If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
On average, Infiniti car insurance costs an average of $3,026 a year or $252 monthly, based on CarInsurance.com’s rate analysis. Your exact rates may vary based on the Infiniti model you drive, model year, your age, driving history and the insurance company you choose.
- The annual average nationwide cost of full coverage car insurance for Infiniti is $3,026 per year.
- The QX50 is the cheapest Infiniti model to insure.
- Advanced safety features that come standard on Infiniti models help lower your insurance costs.
Average cost of car insurance for a Infiniti, by company
Car insurance premiums can vary widely based on the make of your vehicle. Insurance companies have their own methods for calculating the risk and the probability of claim filing. They consider various factors, including your driving history, location, age and the type of vehicle you own, to determine your auto insurance rates.
Below, you’ll find Infiniti car insurance rates from various insurance companies.
Cost to insure a Infiniti, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $2,258 | $1,129 | $188 |
| State Farm | $2,419 | $1,210 | $202 |
| Geico | $2,805 | $1,403 | $234 |
| Progressive | $2,892 | $1,446 | $241 |
| Farmers | $3,570 | $1,785 | $298 |
| Allstate | $4,226 | $2,113 | $352 |
Infiniti average insurance rates, by model
Infiniti QX50 car insurance cost
Car insurance cost for a Infiniti QX50 is $225 per month or $2,697 a year, based on CarInsurance.com’s rate analysis. State Farm offers the most affordable car insurance rates for a Infiniti QX50 at an average monthly cost of $172 or $2,067 yearly.
Infiniti QX55 car insurance cost
The average car insurance premium for Infiniti QX55 is $237 per month, which translates to $2,847 per year. The most affordable company for a Infiniti QX55 is Nationwide with a rate of $174 monthly or $2,086 per year.
Infiniti QX60 car insurance cost
The average car insurance premium is $239 per month, which adds up to $2,867 each year for a Infiniti QX60. Nationwide is the cheapest car insurance company, with a monthly rate of $177, which translates to an annual cost of $2,128.
Infiniti QX80 car insurance cost
The monthly car insurance cost for a Infiniti QX80 is $270, which translates to $3,240 annually. Nationwide tops the list of the most affordable car insurance companies, with an average cost of $2,228 a year or $186 per month.
Infiniti Q50 car insurance cost
The average monthly car insurance premium for a Infiniti Q50 is $283, which totals $3,391 annually. State Farm offers the cheapest rate at $222 per month or $2,660 annually.
Insurance rates by car model
The average cost of car insurance for a Infiniti, by age
Infiniti car insurance costs will vary depending on your age. When it comes to car insurance, young drivers typically pay much higher rates for coverage than drivers with more experience under their belts.
According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.
Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.
The cost of car insurance starts to drop as drivers gain more experience and stays pretty level, assuming no tickets, claims or accidents until the age of 60 when rates start to rise.
In the tables below, see how much it costs to insure a Infiniti by the driver’s age.
Cost to insure a Infiniti, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Infiniti Q50 | $12,758 | $6,379 | $1,063 |
| 18 | Infiniti QX50 | $10,126 | $5,063 | $844 |
| 18 | Infiniti QX55 | $10,660 | $5,330 | $888 |
| 18 | Infiniti QX60 | $10,853 | $5,427 | $904 |
| 18 | Infiniti QX80 | $11,926 | $5,963 | $994 |
Cost to insure a Infiniti, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Infiniti Q50 | $3,391 | $1,696 | $283 |
| 40 | Infiniti QX50 | $2,697 | $1,348 | $225 |
| 40 | Infiniti QX55 | $2,847 | $1,424 | $237 |
| 40 | Infiniti QX60 | $2,867 | $1,433 | $239 |
| 40 | Infiniti QX80 | $3,240 | $1,620 | $270 |
Infiniti car insurance rates by state
Your location significantly impacts your Infiniti car insurance premiums. Insurance rates vary widely from state to state due to factors like traffic density, accident statistics, theft/vandalism, weather events and state laws. Below, you’ll find Infiniti car insurance rates by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,743 | $1,371 | $229 |
| Alabama | $2,803 | $1,401 | $234 |
| Arkansas | $3,238 | $1,619 | $270 |
| Arizona | $2,781 | $1,391 | $232 |
| California | $3,499 | $1,749 | $292 |
| Colorado | $3,963 | $1,981 | $330 |
| Connecticut | $2,994 | $1,497 | $250 |
| Washington, D.C. | $3,532 | $1,766 | $294 |
| Delaware | $2,921 | $1,460 | $243 |
| Florida | $3,311 | $1,656 | $276 |
| Georgia | $3,560 | $1,780 | $297 |
| Hawaii | $1,783 | $892 | $149 |
| Iowa | $2,634 | $1,317 | $220 |
| Idaho | $2,006 | $1,003 | $167 |
| Illinois | $2,926 | $1,463 | $244 |
| Indiana | $2,722 | $1,361 | $227 |
| Kansas | $3,128 | $1,564 | $261 |
| Kentucky | $3,839 | $1,920 | $320 |
| Louisiana | $4,875 | $2,437 | $406 |
| Massachusetts | $2,900 | $1,450 | $242 |
| Maryland | $2,820 | $1,410 | $235 |
| Maine | $2,205 | $1,102 | $184 |
| Michigan | $3,765 | $1,882 | $314 |
| Minnesota | $3,427 | $1,713 | $286 |
| Missouri | $3,906 | $1,953 | $325 |
| Mississippi | $3,316 | $1,658 | $276 |
| Montana | $3,282 | $1,641 | $274 |
| North Carolina | $2,540 | $1,270 | $212 |
| North Dakota | $2,847 | $1,423 | $237 |
| Nebraska | $3,375 | $1,687 | $281 |
| New Hampshire | $2,306 | $1,153 | $192 |
| New Jersey | $2,868 | $1,434 | $239 |
| New Mexico | $3,149 | $1,574 | $262 |
| Nevada | $2,732 | $1,366 | $228 |
| New York | $2,226 | $1,113 | $185 |
| Ohio | $2,171 | $1,085 | $181 |
| Oklahoma | $3,311 | $1,655 | $276 |
| Oregon | $2,841 | $1,420 | $237 |
| Pennsylvania | $3,049 | $1,525 | $254 |
| Rhode Island | $3,489 | $1,744 | $291 |
| South Carolina | $2,759 | $1,379 | $230 |
| South Dakota | $4,003 | $2,002 | $334 |
| Tennessee | $3,263 | $1,631 | $272 |
| Texas | $4,306 | $2,153 | $359 |
| Utah | $2,455 | $1,227 | $205 |
| Virginia | $2,231 | $1,115 | $186 |
| Vermont | $2,364 | $1,182 | $197 |
| Washington | $2,464 | $1,232 | $205 |
| Wisconsin | $2,315 | $1,158 | $193 |
| West Virginia | $2,942 | $1,471 | $245 |
| Wyoming | $3,481 | $1,741 | $290 |
Average car insurance cost for different vehicle makes
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If you’re looking for affordable Infiniti car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Safety features such as airbags, backup cameras, automatic emergency braking and lane departure warnings help to get affordable car insurance premiums. As in years past, minivans and small to midsize SUVs continue to rank among the most affordable vehicles to insure.
Pickups and commercial vans usually cost less to insure than sedans and other vehicles. This is because they aren’t equipped with costly electrical and safety components, making them less expensive to repair.
Cheapest Infiniti models to insure
Smaller, less expensive Infiniti models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Infiniti base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.
Choosing family-friendly models with robust safety features can help lower your insurance costs. Advanced safety technologies like automatic emergency braking, a backup camera and blind spot detection often lead to premium discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Infiniti models to insure
Luxury vehicles and sports cars typically rank among the most expensive vehicles to insure. Luxury cars and sports models often come with higher premiums due to their increased theft risk and higher repair or replacement costs. Meanwhile, larger SUVs can also result in higher insurance rates because of their potential to cause more damage in an accident.
If you’re planning to reduce your insurance expenses, try to avoid these types of vehicles:
- EVs: Electric vehicles (EVs) come with large, costly batteries, which can make them more expensive to insure. Battery packs can cost up to $20,000 to replace, so insurers factor this risk into your premium.
- Luxury and sports cars: Insurers view luxury and sports cars as higher risk due to their hefty price tags. With big engines and exclusive features, these vehicles are costly to repair or replace, which leads to higher insurance premiums.
- Favorites of thieves: Insurance companies diligently analyze theft data to assess risk. Owning a vehicle that ranks high on thieves’ lists can lead to increased insurance premiums. Each year, the National Insurance Crime Bureau (NICB) releases a list of the most targeted cars by thieves. By selecting a vehicle that isn’t frequently stolen, you can potentially reduce your insurance expenses.
How to save on car insurance for a Infiniti
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered, and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Infiniti discounts on car insurance
You can take advantage of all the available discounts to lower your Infiniti car insurance costs. Insurance companies offer various discounts that can significantly reduce your premiums.
Discounts can be related to the vehicle you drive or your personal factors. Insurance companies often offer reduced premiums for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warnings and driver alertness monitors.
In addition, installing an anti-theft system or purchasing a new car might lower your premiums since some insurance companies offer new car insurance discounts. Personal factors can also lead to significant savings, such as discounts for good drivers or good students if you have a teen added to your policy.
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Honda auto insurance.
How does a car’s make affect car insurance rates?
Curious about Infiniti insurance premiums? The insurance rates vary based on the specific model you choose. Since Infiniti manufactures various vehicles, the insurance premiums differ accordingly.
Smaller SUVs and minivans are the cheapest vehicle types to insure while luxury models and sporty sedans are more expensive. Pickup trucks tend to fall on the more affordable side of the insurance spectrum – until you get into the luxury trim levels.
Insurance companies analyze extensive statistical data, which shows that vehicles popular among families-like SUVs and minivans-are involved in fewer accidents and file fewer claims compared to sedans and sports cars. This is one reason they come with lower insurance costs. On the other hand, luxury vehicles and sports cars are packed with high-end materials and advanced technology, increasing repair expenses and, consequently, insurance premiums.
When comparing car insurance quotes, make sure to compare quotes thoroughly for different types of vehicles. For instance, insuring a luxury sedan generally costs more than insuring a minivan or mid-size SUV. To make an informed decision, be sure to compare quotes for the same vehicle type and coverage levels.
This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Infiniti
Infiniti is a luxury vehicle division of Nissan. Founded in 1989, Infiniti’s inception aimed at creating high-performing cars that rivaled other popular luxury brands, while providing an elevated level of comfort and innovative design. Infiniti vehicles are globally recognized for their advanced technology, superior craftsmanship and exceptional performance.
Final thoughts on Infiniti insurance costs
Infiniti offers a diverse lineup of models, and the cost to insure them varies based on several factors. Choosing an entry-level vehicle with a low MSRP, smaller engine and various safety features can help keep your insurance premiums affordable. On the other hand, choosing luxury or sporty models will typically increase the cost of coverage.
No matter which Infiniti model you choose, you can save money on your insurance by regularly comparing your coverage options, inquiring about available discounts and opting for the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Infiniti?
Your driving history is one of the many factors affecting your Infiniti car insurance premiums. Maintaining a clean record typically results in lower premiums, but if you’ve had accidents, speeding infractions, or DUI convictions, you may face significantly higher rates.
Does the color of my Infiniti affect the insurance premium?
The color of your Infiniti does not impact your insurance premium. Insurers calculate rates based on factors such as the vehicle’s model, age, safety features and driving record.
How does the age of my Infiniti affect insurance costs?
Your Infiniti’s age can affect your insurance costs. Older models often benefit from lower premiums because they depreciate in value, but they lack the latest safety features and it may lead to a slight increase in rates. On the other hand, newer models tend to have higher premiums, as they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed July 2025.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.
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