If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
According to CarInsurance.com’s rate analysis, the average annual cost for Alfa-Romeo car insurance is $3,201 or $267 per month. Remember that your specific rates may vary depending on the Alfa-Romeo model you choose, the model year, your age, your driving history and the insurer.
- The annual average nationwide cost of full coverage car insurance for Alfa-Romeo is $3,201 per year.
- The Tonale is the cheapest Alfa-Romeo model to insure.
- Advanced safety features that come standard on Alfa-Romeo models help lower your insurance costs.
Average cost of car insurance for a Alfa-Romeo, by company
Car insurance premiums can vary widely based on the make of your vehicle. Insurance companies have their own methods for calculating the risk and the probability of claim filing. They consider various factors, including your driving history, location, age and the type of vehicle you own, to determine your auto insurance rates.
Below, you’ll find Alfa-Romeo car insurance rates from various insurance companies.
Cost to insure a Alfa-Romeo, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $2,439 | $1,220 | $203 |
| Nationwide | $2,465 | $1,232 | $205 |
| Progressive | $2,743 | $1,372 | $229 |
| Geico | $2,843 | $1,421 | $237 |
| Farmers | $3,869 | $1,935 | $322 |
| Allstate | $4,921 | $2,461 | $410 |
Alfa-Romeo average insurance rates, by model
Alfa-Romeo Tonale car insurance cost
The average car insurance premium for Alfa-Romeo Tonale is $226 per month, which translates to $2,714 per year. The most affordable company for a Alfa-Romeo Tonale is Progressive with a rate of $161 monthly or $1,929 per year.
Alfa-Romeo Stelvio car insurance cost
On average, car insurance for a Alfa-Romeo Stelvio costs $272 a month or $3,258 per year. State Farm has the cheapest car insurance cost for a Alfa-Romeo Stelvio at $169 per month, equating to $2,026 annually.
Alfa-Romeo Giulia car insurance cost
For Alfa-Romeo Giulia owners, the average car insurance cost is $290 per month or $3,484 annually. Nationwide offers the most affordable insurance premiums with an average annual cost of $2,541 or $212 per month.
Alfa-Romeo Stelvio Quadrifoglio car insurance cost
Car insurance costs an average of $353 per month, which adds up to $4,232 a year for a Alfa-Romeo Stelvio Quadrifoglio. Among the companies analyzed, Nationwide stands out as the most affordable option, at an average annual cost of $2,510 or $209 per month.
Alfa-Romeo Giulia Quadrifoglio car insurance cost
The average monthly car insurance premium for a Alfa-Romeo Giulia Quadrifoglio is $391, which totals $4,691 annually. Nationwide offers the cheapest rate at $264 per month or $3,166 annually.
Insurance rates by car model
The average cost of car insurance for a Alfa-Romeo, by driver age
Your age is an important rating factor in determining your Alfa-Romeo car insurance premiums. Young drivers often pay the highest car insurance rates because of their inexperience behind the wheel. On the other hand, adult drivers pay affordable premiums for the same coverage.
According to the Insurance Information Institute, young drivers made up only 5.1% of all licensed drivers in 2020 but accounted for 8.5% of all drivers involved in fatal crashes. Statistics clearly show that young drivers are involved in more accidents which result in claims. Teens also engage in more reckless behavior behind the wheel than older drivers, and that additional risk pushes up the cost of insurance.
The cost of car insurance starts to drop as drivers gain more experience and stays pretty level, assuming no tickets, claims or accidents until the age of 60 when rates start to rise.
In the tables below, see how much it costs to insure a Alfa-Romeo by the driver’s age.
Cost to insure a Alfa-Romeo, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Alfa-Romeo Giulia | $13,265 | $6,633 | $1,105 |
| 18 | Alfa-Romeo Giulia Quadrifoglio | $17,578 | $8,789 | $1,465 |
| 18 | Alfa-Romeo Stelvio | $12,461 | $6,230 | $1,038 |
| 18 | Alfa-Romeo Stelvio Quadrifoglio | $15,558 | $7,779 | $1,297 |
| 18 | Alfa-Romeo Tonale | $9,585 | $4,792 | $799 |
Cost to insure a Alfa-Romeo, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Alfa-Romeo Giulia | $3,484 | $1,742 | $290 |
| 40 | Alfa-Romeo Giulia Quadrifoglio | $4,691 | $2,345 | $391 |
| 40 | Alfa-Romeo Stelvio | $3,258 | $1,629 | $272 |
| 40 | Alfa-Romeo Stelvio Quadrifoglio | $4,232 | $2,116 | $353 |
| 40 | Alfa-Romeo Tonale | $2,714 | $1,357 | $226 |
Alfa-Romeo car insurance rates by state
When it comes to insuring your Alfa-Romeo, your location can greatly affect your premiums. Rates vary significantly across states due to traffic conditions, accident rates, theft/vandalism, weather incidents and state laws. Below, you’ll find Alfa-Romeo car insurance for all the states in the U.S.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,909 | $1,455 | $242 |
| Alabama | $3,089 | $1,545 | $257 |
| Arkansas | $3,403 | $1,702 | $284 |
| Arizona | $2,941 | $1,471 | $245 |
| California | $4,131 | $2,065 | $344 |
| Colorado | $4,413 | $2,207 | $368 |
| Connecticut | $3,127 | $1,564 | $261 |
| Washington, D.C. | $3,698 | $1,849 | $308 |
| Delaware | $2,963 | $1,482 | $247 |
| Florida | $3,220 | $1,610 | $268 |
| Georgia | $4,037 | $2,019 | $336 |
| Hawaii | $1,854 | $927 | $154 |
| Iowa | $2,765 | $1,382 | $230 |
| Idaho | $2,266 | $1,133 | $189 |
| Illinois | $3,115 | $1,557 | $260 |
| Indiana | $2,856 | $1,428 | $238 |
| Kansas | $3,354 | $1,677 | $279 |
| Kentucky | $3,748 | $1,874 | $312 |
| Louisiana | $4,928 | $2,464 | $411 |
| Massachusetts | $2,994 | $1,497 | $250 |
| Maryland | $2,856 | $1,428 | $238 |
| Maine | $2,306 | $1,153 | $192 |
| Michigan | $3,931 | $1,965 | $328 |
| Minnesota | $3,700 | $1,850 | $308 |
| Missouri | $4,331 | $2,166 | $361 |
| Mississippi | $3,403 | $1,702 | $284 |
| Montana | $3,598 | $1,799 | $300 |
| North Carolina | $2,511 | $1,255 | $209 |
| North Dakota | $2,980 | $1,490 | $248 |
| Nebraska | $3,794 | $1,897 | $316 |
| New Hampshire | $2,381 | $1,190 | $198 |
| New Jersey | $2,995 | $1,498 | $250 |
| New Mexico | $3,270 | $1,635 | $273 |
| Nevada | $2,748 | $1,374 | $229 |
| New York | $2,807 | $1,403 | $234 |
| Ohio | $2,105 | $1,053 | $175 |
| Oklahoma | $3,502 | $1,751 | $292 |
| Oregon | $3,009 | $1,505 | $251 |
| Pennsylvania | $3,090 | $1,545 | $257 |
| Rhode Island | $3,568 | $1,784 | $297 |
| South Carolina | $2,758 | $1,379 | $230 |
| South Dakota | $4,026 | $2,013 | $336 |
| Tennessee | $3,378 | $1,689 | $281 |
| Texas | $4,529 | $2,265 | $377 |
| Utah | $2,612 | $1,306 | $218 |
| Virginia | $2,375 | $1,188 | $198 |
| Vermont | $2,640 | $1,320 | $220 |
| Washington | $2,658 | $1,329 | $221 |
| Wisconsin | $2,718 | $1,359 | $227 |
| West Virginia | $2,993 | $1,496 | $249 |
| Wyoming | $3,661 | $1,830 | $305 |
Average car insurance cost for different vehicle makes
Our apologies, we cannot display the data due to availability or spelling errors. Please check the spelling and try again. For assistance, reach out us via Which body styles are cheaper or more expensive to insure?
When it comes to affordable Alfa-Romeo car insurance, it’s best to stick to vehicles that are designed with families in mind. These vehicles are typically loaded with advanced safety features, have smaller engines and are usually driven by parents who have kids in the car, so they tend to drive more carefully, which results in fewer accidents.
Safety features such as airbags, backup cameras, automatic emergency braking and lane departure warnings help to get affordable car insurance premiums. As in years past, minivans and small to midsize SUVs continue to rank among the most affordable vehicles to insure.
Pickups and commercial vans usually cost less to insure than sedans and other vehicles. This is because they aren’t equipped with costly electrical and safety components, making them less expensive to repair.
Cheapest Alfa-Romeo models to insure
Smaller, budget-friendly Alfa-Romeo models with low-power engines are more affordable to insure than upscale or sporty versions. Entry-level base models have lower car insurance rates, but premiums increase as you move up to higher-level trims.
Models that are popular with families and are loaded with safety features will help keep your premium affordable. Advanced safety features such as automatic emergency braking, a backup camera and blind spot detection can result in a discount on your premium.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren Mckenzie, independent broker/agent with A Plus Insurance. “If you are younger and you choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Alfa-Romeo models to insure
Luxury vehicles and sports cars typically rank among the most expensive vehicles to insure. Luxury cars and sports models often come with higher premiums due to their increased theft risk and higher repair or replacement costs. Meanwhile, larger SUVs can also result in higher insurance rates because of their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Alfa-Romeo
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered, and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Alfa-Romeo discounts on car insurance
You can take advantage of all the available discounts to lower your Alfa-Romeo car insurance costs. Insurance companies offer various discounts that can significantly reduce your premiums.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.
Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Alfa-Romeo auto insurance.
How does a car’s make affect car insurance rates?
Alfa-Romeo car insurance rates depend on the model you select. They offer a diverse range of vehicles and insurance costs vary with each type.
Smaller SUVs and minivans are among the least expensive vehicles to insure, while luxury models and sporty sedans come with higher insurance costs. Pickup trucks generally fall on the more affordable side of insurance rates-unless you opt for luxury trim levels.
Insurance companies accumulate excessive statistical data, revealing that family-friendly vehicles-like SUVs and minivans-are involved in fewer accidents and file fewer claims than sedans and sports cars. This is one reason why they are cheaper to insure. Additionally, luxury vehicles and sports cars are equipped with expensive materials and advanced technology, which drives up repair costs and, as a result, increases insurance premiums.
When comparing car insurance quotes, make sure to compare quotes thoroughly for different types of vehicles. For instance, insuring a luxury sedan generally costs more than insuring a minivan or mid-size SUV. To make an informed decision, be sure to compare quotes for the same vehicle type and coverage levels.
This same approach is essential when comparing vehicles from different brands. A luxury German sedan, like a BMW or Mercedes, typically incurs higher insurance costs compared to a minivan or compact car from a different brand. Always make sure you’re comparing similar vehicle types and trim levels when considering a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Alfa-Romeo
Alfa Romeo, an Italian automobile manufacturer, was established in 1910 and is renowned for its blend of style, speed and design. The brand has a rich history that’s deeply intertwined with motorsport, having produced vehicles that have dominated race tracks worldwide.
Final thoughts on Alfa-Romeo insurance costs
Alfa-Romeo offers a diverse range of vehicle models, and the cost to insure them varies based on several factors. Opting for entry-level vehicles with a lower starting price, a smaller engine and plenty of safety features can help keep your insurance premiums affordable. On the other hand, selecting luxury or sporty models may increase the cost of coverage.
You can reduce your insurance costs by regularly comparing coverage options, inquiring about available discounts and choosing the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Alfa-Romeo?
Your driving record is important in determining your Alfa-Romeo’s insurance premium. Generally, a clean driving history results in lower rates, while incidents such as accidents, speeding violations, or DUI charges can significantly raise your premium.
Does the color of my Alfa-Romeo affect the insurance premium?
The color of your Alfa-Romeo does not influence your insurance premium. Insurance companies determine rates based on factors such as the model, age, safety features and driving history, but vehicle color has no impact on the cost.
How does the age of my Alfa-Romeo affect insurance costs?
The age of your Alfa-Romeo can affect your insurance costs. Generally, older models may come with lower premiums due to depreciation, although they might lack modern safety features, which can lead to slightly higher rates. In contrast, newer models typically have higher premiums because they are more costly to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed June 2025.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed June 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.
Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.
Browse all FAQs