The type of vehicle you own in Alaska can make a big difference in how much you pay for car insurance.
Insurers consider more than just make and model when setting rates. They also weigh factors like crash-test ratings, theft rates, safety features and average repair costs, as well as personal factors like your age and driving record.
We have highlighted the vehicles with the lowest insurance premiums and broken them down by make, model and type. Below, you’ll find the cheapest car insurance rates in Alaska for sedans, SUVs, sports cars, electric vehicles (EVs) and luxury vehicles.
Ranked: The cheapest cars to insure in Alaska
The Honda HR-V and Mini Cooper Electric are the cheapest vehicles to insure in Alaska, closely followed by the Subaru Forester and Chevrolet TrailBlazer, according to our data analysis.
Below is a list of the cheapest vehicles to insure in Alaska and their average six-month full coverage premiums.
| Car make-model | Average six-month premium |
|---|---|
| Honda HR-V | $868 |
| Mini Cooper Electric | $868 |
| Subaru Forester | $896 |
| Chevrolet TrailBlazer | $898 |
| Volkswagen Taos | $903 |
| Mini Cooper Countryman JCW | $913 |
| Kia Niro EV | $918 |
| Mazda CX-5 | $920 |
| Honda CR-V | $920 |
| Volkswagen Tiguan | $924 |
Read more: Cheapest cars to insure across the United States
Most affordable cars to insure by vehicle type in Alaska
Auto insurance rates differ based on the type of vehicle. Typically, Van models have the lowest premiums, while Performance Car tend to cost the most to insure.
Whether you drive a sedan or a luxury vehicle, we’ve crunched the numbers to find out which models cost the least to insure by vehicle type and their average six-month full-coverage premiums.
Cheapest sedans to insure in Alaska
According to our data, the Subaru Legacy is the cheapest sedan to insure, with an average six-month full coverage premium of $1,041. This premium is based on coverage limits of 100/300/100 and $500 collision and comprehensive deductibles.
Honda Civic Sedan ranks second on our list with an insurance cost of $1,067, followed by Volkswagen Jetta, which costs $1,079 to insure for a six-month policy.
Below is a list of the most affordable sedans to insure in Alaska and their average full coverage six-month rates.
| Vehicle model (sedan) | Average six-month premium |
|---|---|
| Subaru Legacy | $1,041 |
| Honda Civic Sedan | $1,067 |
| Volkswagen Jetta | $1,079 |
| Nissan Versa | $1,090 |
| Volkswagen Jetta GLI | $1,122 |
| Nissan Sentra | $1,129 |
| Mazda 3 Sedan | $1,135 |
| Toyota Corolla | $1,139 |
| Honda Accord | $1,140 |
| Kia Forte | $1,148 |
| Toyota Camry | $1,150 |
| Mitsubishi Mirage G4 | $1,196 |
| Chevrolet Malibu | $1,206 |
| Hyundai Elantra | $1,209 |
| Nissan Altima | $1,222 |
| Hyundai Sonata | $1,234 |
| Kia K5 | $1,314 |
Learn more: Cheapest sedans to insure across the United States
SUVs with the cheapest car insurance costs in Alaska
In Alaska, the Honda HR-V and Subaru Forester are some of the most affordable SUVs to insure with an average six-month full coverage cost of $868 and $896 respectively. See the table below for the complete list of affordable SUVs to insure.
| Vehicle model (SUV’s) | Average six-month premium |
|---|---|
| Honda HR-V | $868 |
| Subaru Forester | $896 |
| Chevrolet TrailBlazer | $898 |
| Volkswagen Taos | $903 |
| Mazda CX-5 | $920 |
| Honda CR-V | $920 |
| Volkswagen Tiguan | $924 |
| Mazda CX-30 | $924 |
| Subaru Crosstrek | $930 |
| Kia Seltos | $952 |
| Hyundai Kona | $955 |
| Toyota Corolla Cross | $960 |
| Hyundai Tucson | $961 |
| Mini Cooper Countryman | $965 |
| Ford Escape | $968 |
| Chevrolet Equinox | $992 |
| Toyota RAV4 | $995 |
| Honda Pilot | $996 |
| Buick Encore GX | $1,008 |
| Honda Passport | $1,008 |
Learn more: Cheapest SUVs to insure across the United States
Sports cars with affordable insurance rates in Alaska
Sports cars often come with hefty insurance premiums because of their powerful engines, making them more prone to speeding violations, accidents, costly repairs and theft.
However, some models break the mold. Take the Mazda MX-5 Miata, for example, which is among the most affordable on our list, with an average six-month full coverage cost of $1,048.
The table below highlights the average six-month full coverage cost of various sports cars.
| Vehicle model (Sport cars) | Average six-month premium |
|---|---|
| Mazda MX-5 Miata | $1,048 |
| Honda Civic Si | $1,093 |
| Subaru BRZ | $1,211 |
| Chevrolet Camaro | $1,224 |
| Honda Civic Type R | $1,292 |
| Subaru WRX | $1,311 |
| Ford Mustang | $1,319 |
| Porsche 718 Boxster | $1,343 |
| Toyota GR86 | $1,346 |
| BMW Z4 | $1,443 |
| Chevrolet Camaro ZL1 | $1,449 |
| Porsche 718 Cayman | $1,464 |
| Nissan Z | $1,483 |
| Chevrolet Corvette | $1,483 |
| Toyota GR Supra | $1,512 |
| Toyota GR Corolla | $1,515 |
| Jaguar F-Type | $1,661 |
| Chevrolet Corvette Z06 | $1,793 |
| Porsche 911 | $1,835 |
| Porsche 911 Turbo | $1,914 |
Learn more about cheapest sports cars to insure
Most affordable luxury vehicles to insure in Alaska
Luxury cars are also more expensive to insure than some vehicle types because they’re loaded with expensive features, making them more costly to repair and replace than smaller crossover SUVs like the Honda CR-V, Honda HR-V or Volkswagen Tiguan.
The Acura RDX is the cheapest luxury car to insure, with an average cost of $986 for a full coverage six-month policy. It is followed by the Volvo XC40 ($1,016) and Mercedes-Benz GLA-Class ($1,032).
The table below shows the full coverage six-month average premiums for different luxury vehicles with limits of 100/300/100 and $500 collision and comprehensive deductibles.
| Vehicle model (Luxury cars) | Average six-month premium |
|---|---|
| Acura RDX | $986 |
| Volvo XC40 | $1,016 |
| Mercedes-Benz GLA-Class | $1,032 |
| Audi Q3 | $1,092 |
| Acura MDX | $1,106 |
| Cadillac XT4 | $1,107 |
| Mercedes-Benz GLB-Class | $1,120 |
| Jaguar E-Pace | $1,130 |
| BMW X3 | $1,144 |
| BMW X2 | $1,155 |
| Cadillac XT5 | $1,165 |
| Lincoln Corsair | $1,169 |
| Acura Integra | $1,170 |
| Mercedes-Benz GLC-Class Coupe | $1,170 |
| Mercedes-Benz GLC-Class | $1,171 |
| Lincoln Nautilus | $1,174 |
| Volvo XC60 | $1,175 |
| Lexus RX | $1,195 |
| Audi Q7 | $1,206 |
| Porsche Macan | $1,211 |
Read more about insuring luxury cars in 2025
Top electric cars with cheap insurance rates in Alaska
Electric vehicles generally come with higher purchase and insurance costs compared to gas-powered models, mainly due to their expensive components, such as batteries and the increased cost of repairs and labor.
Our data shows that the average cost to insure an electric vehicle is $2,632 annually, which breaks down to $219 monthly.
The table below highlights the most affordable EVs to insure in Alaska, including their average six-month full coverage premiums.
| Vehicle model (EVs) | Average six-month premium |
|---|---|
| Mini Cooper Electric | $868 |
| Kia Niro EV | $918 |
| Volkswagen ID.4 | $943 |
| Hyundai Kona Electric | $953 |
| Subaru Solterra | $1,057 |
| Jaguar I-Pace | $1,065 |
| Volvo XC40 Recharge | $1,071 |
| Nissan Leaf | $1,122 |
| Audi Q4 e-tron | $1,146 |
| Chevrolet Blazer EV | $1,147 |
| Ford F-150 Lightning | $1,157 |
| Kia EV6 | $1,163 |
| Volvo C40 Recharge | $1,166 |
| Hyundai Ioniq 5 | $1,167 |
| Ford Mustang Mach-E | $1,185 |
| Chevrolet Silverado EV | $1,186 |
| Hyundai Ioniq 6 | $1,203 |
| Toyota bZ4X | $1,215 |
| Kia EV9 | $1,260 |
| Mercedes-Benz EQB | $1,264 |
Learn more about how much does insuring an electric vehicle cost
Cheapest cars to insure for teens and young drivers in Alaska
Choosing the right vehicle can significantly affect how much a young driver pays for insurance. Drivers younger than 25 pay the most of any age group due to their general lack of experience and greater risk of accidents. Vehicles considered safe with smaller engines, cheaper to repair, and less likely to be stolen come with lower premiums.
For instance, a Subaru Forester costs an average of $2,637 to insure for an 18-year-old driver, whereas a Honda HR-V costs an average of $2,642 for a six-month full coverage car insurance policy for an 18-year-old driver.
The table below highlights the cheapest cars to insure based on vehicle type, helping young drivers and their families make confident decisions.
Choose your state and vehicle type to see average six-month insurance rates by vehicle make-model for teens and young drivers.
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Final thoughts
The car you drive significantly influences your insurance costs, but other factors, such as your driving history, where you live, and the type of coverage you choose, also play a big part in determining your car insurance premium. This guide can help you find a car that fits your lifestyle and helps you keep insurance costs in check.
See which cars are cheapest to insure in neighboring states
Frequently asked questions
Do electric cars have lower insurance costs in Alaska?
Electric cars are usually more costly to insure than traditional gas-powered vehicles. However, some EVs are affordable when compared to similar models with gas engines.
For instance, a six-month full coverage policy for a Mini Cooper Electric costs $868, whereas the cost of insuring a Kia Niro EV is $918 for the same coverage.
Which SUVs are the cheapest to insure in Alaska?
With an average six-month full coverage premium of $868, the Honda HR-V is one of the least expensive SUVs to insure in Alaska. Subaru Forester and Chevrolet TrailBlazer also offer affordable premiums to Alaska drivers.
What are the cheapest cars to insure for teen drivers in Alaska?
The Subaru Forester, Honda HR-V, Volkswagen Taos and Chevrolet TrailBlazer are among the most affordable cars to insure for 18-year-old drivers in Alaska. On the other hand, vehicles like the Maserati Ghibli, Maserati Quattroporte and Audi RS7 come with higher insurance costs for young drivers.
Methodology
CarInsurance.com collected data from Quadrant Information Services for different makes and models. The rates are based on sample profiles of 18-year-old and 40-year-old drivers carrying full coverage policies with limits of 100/300/100 and $500 collision and comprehensive deductibles.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies for 1,661 makes and models across 510 ZIP codes nationwide. The rates are for comparison purposes only; your exact rates may vary.
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