If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
The average cost of Chrysler car insurance is $2,362 a year or $197 per month, based on a detailed analysis by CarInsurance.com. Your exact rates may vary based on factors such as your insurance company, vehicle model, age and driving history.
- The annual average nationwide cost of full coverage car insurance for Chrysler is $2,362 per year.
- The Voyager is the cheapest Chrysler model to insure.
- Advanced safety features that come standard on Chrysler models help lower your insurance costs.
Average cost of car insurance for a Chrysler, by company
Car insurance premiums can vary widely based on the make of your vehicle. Insurance companies have their own methods for calculating the risk and the probability of claim filing. They consider various factors, including your driving history, location, age and the type of vehicle you own, to determine your auto insurance rates.
Below, you’ll find Chrysler car insurance rates from various insurance companies.
Cost to insure a Chrysler, by company
Company | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Nationwide | $1,871 | $936 | $156 |
State Farm | $2,044 | $1,022 | $170 |
Progressive | $2,137 | $1,069 | $178 |
Geico | $2,280 | $1,140 | $190 |
Farmers | $2,881 | $1,440 | $240 |
Allstate | $3,003 | $1,502 | $250 |
Chrysler average insurance rates, by model
Chrysler Voyager car insurance cost
The average car insurance premium for Chrysler Voyager is $175 per month, which translates to $2,102 per year. The most affordable company for a Chrysler Voyager is Geico with a rate of $155 monthly or $1,856 per year.
Chrysler Pacifica car insurance cost
The average monthly car insurance premium for a Chrysler Pacifica is $199 or $2,386 annually. Nationwide is the most affordable company for a Chrysler Pacifica owner, offering insurance at a monthly rate of just $155 or $1,864 per year.
The average cost of car insurance for a Chrysler, by age
The cost of Chrysler car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.
Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.
As drivers gain more experience, car insurance costs usually decrease and remain relatively stable if the driver doesn’t have any tickets, claims or accidents on their record. However, rates tend to rise again after the age of 60. The table below shows how much it costs to insure a Chrysler based on the driver’s age.
Cost to insure a Chrysler, by model, for 18-year-olds
Age | Make Model | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|---|
18 | Chrysler Pacifica | $8,634 | $4,317 | $719 |
18 | Chrysler Voyager | $7,610 | $3,805 | $634 |
Cost to insure a Chrysler, by model, for 40-year-olds
Age | Make Model | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|---|
40 | Chrysler Pacifica | $2,386 | $1,193 | $199 |
40 | Chrysler Voyager | $2,102 | $1,051 | $175 |
Chrysler car insurance rates by state
Your location significantly impacts your Chrysler car insurance premiums. Insurance rates vary widely from state to state due to factors like traffic density, accident statistics, theft/vandalism, weather events and state laws. Below, you’ll find Chrysler car insurance rates by state.
State | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Alaska | $2,207 | $1,103 | $184 |
Alabama | $2,116 | $1,058 | $176 |
Arkansas | $2,377 | $1,188 | $198 |
Arizona | $2,245 | $1,123 | $187 |
California | $2,859 | $1,429 | $238 |
Colorado | $3,110 | $1,555 | $259 |
Connecticut | $2,421 | $1,210 | $202 |
Washington, D.C. | $2,723 | $1,361 | $227 |
Delaware | $2,217 | $1,108 | $185 |
Florida | $2,748 | $1,374 | $229 |
Georgia | $3,143 | $1,572 | $262 |
Hawaii | $1,500 | $750 | $125 |
Iowa | $1,964 | $982 | $164 |
Idaho | $1,536 | $768 | $128 |
Illinois | $2,337 | $1,169 | $195 |
Indiana | $2,085 | $1,043 | $174 |
Kansas | $2,398 | $1,199 | $200 |
Kentucky | $2,807 | $1,403 | $234 |
Louisiana | $4,101 | $2,050 | $342 |
Massachusetts | $2,113 | $1,056 | $176 |
Maryland | $2,148 | $1,074 | $179 |
Maine | $1,735 | $867 | $145 |
Michigan | $3,022 | $1,511 | $252 |
Minnesota | $2,626 | $1,313 | $219 |
Missouri | $3,084 | $1,542 | $257 |
Mississippi | $2,354 | $1,177 | $196 |
Montana | $2,352 | $1,176 | $196 |
North Carolina | $2,198 | $1,099 | $183 |
North Dakota | $2,090 | $1,045 | $174 |
Nebraska | $2,539 | $1,269 | $212 |
New Hampshire | $1,780 | $890 | $148 |
New Jersey | $2,429 | $1,214 | $202 |
New Mexico | $2,427 | $1,214 | $202 |
Nevada | $2,245 | $1,123 | $187 |
New York | $1,749 | $875 | $146 |
Ohio | $1,649 | $824 | $137 |
Oklahoma | $2,570 | $1,285 | $214 |
Oregon | $2,208 | $1,104 | $184 |
Pennsylvania | $2,417 | $1,209 | $201 |
Rhode Island | $2,793 | $1,396 | $233 |
South Carolina | $2,347 | $1,173 | $196 |
South Dakota | $2,841 | $1,421 | $237 |
Tennessee | $2,528 | $1,264 | $211 |
Texas | $3,289 | $1,645 | $274 |
Utah | $1,948 | $974 | $162 |
Virginia | $1,750 | $875 | $146 |
Vermont | $1,773 | $886 | $148 |
Washington | $2,140 | $1,070 | $178 |
Wisconsin | $1,730 | $865 | $144 |
West Virginia | $2,295 | $1,147 | $191 |
Wyoming | $2,293 | $1,146 | $191 |
Average car insurance cost for different vehicle makes
Which body styles are cheaper or more expensive to insure?
To find affordable Chrysler car insurance rates, you should opt for a family-friendly vehicle like a small SUV. These models usually include advanced safety features, have smaller engines and are driven by people with children in the car. This makes them more cautious drivers, leading to fewer accidents.
Airbags, backup cameras, automatic emergency braking and lane departure warning are all safety features that will help keep your insurance premium low. As in years past, minivans and compact to midsize SUVs topped our list of cheapest cars to insure this year.
Pickups and commercial vans often come with lower insurance rates than sedans and other types of vehicles. This is partly because they are cheaper to repair and don’t have any expensive electric and safety components, leading to cheaper insurance rates.
Cheapest Chrysler models to insure
Smaller, budget-friendly Chrysler models with low-power engines are more affordable to insure than upscale or sporty versions. Entry-level base models have lower car insurance rates, but premiums increase as you move up to higher-level trims.
Models that are popular with families and are loaded with safety features will help keep your premium affordable. Advanced safety features such as automatic emergency braking, a backup camera and blind spot detection can result in a discount on your premium.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren Mckenzie, independent broker/agent with A Plus Insurance. “If you are younger and you choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Chrysler models to insure
Luxury vehicles and sports cars typically rank among the most expensive vehicles to insure. Luxury cars and sports models often come with higher premiums due to their increased theft risk and higher repair or replacement costs. Meanwhile, larger SUVs can also result in higher insurance rates because of their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Chrysler
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Chrysler discounts on car insurance
To reduce the cost of your Chrysler insurance, ensure that you take advantage of all available discounts. Insurance companies offer a range of discounts that can significantly lower your premiums.
Discounts may be related to the vehicle you drive or your personal factors. Insurance companies typically offer a discount for a vehicle loaded with advanced safety features such as automated emergency braking, lane departure warning and driver alertness monitor.
In addition, you may be able to save a bit of coin by having an anti-theft device installed or driving a brand-new car as some insurers offer a new car discount.
Discounts related to your personal factors can include major discounts such as being a good driver or a good student (if you have a teen on your policy).
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Chrysler auto insurance.
How does a car’s make affect car insurance rates?
Chrysler car insurance rates depend on the model you select. They offer a diverse range of vehicles and insurance costs vary with each type.
Smaller SUVs and minivans are the cheapest vehicle types to insure while luxury models and sporty sedans are more expensive. Pickup trucks tend to fall on the more affordable side of the insurance spectrum – until you get into the luxury trim levels.
Insurance companies analyze extensive statistical data, which shows that vehicles popular among families-like SUVs and minivans-are involved in fewer accidents and file fewer claims compared to sedans and sports cars. This is one reason they come with lower insurance costs. On the other hand, luxury vehicles and sports cars are packed with high-end materials and advanced technology, increasing repair expenses and, consequently, insurance premiums.
Make sure you compare car insurance quotes apples to apples for different types of vehicles. A luxury sedan typically costs more to insure than a minivan or mid-size SUV. To make an informed decision, make sure you compare quotes for the same vehicle types and coverage limits.
This advice also applies when comparing vehicles from different manufacturers. A luxury German sedan, like a BMW or Mercedes, will generally cost more to insure than a minivan or compact vehicle from another brand. Therefore, always compare similar vehicle types and trim levels when shopping for a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Chrysler
Chrysler, an iconic American brand, has been a stalwart in the automotive industry since its establishment in 1925 by Walter P. Chrysler. Chrysler vehicles, ranging from family minivans to luxury sedans, are synonymous with quality, durability, and performance. Over nearly a century, the brand has produced vehicles that cater to evolving customer needs while maintaining its American identity.
Final thoughts on Chrysler insurance costs
Chrysler makes a variety of different models and the cost to insure them will vary based on a number of factors. Choosing entry-level vehicles with a low starting price, smaller engine under the hood and plenty of safety features will help keep your premium affordable while more luxury and sporty models will push up the cost of coverage.
No matter which Chrysler model you choose, you can save money on your insurance by regularly comparing your coverage options, inquiring about available discounts and opting for the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Chrysler?
Yes, your driving record has a significant impact on your Chrysler’s insurance premium. A clean driving history typically leads to lower rates, while accidents, speeding tickets, or DUI offenses can substantially increase your premium.
Does the color of my Chrysler affect the insurance premium?
No, the color of your Chrysler does not affect your insurance premium. Insurance companies base their rates on factors like the model, age, safety features, and driving history, but not the color of your vehicle.
How does the age of my Chrysler affect insurance costs?
The age of your Chrysler can influence your insurance costs. Older Chrysler models tend to have lower premiums due to depreciation, but they may lack the latest safety features, which can slightly increase the rates. Conversely, newer models often have higher premiums because they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed June 2025.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed June 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.
Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.