When buying a new vehicle, factor in the cost of car insurance as part of your overall budget.
According to CarInsurance.com’s rate analysis, the average annual cost for Mercedes-AMG car insurance is $4,121 or $343 per month. Remember that your specific rates may vary depending on the Mercedes-AMG model you choose, the model year, your age, your driving history and the insurer.
- The annual average nationwide cost of full coverage car insurance for Mercedes-AMG is $4,121 per year.
- The GLB-Class is the cheapest Mercedes-AMG model to insure.
- Advanced safety features that come standard on Mercedes-AMG models help lower your insurance costs.
Average cost of car insurance for a Mercedes-AMG, by company
Car insurance premiums vary greatly depending on the vehicle’s make. For example, insurance rates differ from one insurer to another because companies use different parameters to assess risk and estimate the likelihood of a claim. Insurers consider factors such as your driving history, location, age and the type of vehicle you drive to calculate insurance rates.
The table below shows Mercedes-AMG car insurance rates by insurance company.
Cost to insure a Mercedes-AMG, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $3,351 | $1,675 | $279 |
| Progressive | $3,358 | $1,679 | $280 |
| Nationwide | $3,590 | $1,795 | $299 |
| Geico | $3,921 | $1,961 | $327 |
| Farmers | $5,059 | $2,529 | $422 |
| Allstate | $5,584 | $2,792 | $465 |
Mercedes-AMG average insurance rates, by model
Mercedes-AMG GLB-Class car insurance cost
Car insurance cost for a Mercedes-AMG GLB-Class is $236 per month or $2,831 a year, based on CarInsurance.com’s rate analysis. Progressive offers the most affordable car insurance rates for a Mercedes-AMG GLB-Class at an average monthly cost of $163 or $1,958 yearly.
Mercedes-AMG GLA-Class car insurance cost
The average monthly car insurance premium for a Mercedes-AMG GLA-Class is $257 or $3,088 annually. State Farm is the most affordable company for a Mercedes-AMG GLA-Class owner, offering insurance at a monthly rate of just $159 or $1,908 per year.
Mercedes-AMG GLC-Class car insurance cost
The average car insurance premium is $263 per month, which adds up to $3,162 each year for a Mercedes-AMG GLC-Class. Progressive is the cheapest car insurance company, with a monthly rate of $174, which translates to an annual cost of $2,085.
Mercedes-AMG CLA-Class car insurance cost
Car insurance costs an average of $314 per month, which adds up to $3,772 a year for a Mercedes-AMG CLA-Class. Among the companies analyzed, State Farm stands out as the most affordable option, at an average annual cost of $2,530 or $211 per month.
Mercedes-AMG GLE-Class car insurance cost
The average monthly car insurance premium for a Mercedes-AMG GLE-Class is $319, which totals $3,833 annually. Nationwide offers the cheapest rate at $223 per month or $2,680 annually.
Mercedes-AMG GLS-Class car insurance cost
The average car insurance premium for Mercedes-AMG GLS-Class is $381 per month, which translates to $4,568 per year. The most affordable company for a Mercedes-AMG GLS-Class is Nationwide with a rate of $229 monthly or $2,744 per year.
Insurance rates by car model
The average cost of car insurance for a Mercedes-AMG, by age
The cost of Mercedes-AMG car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to the Insurance Information Institute, young drivers made up only 5.1% of all licensed drivers in 2020 but accounted for 8.5% of all drivers involved in fatal crashes. Statistics clearly show that young drivers are involved in more accidents which result in claims. Teens also engage in more reckless behavior behind the wheel than older drivers, and that additional risk pushes up the cost of insurance.
The cost of car insurance starts to drop as drivers gain more experience and stays pretty level, assuming no tickets, claims or accidents until the age of 60 when rates start to rise.
In the tables below, see how much it costs to insure a Mercedes-AMG by the driver’s age.
Cost to insure a Mercedes-AMG, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Mercedes C43 | $15,194 | $7,597 | $1,266 |
| 18 | Mercedes CLA-Class | $13,932 | $6,966 | $1,161 |
| 18 | Mercedes EQS | $19,517 | $9,758 | $1,626 |
| 18 | Mercedes G63 | $19,476 | $9,738 | $1,623 |
| 18 | Mercedes GLA-Class | $11,639 | $5,819 | $970 |
| 18 | Mercedes GLB-Class | $10,602 | $5,301 | $884 |
| 18 | Mercedes GLC-Class | $11,500 | $5,750 | $958 |
| 18 | Mercedes GLE-Class | $14,225 | $7,113 | $1,185 |
| 18 | Mercedes GLS-Class | $16,416 | $8,208 | $1,368 |
| 18 | Mercedes GT | $19,217 | $9,609 | $1,601 |
| 18 | Mercedes SL-Class | $17,213 | $8,607 | $1,434 |
Cost to insure a Mercedes-AMG, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Mercedes C43 | $3,994 | $1,997 | $333 |
| 40 | Mercedes CLA-Class | $3,772 | $1,886 | $314 |
| 40 | Mercedes EQS | $5,648 | $2,824 | $471 |
| 40 | Mercedes G63 | $5,357 | $2,678 | $446 |
| 40 | Mercedes GLA-Class | $3,088 | $1,544 | $257 |
| 40 | Mercedes GLB-Class | $2,831 | $1,416 | $236 |
| 40 | Mercedes GLC-Class | $3,162 | $1,581 | $263 |
| 40 | Mercedes GLE-Class | $3,833 | $1,917 | $319 |
| 40 | Mercedes GLS-Class | $4,568 | $2,284 | $381 |
| 40 | Mercedes GT | $5,211 | $2,606 | $434 |
| 40 | Mercedes SL-Class | $4,800 | $2,400 | $400 |
Mercedes-AMG car insurance rates by state
When it comes to car insurance, your location plays a significant role in determining your insurance premiums. Mercedes-AMG car insurance rates vary significantly from one state to another due to factors such as traffic conditions, accident rates, theft/vandalism, weather events and state-specific insurance laws. Find below Mercedes-AMG car insurance rates by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $3,511 | $1,756 | $293 |
| Alabama | $3,718 | $1,859 | $310 |
| Arkansas | $4,455 | $2,227 | $371 |
| Arizona | $3,633 | $1,816 | $303 |
| California | $5,580 | $2,790 | $465 |
| Colorado | $5,510 | $2,755 | $459 |
| Connecticut | $4,250 | $2,125 | $354 |
| Washington, D.C. | $4,825 | $2,413 | $402 |
| Delaware | $3,868 | $1,934 | $322 |
| Florida | $4,059 | $2,030 | $338 |
| Georgia | $4,983 | $2,492 | $415 |
| Hawaii | $2,169 | $1,084 | $181 |
| Iowa | $3,863 | $1,932 | $322 |
| Idaho | $2,736 | $1,368 | $228 |
| Illinois | $3,906 | $1,953 | $325 |
| Indiana | $3,639 | $1,819 | $303 |
| Kansas | $4,710 | $2,355 | $393 |
| Kentucky | $5,259 | $2,629 | $438 |
| Louisiana | $6,186 | $3,093 | $515 |
| Massachusetts | $3,736 | $1,868 | $311 |
| Maryland | $3,807 | $1,904 | $317 |
| Maine | $3,145 | $1,572 | $262 |
| Michigan | $5,164 | $2,582 | $430 |
| Minnesota | $4,940 | $2,470 | $412 |
| Missouri | $5,659 | $2,829 | $472 |
| Mississippi | $4,348 | $2,174 | $362 |
| Montana | $4,521 | $2,260 | $377 |
| North Carolina | $3,617 | $1,808 | $301 |
| North Dakota | $3,987 | $1,994 | $332 |
| Nebraska | $4,807 | $2,403 | $401 |
| New Hampshire | $3,261 | $1,631 | $272 |
| New Jersey | $3,601 | $1,801 | $300 |
| New Mexico | $4,197 | $2,099 | $350 |
| Nevada | $3,404 | $1,702 | $284 |
| New York | $3,249 | $1,625 | $271 |
| Ohio | $2,742 | $1,371 | $228 |
| Oklahoma | $4,454 | $2,227 | $371 |
| Oregon | $3,625 | $1,812 | $302 |
| Pennsylvania | $4,062 | $2,031 | $338 |
| Rhode Island | $4,891 | $2,446 | $408 |
| South Carolina | $3,532 | $1,766 | $294 |
| South Dakota | $5,855 | $2,927 | $488 |
| Tennessee | $4,327 | $2,164 | $361 |
| Texas | $5,946 | $2,973 | $496 |
| Utah | $3,156 | $1,578 | $263 |
| Virginia | $2,821 | $1,410 | $235 |
| Vermont | $3,151 | $1,575 | $263 |
| Washington | $3,435 | $1,718 | $286 |
| Wisconsin | $3,186 | $1,593 | $265 |
| West Virginia | $4,057 | $2,028 | $338 |
| Wyoming | $4,748 | $2,374 | $396 |
Average car insurance cost for different vehicle makes
Our apologies, we cannot display the data due to availability or spelling errors. Please check the spelling and try again. For assistance, reach out us via Which body styles are cheaper or more expensive to insure?
If you’re looking for affordable Mercedes-AMG car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Safety features such as airbags, backup cameras, automatic emergency braking and lane departure warnings help to get affordable car insurance premiums. As in years past, minivans and small to midsize SUVs continue to rank among the most affordable vehicles to insure.
Pickups and commercial vans often come with lower insurance rates than sedans and other types of vehicles. This is partly because they are cheaper to repair and don’t have any expensive electric and safety components, leading to cheaper insurance rates.
Cheapest Mercedes-AMG models to insure
Smaller, less expensive Mercedes-AMG models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Mercedes-AMG base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.
Family-friendly models equipped with various safety features can help keep your insurance premiums affordable. Advanced safety technologies like automatic emergency braking, backup cameras and blind spot detection often qualify for discounts.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren McKenzie, senior agent with A Plus Insurance. “If you are younger and choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Mercedes-AMG models to insure
Luxury vehicles, sports cars, and SUVs generally rank as the most expensive types of vehicles for car insurance. Luxury vehicles and sports cars often attract higher insurance rates because they are more likely to be stolen and cost more to repair or replace. On the other hand, SUVs, especially larger ones, can lead to higher premiums due to their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Mercedes-AMG
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Mercedes-AMG discounts on car insurance
To reduce the cost of your Mercedes-AMG insurance, ensure that you take advantage of all available discounts. Insurance companies offer a range of discounts that can significantly lower your premiums.
Discounts may be related to the vehicle you drive or your personal factors. Insurance companies typically offer a discount for a vehicle loaded with advanced safety features such as automated emergency braking, lane departure warning and driver alertness monitor.
You may be able to save money by installing an anti-theft device or driving a brand-new car, as some insurers offer discounts for new vehicles. Personal factors, such as being a good driver or a good student (if you have a teen on your policy), can also lead to significant discounts.
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Honda auto insurance.
How does a car’s make affect car insurance rates?
Curious about Mercedes-AMG insurance premiums? The insurance rates vary based on the specific model you choose. Since Mercedes-AMG manufactures various vehicles, the insurance premiums differ accordingly.
Smaller SUVs and minivans are among the least expensive vehicles to insure, while luxury models and sporty sedans come with higher insurance costs. Pickup trucks generally fall on the more affordable side of insurance rates-unless you opt for luxury trim levels.
Insurance companies analyze extensive statistical data, which shows that vehicles popular among families-like SUVs and minivans-are involved in fewer accidents and file fewer claims compared to sedans and sports cars. This is one reason they come with lower insurance costs. On the other hand, luxury vehicles and sports cars are packed with high-end materials and advanced technology, increasing repair expenses and, consequently, insurance premiums.
Remember to compare apples to apples when it comes to insurance quotes for different vehicle types. A luxury sedan will always cost more to insure than a minivan or mid-size SUV, so when comparing insurance quotes, be sure to compare the same vehicle types and coverage limits.
This same approach is essential when comparing vehicles from different brands. A luxury German sedan, like a BMW or Mercedes, typically incurs higher insurance costs compared to a minivan or compact car from a different brand. Always make sure you’re comparing similar vehicle types and trim levels when considering a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
Final thoughts on Mercedes-AMG insurance costs
Mercedes-AMG offers a diverse range of vehicle models, and the cost to insure them varies based on several factors. Opting for entry-level vehicles with a lower starting price, a smaller engine and plenty of safety features can help keep your insurance premiums affordable. On the other hand, selecting luxury or sporty models may increase the cost of coverage.
You can reduce your insurance costs by regularly comparing coverage options, inquiring about available discounts and choosing the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Mercedes-AMG?
Your driving history is one of the many factors affecting your Mercedes-AMG car insurance premiums. Maintaining a clean record typically results in lower premiums, but if you’ve had accidents, speeding infractions, or DUI convictions, you may face significantly higher rates.
Does the color of my Mercedes-AMG affect the insurance premium?
The color of your Mercedes-AMG does not impact your insurance premium. Insurers calculate rates based on factors such as the vehicle’s model, age, safety features and driving record.
How does the age of my Mercedes-AMG affect insurance costs?
Your Mercedes-AMG’s age can affect your insurance costs. Older models often benefit from lower premiums because they depreciate in value, but they lack the latest safety features and it may lead to a slight increase in rates. On the other hand, newer models tend to have higher premiums, as they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed June 2025.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed June 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates for different makes and models. The rates are based on sample profiles of 18 and 40-year-old male drivers carrying full coverage policy with limits of 100/300/100 and a $500 collision and comprehensive deductible.
To evaluate the premiums, we have compared 67,566,780 insurance quotes from 57 insurance companies across the nation.
Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.
Browse all FAQs