If you’re in the market for a new vehicle, you must factor the cost of car insurance into your car budget. Interested in how much car insurance for a Jaguar costs? Here’s what you need to know.
According to CarInsurance.com’s rate analysis, the average annual cost for Jaguar car insurance is $3,897 or $325 per month. Remember that your specific rates may vary depending on the Jaguar model you choose, the model year, your age, your driving history and the insurer.
- The annual average nationwide cost of full coverage car insurance for Jaguar is $3,897 per year.
- The F-Pace is the cheapest Jaguar model to insure.
- Advanced safety features that come standard on Jaguar models help lower your insurance costs.
Average cost of car insurance for a Jaguar, by company
Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.
See how car insurance rates for Jaguar vehicles compare among different insurers in the table below.
Cost to insure a Jaguar, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Travelers | $2,834 | $1,417 | $236 |
| Progressive | $3,438 | $1,719 | $287 |
| GEICO | $3,517 | $1,758 | $293 |
| State Farm | $3,583 | $1,791 | $299 |
| Nationwide | $3,643 | $1,822 | $304 |
| Allstate | $4,758 | $2,379 | $396 |
| Farmers | $5,344 | $2,672 | $445 |
| USAA | $2,321 | $1,161 | $193 |
Jaguar average insurance rates, by model
Jaguar F-Pace car insurance cost
Car insurance cost for a Jaguar F-Pace is $291 per month or $3,493 a year, based on CarInsurance.com’s rate analysis. Travelers offers the most affordable car insurance rates for a Jaguar F-Pace at an average monthly cost of $209 or $2,504 yearly.
Jaguar F-Pace SVR car insurance cost
On average, car insurance for a Jaguar F-Pace SVR costs $358 a month or $4,300 per year. Travelers has the cheapest car insurance cost for a Jaguar F-Pace SVR at $264 per month, equating to $3,164 annually.
Insurance rates by car model
The average cost of car insurance for a Jaguar, by age
The cost of Jaguar car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
In 2020, the Insurance Information Institute reported that young drivers represented only 5.1% of licensed drivers but were involved in 8.5% of fatal crashes. This data clearly shows that young drivers are more frequently involved in accidents, resulting in increased claims. Their tendency to engage in riskier driving behaviors compared to older drivers further contributes to the higher insurance rates.
Car insurance costs generally decrease as drivers gain more experience and avoid getting tickets and filing claims. However, when drivers turn 60, insurance rates tend to rise again. The tables below show Jaguar insurance costs based on the driver’s age.
Cost to insure a Jaguar, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Jaguar F-Pace | $11,635 | $5,818 | $970 |
| 18 | Jaguar F-Pace SVR | $13,981 | $6,990 | $1,165 |
Cost to insure a Jaguar, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Jaguar F-Pace | $3,493 | $1,747 | $291 |
| 40 | Jaguar F-Pace SVR | $4,300 | $2,150 | $358 |
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Jaguar car insurance rates by state
When it comes to insuring your Jaguar, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Jaguar car insurance for all the states in the U.S.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $3,356 | $1,678 | $280 |
| Alabama | $3,875 | $1,938 | $323 |
| Arkansas | $4,627 | $2,314 | $386 |
| Arizona | $4,200 | $2,100 | $350 |
| California | $4,788 | $2,394 | $399 |
| Colorado | $4,525 | $2,263 | $377 |
| Connecticut | $4,166 | $2,083 | $347 |
| Washington, D.C. | $5,087 | $2,544 | $424 |
| Delaware | $4,371 | $2,185 | $364 |
| Florida | $4,087 | $2,043 | $341 |
| Georgia | $3,806 | $1,903 | $317 |
| Hawaii | $2,118 | $1,059 | $177 |
| Iowa | $3,685 | $1,843 | $307 |
| Idaho | $2,719 | $1,360 | $227 |
| Illinois | $3,473 | $1,736 | $289 |
| Indiana | $2,822 | $1,411 | $235 |
| Kansas | $4,205 | $2,103 | $350 |
| Kentucky | $4,444 | $2,222 | $370 |
| Louisiana | $6,540 | $3,270 | $545 |
| Massachusetts | $3,331 | $1,666 | $278 |
| Maryland | $4,112 | $2,056 | $343 |
| Maine | $2,571 | $1,285 | $214 |
| Michigan | $4,987 | $2,494 | $416 |
| Minnesota | $3,825 | $1,913 | $319 |
| Missouri | $4,002 | $2,001 | $334 |
| Mississippi | $4,208 | $2,104 | $351 |
| Montana | $4,049 | $2,024 | $337 |
| North Carolina | $3,332 | $1,666 | $278 |
| North Dakota | $3,506 | $1,753 | $292 |
| Nebraska | $4,254 | $2,127 | $354 |
| New Hampshire | $2,816 | $1,408 | $235 |
| New Jersey | $4,014 | $2,007 | $334 |
| New Mexico | $4,001 | $2,001 | $333 |
| Nevada | $5,619 | $2,810 | $468 |
| New York | $3,961 | $1,980 | $330 |
| Ohio | $2,778 | $1,389 | $232 |
| Oklahoma | $4,278 | $2,139 | $356 |
| Oregon | $3,327 | $1,664 | $277 |
| Pennsylvania | $3,676 | $1,838 | $306 |
| Rhode Island | $4,223 | $2,111 | $352 |
| South Carolina | $4,418 | $2,209 | $368 |
| South Dakota | $4,914 | $2,457 | $410 |
| Tennessee | $3,645 | $1,822 | $304 |
| Texas | $4,188 | $2,094 | $349 |
| Utah | $3,108 | $1,554 | $259 |
| Virginia | $3,100 | $1,550 | $258 |
| Vermont | $2,553 | $1,276 | $213 |
| Washington | $3,152 | $1,576 | $263 |
| Wisconsin | $3,927 | $1,964 | $327 |
| West Virginia | $3,260 | $1,630 | $272 |
| Wyoming | $3,161 | $1,581 | $263 |
Average car insurance cost for different vehicle makes
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If you’re looking for affordable Jaguar car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Safety features like airbags, backup cameras, automatic emergency braking and lane departure warnings play a significant role in keeping insurance premiums low. Minivans and compact to midsize SUVs continue to top the list of the most affordable cars to insure.
Pickups and commercial vans also tend to be cheaper to insure than sedans and other vehicle types. They are usually cheaper to repair because the back end of the vehicle is just an empty bed, it doesn’t have seating or other expensive electrical and safety components. Cheaper repairs result in cheaper insurance.
Cheapest Jaguar models to insure
Opting for smaller, less costly Jaguar models with modest engines can result in lower insurance costs than choosing sportier or upscale models. Base versions tend to be the most affordable to insure, but premiums increase as you upgrade to higher-level trims.
Choosing family-friendly models with robust safety features can help lower your insurance costs. Advanced safety technologies like automatic emergency braking, a backup camera and blind spot detection often lead to premium discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren Mckenzie, independent broker/agent with A Plus Insurance. “If you are younger and you choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Jaguar models to insure
Luxury vehicles, sports cars, and SUVs generally rank as the most expensive types of vehicles for car insurance. Luxury vehicles and sports cars often attract higher insurance rates because they are more likely to be stolen and cost more to repair or replace. On the other hand, SUVs, especially larger ones, can lead to higher premiums due to their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Jaguar
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” Mckenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” Mckenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Jaguar discounts on car insurance
One way to save money on your Jaguar insurance is to make sure that all available discounts are being applied to your policy. Insurers offer a variety of discounts that can dramatically lower your premium.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
You may be able to save money by installing an anti-theft device or driving a brand-new car, as some insurers offer discounts for new vehicles. Personal factors, such as being a good driver or a good student (if you have a teen on your policy), can also lead to significant discounts.
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Honda auto insurance.
How does a car’s make affect car insurance rates?
Curious how much is Jaguar insurance? It will depend on which model you choose. Jaguar builds a variety of different vehicles and the cost to insure them will vary depending on the vehicle type.
Smaller SUVs and minivans are the cheapest vehicle types to insure while luxury models and sporty sedans are more expensive. Pickup trucks tend to fall on the more affordable side of the insurance spectrum – until you get into the luxury trim levels.
Insurance companies accumulate excessive statistical data, revealing that family-friendly vehicles-like SUVs and minivans-are involved in fewer accidents and file fewer claims than sedans and sports cars. This is one reason why they are cheaper to insure. Additionally, luxury vehicles and sports cars are equipped with expensive materials and advanced technology, which drives up repair costs and, as a result, increases insurance premiums.
Make sure you compare car insurance quotes apples to apples for different types of vehicles. A luxury sedan typically costs more to insure than a minivan or mid-size SUV. To make an informed decision, make sure you compare quotes for the same vehicle types and coverage limits.
This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Jaguar
Jaguar is a British car manufacturer that was established in 1922 by Sir William Lyons and William Walmsley, initially as the Swallow Sidecar Company before evolving into Jaguar Cars Ltd after World War II. Jaguar’s vehicle lineup, which includes sports cars, sedans and SUVs, exemplifies an aesthetic balance between elegance and power. The brand’s reputation for quality have made it a staple in the global automotive industry for nearly a century.
Final thoughts on Jaguar insurance costs
Jaguar offers a diverse lineup of models, and the cost to insure them varies based on several factors. Choosing an entry-level vehicle with a low MSRP, smaller engine and various safety features can help keep your insurance premiums affordable. On the other hand, choosing luxury or sporty models will typically increase the cost of coverage.
You can reduce your insurance costs by regularly comparing coverage options, inquiring about available discounts and choosing the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Jaguar?
Your driving record is important in determining your Jaguar’s insurance premium. Generally, a clean driving history results in lower rates, while incidents such as accidents, speeding violations, or DUI charges can significantly raise your premium.
Does the color of my Jaguar affect the insurance premium?
The color of your Jaguar does not influence your insurance premium. Insurance companies determine rates based on factors such as the model, age, safety features and driving history, but vehicle color has no impact on the cost.
How does the age of my Jaguar affect insurance costs?
The age of your Jaguar can affect your insurance costs. Generally, older models may come with lower premiums due to depreciation, although they might lack modern safety features, which can lead to slightly higher rates. In contrast, newer models typically have higher premiums because they are more costly to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed March 2026.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 18 and 40-year-old male drivers carrying full coverage policies with limits of 100/300/100 and 0 collision and comprehensive deductibles. Read the detailed methodology for more information.
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