoughts on Chevrolet insurance costs

Chevrolet offers a diverse lineup of models, and the cost to insure them varies based on several factors. Choosing an entry-level vehicle with a low MSRP, smaller engine and various safety features can help keep your insurance premiums affordable. On the other hand, choosing luxury or sporty models will typically increase the cost of coverage.

No matter which Chevrolet model you choose, you can save money on your insurance by regularly comparing your coverage options, inquiring about available discounts and opting for the highest deductible.

Frequently asked questions

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Does my driving record impact how much I pay to insure my Chevrolet?

Your driving record is important in determining your Chevrolet’s insurance premium. Generally, a clean driving history results in lower rates, while incidents such as accidents, speeding violations, or DUI charges can significantly raise your premium.

Does the color of my Chevrolet affect the insurance premium?

The color of your Chevrolet does not influence your insurance premium. Insurance companies determine rates based on factors such as the model, age, safety features and driving history, but vehicle color has no impact on the cost.

How does the age of my Chevrolet affect insurance costs?

The age of your Chevrolet can affect your insurance costs. Generally, older models may come with lower premiums due to depreciation, although they might lack modern safety features, which can lead to slightly higher rates. In contrast, newer models typically have higher premiums because they are more costly to repair or replace.

Resources & Methodology

Sources

  1. Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed June 2025.
  2. National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed June 2025.

Methodology

CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.

To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.

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Meet our editorial team
author-img Shivani Gite Contributing Writer
Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. When not writing, you can find her reading a book or watching anime.
author-img Laura Longero Executive Editor
Laura Longero is an insurance expert with more than 15 years of experience educating people about personal finance topics and helping consumers navigate the complexities of auto insurance. She writes and edits for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. Prior to joining QuinStreet, she worked as a reporter and editor at the USA Today Network. Laura completed the pre-licensing course in Personal Lines Property & Casualty Insurance in Nevada.