If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
On average, Infiniti car insurance costs an average of $3,388 a year or $282 monthly, based on CarInsurance.com’s rate analysis. Your exact rates may vary based on the Infiniti model you drive, model year, your age, driving history and the insurance company you choose.
- The annual average nationwide cost of full coverage car insurance for Infiniti is $3,388 per year.
- The QX50 is the cheapest Infiniti model to insure.
- Advanced safety features that come standard on Infiniti models help lower your insurance costs.
Average cost of car insurance for a Infiniti, by company
Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.
See how car insurance rates for Infiniti vehicles compare among different insurers in the table below.
Cost to insure a Infiniti, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Travelers | $2,225 | $1,113 | $185 |
| Progressive | $2,687 | $1,344 | $224 |
| State Farm | $2,836 | $1,418 | $236 |
| GEICO | $3,016 | $1,508 | $251 |
| Nationwide | $3,243 | $1,622 | $270 |
| Allstate | $4,498 | $2,249 | $375 |
| Farmers | $4,641 | $2,321 | $387 |
| USAA | $2,466 | $1,233 | $205 |
Infiniti average insurance rates, by model
Infiniti QX50 car insurance cost
Car insurance cost for a Infiniti QX50 is $254 per month or $3,049 a year, based on CarInsurance.com’s rate analysis. Travelers offers the most affordable car insurance rates for a Infiniti QX50 at an average monthly cost of $173 or $2,072 yearly.
Infiniti QX60 car insurance cost
The average car insurance premium for Infiniti QX60 is $260 per month, which translates to $3,115 per year. The most affordable company for a Infiniti QX60 is Progressive with a rate of $184 monthly or $2,209 per year.
Infiniti QX55 car insurance cost
The average car insurance premium for Infiniti QX55 is $265 per month, which translates to $3,177 per year. The most affordable company for a Infiniti QX55 is Travelers with a rate of $182 monthly or $2,183 per year.
Infiniti QX80 car insurance cost
The average car insurance premium for Infiniti QX80 is $321 per month, which translates to $3,855 per year. The most affordable company for a Infiniti QX80 is Travelers with a rate of $194 monthly or $2,326 per year.
Insurance rates by car model
The average cost of car insurance for a Infiniti, by age
The cost of Infiniti car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.
Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.
The cost of car insurance starts to drop as drivers gain more experience and stays pretty level, assuming no tickets, claims or accidents until the age of 60 when rates start to rise.
In the tables below, see how much it costs to insure a Infiniti by the driver’s age.
Cost to insure a Infiniti, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Infiniti QX50 | $9,984 | $4,992 | $832 |
| 18 | Infiniti QX55 | $10,371 | $5,186 | $864 |
| 18 | Infiniti QX60 | $10,214 | $5,107 | $851 |
| 18 | Infiniti QX80 | $12,513 | $6,257 | $1,043 |
Cost to insure a Infiniti, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Infiniti QX50 | $3,049 | $1,525 | $254 |
| 40 | Infiniti QX55 | $3,177 | $1,589 | $265 |
| 40 | Infiniti QX60 | $3,115 | $1,557 | $260 |
| 40 | Infiniti QX80 | $3,855 | $1,928 | $321 |
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Infiniti car insurance rates by state
When it comes to car insurance, your location plays a significant role in determining your insurance premiums. Infiniti car insurance rates vary significantly from one state to another due to factors such as traffic conditions, accident rates, theft/vandalism, weather events and state-specific insurance laws. Find below Infiniti car insurance rates by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $3,023 | $1,512 | $252 |
| Alabama | $2,962 | $1,481 | $247 |
| Arkansas | $3,662 | $1,831 | $305 |
| Arizona | $3,499 | $1,750 | $292 |
| California | $4,007 | $2,004 | $334 |
| Colorado | $3,965 | $1,983 | $330 |
| Connecticut | $3,885 | $1,943 | $324 |
| Washington, D.C. | $4,068 | $2,034 | $339 |
| Delaware | $3,620 | $1,810 | $302 |
| Florida | $3,834 | $1,917 | $320 |
| Georgia | $3,434 | $1,717 | $286 |
| Hawaii | $1,861 | $930 | $155 |
| Iowa | $3,040 | $1,520 | $253 |
| Idaho | $2,280 | $1,140 | $190 |
| Illinois | $2,895 | $1,447 | $241 |
| Indiana | $2,334 | $1,167 | $194 |
| Kansas | $3,343 | $1,672 | $279 |
| Kentucky | $4,082 | $2,041 | $340 |
| Louisiana | $5,431 | $2,715 | $453 |
| Massachusetts | $2,790 | $1,395 | $232 |
| Maryland | $3,827 | $1,914 | $319 |
| Maine | $2,203 | $1,101 | $184 |
| Michigan | $4,490 | $2,245 | $374 |
| Minnesota | $3,284 | $1,642 | $274 |
| Missouri | $3,536 | $1,768 | $295 |
| Mississippi | $3,953 | $1,976 | $329 |
| Montana | $3,158 | $1,579 | $263 |
| North Carolina | $2,969 | $1,485 | $247 |
| North Dakota | $2,838 | $1,419 | $236 |
| Nebraska | $3,550 | $1,775 | $296 |
| New Hampshire | $2,300 | $1,150 | $192 |
| New Jersey | $3,766 | $1,883 | $314 |
| New Mexico | $3,432 | $1,716 | $286 |
| Nevada | $4,378 | $2,189 | $365 |
| New York | $3,665 | $1,832 | $305 |
| Ohio | $2,303 | $1,152 | $192 |
| Oklahoma | $3,762 | $1,881 | $314 |
| Oregon | $2,863 | $1,432 | $239 |
| Pennsylvania | $3,478 | $1,739 | $290 |
| Rhode Island | $3,610 | $1,805 | $301 |
| South Carolina | $3,640 | $1,820 | $303 |
| South Dakota | $3,880 | $1,940 | $323 |
| Tennessee | $2,965 | $1,483 | $247 |
| Texas | $3,690 | $1,845 | $308 |
| Utah | $2,576 | $1,288 | $215 |
| Virginia | $3,002 | $1,501 | $250 |
| Vermont | $2,410 | $1,205 | $201 |
| Washington | $2,631 | $1,316 | $219 |
| Wisconsin | $3,313 | $1,657 | $276 |
| West Virginia | $3,166 | $1,583 | $264 |
| Wyoming | $2,704 | $1,352 | $225 |
Average car insurance cost for different vehicle makes
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If you’re looking for affordable Infiniti car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Safety features like airbags, backup cameras, automatic emergency braking and lane departure warnings play a significant role in keeping insurance premiums low. Minivans and compact to midsize SUVs continue to top the list of the most affordable cars to insure.
Pickups and commercial vans also tend to be cheaper to insure than sedans and other vehicle types. They are usually cheaper to repair because the back end of the vehicle is just an empty bed, it doesn’t have seating or other expensive electrical and safety components. Cheaper repairs result in cheaper insurance.
Cheapest Infiniti models to insure
Smaller, less expensive Infiniti models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Infiniti base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.
Choosing family-friendly models with robust safety features can help lower your insurance costs. Advanced safety technologies like automatic emergency braking, a backup camera and blind spot detection often lead to premium discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren Mckenzie, independent broker/agent with A Plus Insurance. “If you are younger and you choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Infiniti models to insure
Luxury vehicles, sports cars, and SUVs generally rank as the most expensive types of vehicles for car insurance. Luxury vehicles and sports cars often attract higher insurance rates because they are more likely to be stolen and cost more to repair or replace. On the other hand, SUVs, especially larger ones, can lead to higher premiums due to their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Infiniti
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” Mckenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” Mckenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Infiniti discounts on car insurance
One way to save money on your Infiniti insurance is to make sure that all available discounts are being applied to your policy. Insurers offer a variety of discounts that can dramatically lower your premium.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.
Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Infiniti auto insurance.
How does a car’s make affect car insurance rates?
Infiniti car insurance rates depend on the model you select. They offer a diverse range of vehicles and insurance costs vary with each type.
Smaller SUVs and minivans generally have the lowest insurance costs, while luxury models and sporty sedans are more expensive to insure. Pickup trucks are often cheaper on the insurance spectrum-unless you go for luxury trims.
Insurance companies analyze extensive statistical data, which shows that vehicles popular among families-like SUVs and minivans-are involved in fewer accidents and file fewer claims compared to sedans and sports cars. This is one reason they come with lower insurance costs. On the other hand, luxury vehicles and sports cars are packed with high-end materials and advanced technology, increasing repair expenses and, consequently, insurance premiums.
Remember to compare apples to apples when it comes to insurance quotes for different vehicle types. A luxury sedan will always cost more to insure than a minivan or mid-size SUV, so when comparing insurance quotes, be sure to compare the same vehicle types and coverage limits.
This same approach is essential when comparing vehicles from different brands. A luxury German sedan, like a BMW or Mercedes, typically incurs higher insurance costs compared to a minivan or compact car from a different brand. Always make sure you’re comparing similar vehicle types and trim levels when considering a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Infiniti
Infiniti is a luxury vehicle division of Nissan. Founded in 1989, Infiniti’s inception aimed at creating high-performing cars that rivaled other popular luxury brands, while providing an elevated level of comfort and innovative design. Infiniti vehicles are globally recognized for their advanced technology, superior craftsmanship and exceptional performance.
Final thoughts on Infiniti insurance costs
Infiniti makes a variety of different models and the cost to insure them will vary based on a number of factors. Choosing entry-level vehicles with a low starting price, smaller engine under the hood and plenty of safety features will help keep your premium affordable while more luxury and sporty models will push up the cost of coverage.
You can reduce your insurance costs by regularly comparing coverage options, inquiring about available discounts and choosing the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Infiniti?
Your driving record is important in determining your Infiniti’s insurance premium. Generally, a clean driving history results in lower rates, while incidents such as accidents, speeding violations, or DUI charges can significantly raise your premium.
Does the color of my Infiniti affect the insurance premium?
The color of your Infiniti does not influence your insurance premium. Insurance companies determine rates based on factors such as the model, age, safety features and driving history, but vehicle color has no impact on the cost.
How does the age of my Infiniti affect insurance costs?
The age of your Infiniti can affect your insurance costs. Generally, older models may come with lower premiums due to depreciation, although they might lack modern safety features, which can lead to slightly higher rates. In contrast, newer models typically have higher premiums because they are more costly to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed March 2026.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 18 and 40-year-old male drivers carrying full coverage policies with limits of 100/300/100 and 0 collision and comprehensive deductibles. Read the detailed methodology for more information.
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