In Wyoming, the type of car you drive can significantly affect your auto insurance premiums. Insurance companies take into account more than the make and model, they also factor in crash-test ratings, theft rates, safety features and average repair expenses. Other factors, such as your age and driving history, also play a key role in determining your premiums.
We’ve put together a list of the vehicles with the lowest insurance costs in Wyoming by make, model and vehicle type. Whether you drive a sedan, SUV, sports car, electric vehicle (EV) or any other luxury model, you’ll find the most affordable car insurance rates for each category below.
Ranked: The cheapest cars to insure in Wyoming
Our analysis shows that the Honda CR-V and the Honda HR-V have the lowest average insurance costs in Wyoming, with Chrysler Voyager and Chevrolet Trax close behind.
Below, you’ll find a breakdown of the cheapest cars to insure in Wyoming and their average six-month full coverage insurance premiums.
| Car make-model | Average six-month premium |
|---|---|
| Honda CR-V | $908 |
| Honda HR-V | $916 |
| Chrysler Voyager | $987 |
| Chevrolet Trax | $998 |
| Buick Encore GX | $999 |
| Toyota RAV4 | $1,005 |
| Hyundai Kona | $1,010 |
| Kia Soul | $1,014 |
| Hyundai Venue | $1,021 |
| Subaru Forester | $1,027 |
Read more: Cheapest cars to insure across the United States
Most affordable cars to insure by vehicle type in Wyoming
Auto insurance rates differ based on the type of vehicle. Typically, Van models have the lowest premiums, while Performance Car tend to cost the most to insure.
Whether you drive a sedan or a luxury vehicle, we’ve crunched the numbers to find out which models cost the least to insure by vehicle type and their average six-month full-coverage premiums.
Cheapest sedans to insure in Wyoming
Based on our data analysis, the Nissan Versa is the cheapest sedan to insure, with an average cost of $1,037 for a full coverage car insurance six-month policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.
It is followed by the Hyundai Elantra, which costs $1,062, and the Honda Civic Sedan, which costs $1,070 to insure.
Below, you’ll find the most affordable sedans to insure in Wyoming and their six-month full coverage car insurance premiums.
| Vehicle model (sedan) | Average six-month premium |
|---|---|
| Nissan Versa | $1,037 |
| Hyundai Elantra | $1,062 |
| Honda Civic Sedan | $1,070 |
| Volkswagen Jetta | $1,107 |
| Subaru Legacy | $1,131 |
| Toyota Corolla | $1,148 |
| Nissan Sentra | $1,151 |
| Mazda 3 Sedan | $1,170 |
| Toyota Camry | $1,192 |
| Honda Accord | $1,195 |
| Chevrolet Malibu | $1,200 |
| Hyundai Sonata | $1,230 |
| Kia Forte | $1,242 |
| Mitsubishi Mirage G4 | $1,256 |
| Volkswagen Jetta GLI | $1,367 |
| Kia K5 | $1,385 |
| Nissan Altima | $1,407 |
Learn more: Cheapest sedans to insure across the United States
SUVs with the cheapest car insurance costs in Wyoming
The Honda CR-V and Honda HR-V are the cheapest SUVs to insure in Wyoming, with an average cost of $908 and $916 respectively for a six-month full coverage policy. The table below shows how the SUVs compare in terms of insurance rates.
| Vehicle model (SUV’s) | Average six-month premium |
|---|---|
| Honda CR-V | $908 |
| Honda HR-V | $916 |
| Chevrolet Trax | $998 |
| Buick Encore GX | $999 |
| Toyota RAV4 | $1,005 |
| Hyundai Kona | $1,010 |
| Kia Soul | $1,014 |
| Subaru Forester | $1,027 |
| Volkswagen Tiguan | $1,038 |
| Buick Envision | $1,040 |
| Toyota Corolla Cross | $1,048 |
| Chevrolet Equinox | $1,055 |
| Hyundai Tucson | $1,060 |
| Ford Escape | $1,063 |
| Chevrolet TrailBlazer | $1,076 |
| Jeep Wrangler | $1,095 |
| Jeep Compass | $1,096 |
| Volkswagen Taos | $1,096 |
| Honda Pilot | $1,105 |
| Kia Sportage | $1,106 |
Learn more: Cheapest SUVs to insure across the United States
Sports cars with affordable insurance rates in Wyoming
Sports cars are typically expensive to insure due to their high-performance engines (which make speeding easier and increase the risk of tickets and accidents), expensive replacement parts and higher theft rates.
But some makes and models are still affordable to insure. For instance, the Mazda MX-5 Miata is one of the most inexpensive models on our list, with an average cost of $1,163.
See the table below for average full coverage car insurance rates of different sports cars.
| Vehicle model (Sport cars) | Average six-month premium |
|---|---|
| Mazda MX-5 Miata | $1,163 |
| Honda Civic Si | $1,168 |
| Subaru WRX | $1,300 |
| Ford Mustang | $1,427 |
| Toyota GR86 | $1,455 |
| Subaru BRZ | $1,544 |
| Chevrolet Camaro | $1,633 |
| Nissan Z | $1,762 |
| BMW Z4 | $1,778 |
| Honda Civic Type R | $1,786 |
| Toyota GR Corolla | $1,828 |
| Toyota GR Supra | $1,866 |
| Chevrolet Corvette Z06 | $1,963 |
| Porsche 718 Boxster | $2,001 |
| Chevrolet Corvette | $2,057 |
| Chevrolet Camaro ZL1 | $2,188 |
| Porsche 718 Cayman | $2,309 |
| Jaguar F-Type | $2,511 |
| Porsche 911 GT3 | $2,644 |
| Porsche 911 | $2,646 |
Learn more about cheapest sports cars to insure
Most affordable luxury vehicles to insure in Wyoming
Luxury vehicles typically have higher insurance costs than other types due to their premium features and advanced technology. These features make repairs and replacements significantly more expensive compared to compact crossovers like the Honda CR-V, Honda HR-V, or Volkswagen Tiguan.
With an average six-month full coverage premium of $1,250, the Cadillac XT4 ranks as the most affordable luxury car to insure, followed closely by Cadillac XT5 at $1,321 and the Acura RDX at $1,325.
The following table shows average premiums for various luxury vehicles, based on a six-month full coverage policy with limits of 100/300/100 and $500 deductibles for collision and comprehensive coverage.
| Vehicle model (Luxury cars) | Average six-month premium |
|---|---|
| Cadillac XT4 | $1,250 |
| Cadillac XT5 | $1,321 |
| Acura RDX | $1,325 |
| Lincoln Corsair | $1,347 |
| Volvo XC40 | $1,381 |
| Lexus NX | $1,388 |
| Alfa-Romeo Tonale | $1,394 |
| Lexus RX | $1,396 |
| BMW X1 | $1,436 |
| Acura MDX | $1,452 |
| Mercedes-Benz GLB-Class | $1,455 |
| Jaguar E-Pace | $1,463 |
| Audi Q3 | $1,477 |
| Mercedes-Benz GLC-Class | $1,495 |
| Cadillac XT6 | $1,499 |
| Lincoln Aviator | $1,511 |
| Volvo XC60 | $1,525 |
| Acura TLX | $1,526 |
| Acura Integra | $1,538 |
| BMW X3 | $1,549 |
Read more about insuring luxury cars in 2025
Top electric cars with cheap insurance rates in Wyoming
EVs generally cost more to insure than gas-powered vehicles because their batteries and other parts are expensive and repairing them often requires specialized labor.
Based on our analysis, insuring an electric vehicle costs an average of $3,885 annually, or $324 monthly.
The table below lists the most affordable EVs to insure in Wyoming and their six-month average full coverage rates.
| Vehicle model (EVs) | Average six-month premium |
|---|---|
| Hyundai Kona Electric | $1,151 |
| Kia Niro EV | $1,260 |
| Chevrolet Silverado EV | $1,280 |
| Mini Cooper Electric | $1,283 |
| Nissan Leaf | $1,318 |
| Nissan Ariya | $1,319 |
| Toyota bZ4X | $1,383 |
| Subaru Solterra | $1,439 |
| Volkswagen ID.4 | $1,462 |
| Chevrolet Blazer EV | $1,537 |
| Volvo XC40 Recharge | $1,550 |
| Genesis Electrified GV70 | $1,573 |
| Ford Mustang Mach-E | $1,629 |
| Mercedes-Benz EQB | $1,648 |
| Volvo C40 Recharge | $1,727 |
| Genesis Electrified G80 | $1,739 |
| Hyundai Ioniq 6 | $1,746 |
| Audi Q4 e-tron | $1,763 |
| Tesla Model 3 | $1,771 |
| Kia EV6 | $1,777 |
Learn more about how much does insuring an electric vehicle cost
Cheapest cars to insure for teens and young drivers in Wyoming
Car insurance is typically most expensive for drivers under 25, as they’re considered higher-risk due to limited driving history. Choosing a safer, lower-risk vehicle is one way to reduce those premiums. Vehicles that are easier to repair and less appealing to thieves generally come with affordable insurance rates.
The average six-month full coverage premium for an 18-year-old insuring a Honda HR-V is $2,975, while insuring a Honda CR-V costs $2,991 for the same coverage.
In the table below, we’ve broken down the most affordable cars to insure by vehicle type to help young drivers and their families make confident choices.
Choose your state and vehicle type to see average six-month insurance rates by vehicle make-model for teens and young drivers.
Final thoughts
The car you drive significantly influences your insurance costs, but other factors, such as your driving history, where you live, and the type of coverage you choose, also play a big part in determining your car insurance premium. This guide can help you find a car that fits your lifestyle and helps you keep insurance costs in check.
See which cars are cheapest to insure in neighboring states
Frequently asked questions
Do electric cars have lower insurance costs in Wyoming?
Generally speaking, EVs are more expensive to insure than gas-powered vehicles. However, some electric cars are relatively affordable to insure compared to similar gas-engine vehicles.
For example, it costs $1,151 to insure a Hyundai Kona Electric for a six-month policy, whereas the insurance cost of a Kia Niro EV is $1,260, according to our analysis.
Which SUVs are the cheapest to insure in Wyoming?
In Wyoming, insuring a Honda CR-V SUV costs about $908 for six months, making it one of the most affordable options. The Honda HR-V and Chevrolet Trax also have cheap car insurance rates.
What are the cheapest cars to insure for teen drivers in Wyoming?
The Honda HR-V, Honda CR-V, Chrysler Voyager and Subaru Forester are among the most affordable cars to insure for 18-year-old drivers in Wyoming. On the other hand, vehicles like the Tesla Model X, Maserati Quattroporte and Audi e-tron GT come with higher insurance costs for young drivers.
Methodology
CarInsurance.com collected data from Quadrant Information Services for different makes and models. The rates are based on sample profiles of 18-year-old and 40-year-old drivers carrying full coverage policies with limits of 100/300/100 and $500 collision and comprehensive deductibles.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies for 1,661 makes and models across 510 ZIP codes nationwide. The rates are for comparison purposes only; your exact rates may vary.
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