When buying a new vehicle, factor in the cost of car insurance as part of your overall budget.
On average, Chrysler car insurance costs an average of $2,656 a year or $221 monthly, based on CarInsurance.com’s rate analysis. Your exact rates may vary based on the Chrysler model you drive, model year, your age, driving history and the insurance company you choose.
- The annual average nationwide cost of full coverage car insurance for Chrysler is $2,656 per year.
- The Voyager is the cheapest Chrysler model to insure.
- Advanced safety features that come standard on Chrysler models help lower your insurance costs.
Average cost of car insurance for a Chrysler, by company
Car insurance premiums can differ significantly based on the make of the vehicle. For instance, car insurance rates vary from one insurance company to another because each company uses its formula to calculate risk and estimate the likelihood of a claim being filed, considering factors such as your driving record, location, age and the type of vehicle you drive.
See how car insurance rates for Chrysler vehicles compare among different insurers in the table below.
Cost to insure a Chrysler, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Travelers | $1,775 | $887 | $148 |
| GEICO | $2,220 | $1,110 | $185 |
| Nationwide | $2,246 | $1,123 | $187 |
| State Farm | $2,422 | $1,211 | $202 |
| Progressive | $2,435 | $1,218 | $203 |
| Allstate | $3,314 | $1,657 | $276 |
| Farmers | $3,494 | $1,747 | $291 |
| USAA | $2,042 | $1,021 | $170 |
Chrysler average insurance rates, by model
Chrysler Voyager car insurance cost
The average car insurance premium for Chrysler Voyager is $205 per month, which translates to $2,456 per year. The most affordable company for a Chrysler Voyager is Travelers with a rate of $154 monthly or $1,850 per year.
Chrysler Pacifica car insurance cost
The average car insurance premium for Chrysler Pacifica is $223 per month, which translates to $2,678 per year. The most affordable company for a Chrysler Pacifica is Travelers with a rate of $147 monthly or $1,766 per year.
Insurance rates by car model
The average cost of car insurance for a Chrysler, by age
The cost of Chrysler car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to the Insurance Information Institute, young drivers made up only 5.1% of all licensed drivers in 2020 but accounted for 8.5% of all drivers involved in fatal crashes. Statistics clearly show that young drivers are involved in more accidents which result in claims. Teens also engage in more reckless behavior behind the wheel than older drivers, and that additional risk pushes up the cost of insurance.
Car insurance costs generally decrease as drivers gain more experience and avoid getting tickets and filing claims. However, when drivers turn 60, insurance rates tend to rise again. The tables below show Chrysler insurance costs based on the driver’s age.
Cost to insure a Chrysler, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Chrysler Pacifica | $8,618 | $4,309 | $718 |
| 18 | Chrysler Voyager | $7,909 | $3,955 | $659 |
Cost to insure a Chrysler, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Chrysler Pacifica | $2,678 | $1,339 | $223 |
| 40 | Chrysler Voyager | $2,456 | $1,228 | $205 |
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Chrysler car insurance rates by state
When it comes to car insurance, your location plays a significant role in determining your insurance premiums. Chrysler car insurance rates vary significantly from one state to another due to factors such as traffic conditions, accident rates, theft/vandalism, weather events and state-specific insurance laws. Find below Chrysler car insurance rates by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,207 | $1,103 | $184 |
| Alabama | $2,116 | $1,058 | $176 |
| Arkansas | $2,377 | $1,188 | $198 |
| Arizona | $2,245 | $1,123 | $187 |
| California | $2,859 | $1,429 | $238 |
| Colorado | $3,110 | $1,555 | $259 |
| Connecticut | $2,421 | $1,210 | $202 |
| Washington, D.C. | $2,723 | $1,361 | $227 |
| Delaware | $2,217 | $1,108 | $185 |
| Florida | $2,748 | $1,374 | $229 |
| Georgia | $3,143 | $1,572 | $262 |
| Hawaii | $1,500 | $750 | $125 |
| Iowa | $1,964 | $982 | $164 |
| Idaho | $1,536 | $768 | $128 |
| Illinois | $2,337 | $1,169 | $195 |
| Indiana | $2,085 | $1,043 | $174 |
| Kansas | $2,398 | $1,199 | $200 |
| Kentucky | $2,807 | $1,403 | $234 |
| Louisiana | $4,101 | $2,050 | $342 |
| Massachusetts | $2,113 | $1,056 | $176 |
| Maryland | $2,148 | $1,074 | $179 |
| Maine | $1,735 | $867 | $145 |
| Michigan | $3,022 | $1,511 | $252 |
| Minnesota | $2,626 | $1,313 | $219 |
| Missouri | $3,084 | $1,542 | $257 |
| Mississippi | $2,354 | $1,177 | $196 |
| Montana | $2,352 | $1,176 | $196 |
| North Carolina | $2,198 | $1,099 | $183 |
| North Dakota | $2,090 | $1,045 | $174 |
| Nebraska | $2,539 | $1,269 | $212 |
| New Hampshire | $1,780 | $890 | $148 |
| New Jersey | $2,429 | $1,214 | $202 |
| New Mexico | $2,427 | $1,214 | $202 |
| Nevada | $2,245 | $1,123 | $187 |
| New York | $1,749 | $875 | $146 |
| Ohio | $1,649 | $824 | $137 |
| Oklahoma | $2,570 | $1,285 | $214 |
| Oregon | $2,208 | $1,104 | $184 |
| Pennsylvania | $2,417 | $1,209 | $201 |
| Rhode Island | $2,793 | $1,396 | $233 |
| South Carolina | $2,347 | $1,173 | $196 |
| South Dakota | $2,841 | $1,421 | $237 |
| Tennessee | $2,528 | $1,264 | $211 |
| Texas | $3,289 | $1,645 | $274 |
| Utah | $1,948 | $974 | $162 |
| Virginia | $1,750 | $875 | $146 |
| Vermont | $1,773 | $886 | $148 |
| Washington | $2,140 | $1,070 | $178 |
| Wisconsin | $1,730 | $865 | $144 |
| West Virginia | $2,295 | $1,147 | $191 |
| Wyoming | $2,293 | $1,146 | $191 |
Average car insurance cost for different vehicle makes
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If you’re looking for affordable Chrysler car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Safety features like airbags, backup cameras, automatic emergency braking and lane departure warnings play a significant role in keeping insurance premiums low. Minivans and compact to midsize SUVs continue to top the list of the most affordable cars to insure.
Pickups and commercial vans also tend to be cheaper to insure than sedans and other vehicle types. They are usually cheaper to repair because the back end of the vehicle is just an empty bed, it doesn’t have seating or other expensive electrical and safety components. Cheaper repairs result in cheaper insurance.
Cheapest Chrysler models to insure
Opting for smaller, less costly Chrysler models with modest engines can result in lower insurance costs than choosing sportier or upscale models. Base versions tend to be the most affordable to insure, but premiums increase as you upgrade to higher-level trims.
Choosing family-friendly models with robust safety features can help lower your insurance costs. Advanced safety technologies like automatic emergency braking, a backup camera and blind spot detection often lead to premium discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, a senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Chrysler models to insure
Luxury vehicles, sports cars, and SUVs generally rank as the most expensive types of vehicles for car insurance. Luxury vehicles and sports cars often attract higher insurance rates because they are more likely to be stolen and cost more to repair or replace. On the other hand, SUVs, especially larger ones, can lead to higher premiums due to their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Chrysler
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” Mckenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” Mckenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Chrysler discounts on car insurance
One way to save money on your Chrysler insurance is to make sure that all available discounts are being applied to your policy. Insurers offer a variety of discounts that can dramatically lower your premium.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.
Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Chrysler auto insurance.
How does a car’s make affect car insurance rates?
Curious how much is Chrysler insurance? It will depend on which model you choose. Chrysler builds a variety of different vehicles and the cost to insure them will vary depending on the vehicle type.
Smaller SUVs and minivans generally have the lowest insurance costs, while luxury models and sporty sedans are more expensive to insure. Pickup trucks are often cheaper on the insurance spectrum-unless you go for luxury trims.
Insurers collect reams of statistical data, and the numbers show that vehicles that are popular with families (think SUVs and minivans) are in fewer accidents and file fewer claims than drivers of sedans and sports cars which is one reason they are cheaper to insure. Luxury vehicles and sports cars are also bursting with expensive trim materials and technology that pushes up the cost of repairs and insurance.
When comparing car insurance quotes, make sure to compare quotes thoroughly for different types of vehicles. For instance, insuring a luxury sedan generally costs more than insuring a minivan or mid-size SUV. To make an informed decision, be sure to compare quotes for the same vehicle type and coverage levels.
This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Chrysler
Chrysler, an iconic American brand, has been a stalwart in the automotive industry since its establishment in 1925 by Walter P. Chrysler. Chrysler vehicles, ranging from family minivans to luxury sedans, are synonymous with quality, durability, and performance. Over nearly a century, the brand has produced vehicles that cater to evolving customer needs while maintaining its American identity.
Final thoughts on Chrysler insurance costs
Chrysler offers a diverse range of vehicle models, and the cost to insure them varies based on several factors. Opting for entry-level vehicles with a lower starting price, a smaller engine and plenty of safety features can help keep your insurance premiums affordable. On the other hand, selecting luxury or sporty models may increase the cost of coverage.
Shopping your coverage on a regular basis, asking for discounts and choosing the highest deductible you can easily afford are all great ways to save money on your coverage regardless of which Chrysler model you drive off the lot.
Frequently asked questions
Does my driving record impact how much I pay to insure my Chrysler?
Your driving history is one of the many factors affecting your Chrysler car insurance premiums. Maintaining a clean record typically results in lower premiums, but if you’ve had accidents, speeding infractions, or DUI convictions, you may face significantly higher rates.
Does the color of my Chrysler affect the insurance premium?
The color of your Chrysler does not impact your insurance premium. Insurers calculate rates based on factors such as the vehicle’s model, age, safety features and driving record.
How does the age of my Chrysler affect insurance costs?
Your Chrysler’s age can affect your insurance costs. Older models often benefit from lower premiums because they depreciate in value, but they lack the latest safety features and it may lead to a slight increase in rates. On the other hand, newer models tend to have higher premiums, as they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed March 2026.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 18 and 40-year-old male drivers carrying full coverage policies with limits of 100/300/100 and 0 collision and comprehensive deductibles. Read the detailed methodology for more information.
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