The type of vehicle you own in Wyoming can make a big difference in how much you pay for car insurance.
Insurers consider more than just make and model when setting rates. They also weigh factors like crash-test ratings, theft rates, safety features and average repair costs, as well as personal factors like your age and driving record.
We have highlighted the vehicles with the lowest insurance premiums and broken them down by make, model and type. Below, you’ll find the cheapest car insurance rates in Wyoming for sedans, SUVs, sports cars, electric vehicles (EVs) and luxury vehicles.
Ranked: The cheapest cars to insure in Wyoming
In Wyoming, Honda CR-V and Honda HR-V have the cheapest car insurance rates, followed by Chrysler Voyager and Chevrolet Trax, based on our research.
The table below highlights the most affordable vehicles to insure in Wyoming, including their average six-month full coverage premiums.
| Car make-model | Average six-month premium |
|---|---|
| Honda CR-V | $908 |
| Honda HR-V | $916 |
| Chrysler Voyager | $987 |
| Chevrolet Trax | $998 |
| Buick Encore GX | $999 |
| Toyota RAV4 | $1,005 |
| Hyundai Kona | $1,010 |
| Kia Soul | $1,014 |
| Hyundai Venue | $1,021 |
| Subaru Forester | $1,027 |
Read more: Cheapest cars to insure across the United States
Most affordable cars to insure by vehicle type in Wyoming
Auto insurance rates differ based on the type of vehicle. Typically, Van models have the lowest premiums, while Performance Car tend to cost the most to insure.
Whether you drive a sedan or a luxury vehicle, we’ve crunched the numbers to find out which models cost the least to insure by vehicle type and their average six-month full-coverage premiums.
Cheapest sedans to insure in Wyoming
According to our data, the Nissan Versa is the cheapest sedan to insure, with an average six-month full coverage premium of $1,037. This premium is based on coverage limits of 100/300/100 and $500 collision and comprehensive deductibles.
Hyundai Elantra ranks second on our list with an insurance cost of $1,062, followed by Honda Civic Sedan, which costs $1,070 to insure for a six-month policy.
Below is a list of the most affordable sedans to insure in Wyoming and their average full coverage six-month rates.
| Vehicle model (sedan) | Average six-month premium |
|---|---|
| Nissan Versa | $1,037 |
| Hyundai Elantra | $1,062 |
| Honda Civic Sedan | $1,070 |
| Volkswagen Jetta | $1,107 |
| Subaru Legacy | $1,131 |
| Toyota Corolla | $1,148 |
| Nissan Sentra | $1,151 |
| Mazda 3 Sedan | $1,170 |
| Toyota Camry | $1,192 |
| Honda Accord | $1,195 |
| Chevrolet Malibu | $1,200 |
| Hyundai Sonata | $1,230 |
| Kia Forte | $1,242 |
| Mitsubishi Mirage G4 | $1,256 |
| Volkswagen Jetta GLI | $1,367 |
| Kia K5 | $1,385 |
| Nissan Altima | $1,407 |
Learn more: Cheapest sedans to insure across the United States
SUVs with the cheapest car insurance costs in Wyoming
The Honda CR-V and Honda HR-V are the cheapest SUVs to insure in Wyoming, with an average cost of $908 and $916 respectively for a six-month full coverage policy. The table below shows how the SUVs compare in terms of insurance rates.
| Vehicle model (SUV’s) | Average six-month premium |
|---|---|
| Honda CR-V | $908 |
| Honda HR-V | $916 |
| Chevrolet Trax | $998 |
| Buick Encore GX | $999 |
| Toyota RAV4 | $1,005 |
| Hyundai Kona | $1,010 |
| Kia Soul | $1,014 |
| Subaru Forester | $1,027 |
| Volkswagen Tiguan | $1,038 |
| Buick Envision | $1,040 |
| Toyota Corolla Cross | $1,048 |
| Chevrolet Equinox | $1,055 |
| Hyundai Tucson | $1,060 |
| Ford Escape | $1,063 |
| Chevrolet TrailBlazer | $1,076 |
| Jeep Wrangler | $1,095 |
| Jeep Compass | $1,096 |
| Volkswagen Taos | $1,096 |
| Honda Pilot | $1,105 |
| Kia Sportage | $1,106 |
Learn more: Cheapest SUVs to insure across the United States
Sports cars with affordable insurance rates in Wyoming
Sports cars are typically expensive to insure due to their high-performance engines (which make speeding easier and increase the risk of tickets and accidents), expensive replacement parts and higher theft rates.
But some makes and models are still affordable to insure. For instance, the Mazda MX-5 Miata is one of the most inexpensive models on our list, with an average cost of $1,163.
See the table below for average full coverage car insurance rates of different sports cars.
| Vehicle model (Sport cars) | Average six-month premium |
|---|---|
| Mazda MX-5 Miata | $1,163 |
| Honda Civic Si | $1,168 |
| Subaru WRX | $1,300 |
| Ford Mustang | $1,427 |
| Toyota GR86 | $1,455 |
| Subaru BRZ | $1,544 |
| Chevrolet Camaro | $1,633 |
| Nissan Z | $1,762 |
| BMW Z4 | $1,778 |
| Honda Civic Type R | $1,786 |
| Toyota GR Corolla | $1,828 |
| Toyota GR Supra | $1,866 |
| Chevrolet Corvette Z06 | $1,963 |
| Porsche 718 Boxster | $2,001 |
| Chevrolet Corvette | $2,057 |
| Chevrolet Camaro ZL1 | $2,188 |
| Porsche 718 Cayman | $2,309 |
| Jaguar F-Type | $2,511 |
| Porsche 911 GT3 | $2,644 |
| Porsche 911 | $2,646 |
Learn more about cheapest sports cars to insure
Most affordable luxury vehicles to insure in Wyoming
Luxury cars are also more expensive to insure than some vehicle types because they’re loaded with expensive features, making them more costly to repair and replace than smaller crossover SUVs like the Honda CR-V, Honda HR-V or Volkswagen Tiguan.
The Cadillac XT4 is the cheapest luxury car to insure, with an average cost of $1,250 for a full coverage six-month policy. It is followed by the Cadillac XT5 ($1,321) and Acura RDX ($1,325).
The table below shows the full coverage six-month average premiums for different luxury vehicles with limits of 100/300/100 and $500 collision and comprehensive deductibles.
| Vehicle model (Luxury cars) | Average six-month premium |
|---|---|
| Cadillac XT4 | $1,250 |
| Cadillac XT5 | $1,321 |
| Acura RDX | $1,325 |
| Lincoln Corsair | $1,347 |
| Volvo XC40 | $1,381 |
| Lexus NX | $1,388 |
| Alfa-Romeo Tonale | $1,394 |
| Lexus RX | $1,396 |
| BMW X1 | $1,436 |
| Acura MDX | $1,452 |
| Mercedes-Benz GLB-Class | $1,455 |
| Jaguar E-Pace | $1,463 |
| Audi Q3 | $1,477 |
| Mercedes-Benz GLC-Class | $1,495 |
| Cadillac XT6 | $1,499 |
| Lincoln Aviator | $1,511 |
| Volvo XC60 | $1,525 |
| Acura TLX | $1,526 |
| Acura Integra | $1,538 |
| BMW X3 | $1,549 |
Read more about insuring luxury cars in 2025
Top electric cars with cheap insurance rates in Wyoming
EVs generally cost more to insure than gas-powered vehicles because their batteries and other parts are expensive and repairing them often requires specialized labor.
Based on our analysis, insuring an electric vehicle costs an average of $3,885 annually, or $324 monthly.
The table below lists the most affordable EVs to insure in Wyoming and their six-month average full coverage rates.
| Vehicle model (EVs) | Average six-month premium |
|---|---|
| Hyundai Kona Electric | $1,151 |
| Kia Niro EV | $1,260 |
| Chevrolet Silverado EV | $1,280 |
| Mini Cooper Electric | $1,283 |
| Nissan Leaf | $1,318 |
| Nissan Ariya | $1,319 |
| Toyota bZ4X | $1,383 |
| Subaru Solterra | $1,439 |
| Volkswagen ID.4 | $1,462 |
| Chevrolet Blazer EV | $1,537 |
| Volvo XC40 Recharge | $1,550 |
| Genesis Electrified GV70 | $1,573 |
| Ford Mustang Mach-E | $1,629 |
| Mercedes-Benz EQB | $1,648 |
| Volvo C40 Recharge | $1,727 |
| Genesis Electrified G80 | $1,739 |
| Hyundai Ioniq 6 | $1,746 |
| Audi Q4 e-tron | $1,763 |
| Tesla Model 3 | $1,771 |
| Kia EV6 | $1,777 |
Learn more about how much does insuring an electric vehicle cost
Cheapest cars to insure for teens and young drivers in Wyoming
Car insurance is typically most expensive for drivers under 25, as they’re considered higher-risk due to limited driving history. Choosing a safer, lower-risk vehicle is one way to reduce those premiums. Vehicles that are easier to repair and less appealing to thieves generally come with affordable insurance rates.
The average six-month full coverage premium for an 18-year-old insuring a Honda HR-V is $2,975, while insuring a Honda CR-V costs $2,991 for the same coverage.
In the table below, we’ve broken down the most affordable cars to insure by vehicle type to help young drivers and their families make confident choices.
Choose your state and vehicle type to see average six-month insurance rates by vehicle make-model for teens and young drivers.
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Final thoughts
The car you drive significantly influences your insurance costs, but other factors, such as your driving history, where you live, and the type of coverage you choose, also play a big part in determining your car insurance premium. This guide can help you find a car that fits your lifestyle and helps you keep insurance costs in check.
See which cars are cheapest to insure in neighboring states
Frequently asked questions
Do electric cars have lower insurance costs in Wyoming?
Electric cars are usually more costly to insure than traditional gas-powered vehicles. However, some EVs are affordable when compared to similar models with gas engines.
For instance, a six-month full coverage policy for a Hyundai Kona Electric costs $1,151, whereas the cost of insuring a Kia Niro EV is $1,260 for the same coverage.
Which SUVs are the cheapest to insure in Wyoming?
With an average six-month full coverage premium of $908, the Honda CR-V is one of the least expensive SUVs to insure in Wyoming. Honda HR-V and Chevrolet Trax also offer affordable premiums to Wyoming drivers.
What are the cheapest cars to insure for teen drivers in Wyoming?
The Honda HR-V, Honda CR-V, Chrysler Voyager and Subaru Forester are among the most affordable cars to insure for 18-year-old drivers in Wyoming. On the other hand, vehicles like the Tesla Model X, Maserati Quattroporte and Audi e-tron GT come with higher insurance costs for young drivers.
Methodology
CarInsurance.com collected data from Quadrant Information Services for different makes and models. The rates are based on sample profiles of 18-year-old and 40-year-old drivers carrying full coverage policies with limits of 100/300/100 and $500 collision and comprehensive deductibles.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies for 1,661 makes and models across 510 ZIP codes nationwide. The rates are for comparison purposes only; your exact rates may vary.
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