If you’re planning to purchase a new vehicle, it’s important to include the car insurance cost in your overall budget.
The average cost of Mitsubishi car insurance is $2,932 a year or $244 per month, based on a detailed analysis by CarInsurance.com. Your exact rates may vary based on factors such as your insurance company, vehicle model, age and driving history.
- The annual average nationwide cost of full coverage car insurance for Mitsubishi is $2,932 per year.
- The Eclipse Cross is the cheapest Mitsubishi model to insure.
- Advanced safety features that come standard on Mitsubishi models help lower your insurance costs.
Average cost of car insurance for a Mitsubishi, by company
Car insurance premiums can vary widely based on the make of your vehicle. Insurance companies have their own methods for calculating the risk and the probability of claim filing. They consider various factors, including your driving history, location, age and the type of vehicle you own, to determine your auto insurance rates.
Below, you’ll find Mitsubishi car insurance rates from various insurance companies.
Cost to insure a Mitsubishi, by company
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Travelers | $2,166 | $1,083 | $180 |
| GEICO | $2,297 | $1,149 | $191 |
| State Farm | $2,321 | $1,160 | $193 |
| Progressive | $2,809 | $1,404 | $234 |
| Nationwide | $3,024 | $1,512 | $252 |
| Allstate | $3,423 | $1,711 | $285 |
| Farmers | $3,770 | $1,885 | $314 |
| USAA | $2,036 | $1,018 | $170 |
Mitsubishi average insurance rates, by model
Mitsubishi Eclipse Cross car insurance cost
The average car insurance premium for Mitsubishi Eclipse Cross is $235 per month, which translates to $2,822 per year. The most affordable company for a Mitsubishi Eclipse Cross is State Farm with a rate of $183 monthly or $2,196 per year.
Mitsubishi Outlander Sport car insurance cost
The average car insurance premium for Mitsubishi Outlander Sport is $240 per month, which translates to $2,880 per year. The most affordable company for a Mitsubishi Outlander Sport is Travelers with a rate of $176 monthly or $2,113 per year.
Mitsubishi Outlander car insurance cost
For Mitsubishi Outlander owners, the average car insurance cost is $243 per month or $2,917 annually. Travelers offers the most affordable insurance premiums with an average annual cost of $2,170 or $181 per month.
Mitsubishi Outlander Hybrid car insurance cost
The monthly car insurance cost for a Mitsubishi Outlander Hybrid is $252 , which translates to $3,019 annually. Travelers tops the list of the most affordable car insurance companies, with an average cost of $2,123 a year or $177 per month.
Insurance rates by car model
The average cost of car insurance for a Mitsubishi, by age
The cost of Mitsubishi car insurance can vary based on your age. Generally, young drivers face significantly higher premiums compared to those with more driving experience.
According to a study by the Insurance Information Institute, in 2020, young drivers represented just 5.1% of all licensed drivers but were involved in 8.5% of fatal crashes. This data highlights that young drivers are more frequently involved in accidents, leading to increased claims.
Additionally, teens tend to engage in riskier driving behavior compared to older drivers, contributing to higher insurance costs.
The cost of car insurance starts to drop as drivers gain more experience and stays pretty level, assuming no tickets, claims or accidents until the age of 60 when rates start to rise.
In the tables below, see how much it costs to insure a Mitsubishi by the driver’s age.
Cost to insure a Mitsubishi, by model, for 18-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 18 | Mitsubishi Eclipse Cross | $9,240 | $4,620 | $770 |
| 18 | Mitsubishi Outlander | $9,475 | $4,737 | $790 |
| 18 | Mitsubishi Outlander Hybrid | $9,830 | $4,915 | $819 |
| 18 | Mitsubishi Outlander Sport | $9,268 | $4,634 | $772 |
Cost to insure a Mitsubishi, by model, for 40-year-olds
| Age | Make Model | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|---|
| 40 | Mitsubishi Eclipse Cross | $2,822 | $1,411 | $235 |
| 40 | Mitsubishi Outlander | $2,917 | $1,458 | $243 |
| 40 | Mitsubishi Outlander Hybrid | $3,019 | $1,509 | $252 |
| 40 | Mitsubishi Outlander Sport | $2,880 | $1,440 | $240 |
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Mitsubishi car insurance rates by state
When it comes to car insurance, your location plays a significant role in determining your insurance premiums. Mitsubishi car insurance rates vary significantly from one state to another due to factors such as traffic conditions, accident rates, theft/vandalism, weather events and state-specific insurance laws. Find below Mitsubishi car insurance rates by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,648 | $1,324 | $221 |
| Alabama | $2,566 | $1,283 | $214 |
| Arkansas | $3,185 | $1,593 | $265 |
| Arizona | $3,059 | $1,530 | $255 |
| California | $3,471 | $1,736 | $289 |
| Colorado | $3,416 | $1,708 | $285 |
| Connecticut | $3,406 | $1,703 | $284 |
| Washington, D.C. | $3,697 | $1,848 | $308 |
| Delaware | $3,385 | $1,692 | $282 |
| Florida | $3,643 | $1,821 | $304 |
| Georgia | $3,085 | $1,542 | $257 |
| Hawaii | $1,671 | $835 | $139 |
| Iowa | $2,547 | $1,274 | $212 |
| Idaho | $1,957 | $979 | $163 |
| Illinois | $2,514 | $1,257 | $210 |
| Indiana | $2,029 | $1,014 | $169 |
| Kansas | $2,858 | $1,429 | $238 |
| Kentucky | $3,325 | $1,663 | $277 |
| Louisiana | $4,780 | $2,390 | $398 |
| Massachusetts | $2,547 | $1,273 | $212 |
| Maryland | $3,195 | $1,597 | $266 |
| Maine | $1,863 | $931 | $155 |
| Michigan | $4,093 | $2,047 | $341 |
| Minnesota | $2,777 | $1,389 | $231 |
| Missouri | $2,716 | $1,358 | $226 |
| Mississippi | $3,218 | $1,609 | $268 |
| Montana | $2,551 | $1,276 | $213 |
| North Carolina | $2,779 | $1,389 | $232 |
| North Dakota | $2,458 | $1,229 | $205 |
| Nebraska | $3,015 | $1,507 | $251 |
| New Hampshire | $1,984 | $992 | $165 |
| New Jersey | $3,253 | $1,627 | $271 |
| New Mexico | $2,877 | $1,439 | $240 |
| Nevada | $4,141 | $2,070 | $345 |
| New York | $3,405 | $1,703 | $284 |
| Ohio | $1,983 | $991 | $165 |
| Oklahoma | $3,250 | $1,625 | $271 |
| Oregon | $2,549 | $1,274 | $212 |
| Pennsylvania | $2,823 | $1,412 | $235 |
| Rhode Island | $3,149 | $1,575 | $262 |
| South Carolina | $3,460 | $1,730 | $288 |
| South Dakota | $3,244 | $1,622 | $270 |
| Tennessee | $2,549 | $1,275 | $212 |
| Texas | $3,221 | $1,610 | $268 |
| Utah | $2,249 | $1,125 | $187 |
| Virginia | $2,409 | $1,205 | $201 |
| Vermont | $1,902 | $951 | $158 |
| Washington | $2,366 | $1,183 | $197 |
| Wisconsin | $2,845 | $1,423 | $237 |
| West Virginia | $2,527 | $1,264 | $211 |
| Wyoming | $2,171 | $1,085 | $181 |
Average car insurance cost for different vehicle makes
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If you’re looking for affordable Mitsubishi car insurance, it’s wise to choose vehicles designed with families in mind, such as small SUVs. These cars typically come equipped with advanced safety features, have smaller engines and are often driven by parents with children onboard. As a result, drivers tend to be more cautious, leading to fewer accidents.
Airbags, backup cameras, automatic emergency braking and lane departure warning are all safety features that will help keep your insurance premium low. As in years past, minivans and compact to midsize SUVs topped our list of cheapest cars to insure this year.
Pickups and commercial vans usually cost less to insure than sedans and other vehicles. This is because they aren’t equipped with costly electrical and safety components, making them less expensive to repair.
Cheapest Mitsubishi models to insure
Smaller, less expensive Mitsubishi models that have a low-power engine under the hood are always going to be cheaper to insure than more upscale or sporty models. Entry-level Mitsubishi base models can be very affordable to insure, but your premium will be headed up as you go up the scale when it comes to higher-level trims.
Models that are popular with families and are loaded with safety features will help keep your premium affordable. Advanced safety features such as automatic emergency braking, a backup camera and blind spot detection can result in a discount on your premium.
“If you are a younger driver, you will probably pay more for auto insurance, so you may need to consider practicality versus style,” says Lauren Mckenzie, independent broker/agent with A Plus Insurance. “If you are younger and you choose a fast, luxurious sports car, your monthly insurance payments could end up being more than your monthly auto loan payments.”
Most expensive Mitsubishi models to insure
Luxury vehicles and sports cars typically rank among the most expensive vehicles to insure. Luxury cars and sports models often come with higher premiums due to their increased theft risk and higher repair or replacement costs. Meanwhile, larger SUVs can also result in higher insurance rates because of their potential to cause more damage in an accident.
If you’re looking to cut down on your insurance costs, it’s best to avoid these types of vehicles:
- EVs: The high cost of the large batteries in electric vehicles (EVs) can lead to higher insurance premiums. Since battery packs can be as expensive as $20,000 to replace, insurers include this risk when calculating your rate.
- Luxury and sports cars: Luxury and sports cars represent a higher risk due to their hefty purchase prices. These vehicles are built for speed and are equipped with advanced tech features, making repairs or replacements costly. As a result, insurance for these cars tends to be more expensive.
- Favorites of thieves: Insurance companies closely monitor vehicle theft statistics. If your car is popular among thieves, your insurance premiums will be higher. The National Insurance Crime Bureau (NICB) annually publishes a list of the most stolen vehicles. Choosing a car not on this list can help you maintain lower insurance costs.
How to save on car insurance for a Mitsubishi
“Shop around for quotes from multiple insurers. Also, investigate group auto insurance that may be available from your employer,” says Brian Martucci, finance editor for Minneapolis-based Money Crashers.
Additionally, drop insurance coverage you don’t need, especially if you want to purchase an older vehicle model.
“You can shift money from one type of coverage to additional coverage on the uninsured motorist property damage coverage, for example. This way, so long as you are not the one at fault in an accident, your vehicle will be covered and you will save a lot of money on car insurance,” McKenzie says.
Before committing to a vehicle, estimate your car insurance costs and shop for the best value. Compare quotes from different insurance companies carefully.
“If your car insurance payments are still on the higher end, consider choosing a higher deductible, such as $1,000 instead of a $500 deductible – which will lower your premium,” McKenzie says. “Also, consider leaving off additional coverages like rental reimbursement or roadside assistance, which may save you money, too.”
Mitsubishi discounts on car insurance
To reduce the cost of your Mitsubishi insurance, ensure that you take advantage of all available discounts. Insurance companies offer a range of discounts that can significantly lower your premiums.
You might be eligible for discounts related to your vehicle or personal factors. Insurance companies typically reduce rates for vehicles equipped with advanced safety features such as automated emergency braking, lane departure warning systems and driver alertness monitors.
In addition, installing an anti-theft system or purchasing a new car might lower your premiums since some insurance companies offer new car insurance discounts. Personal factors can also lead to significant savings, such as discounts for good drivers or good students if you have a teen added to your policy.
“You may also qualify for a low-mileage discount by driving less and by bundling multiple policies, like home and auto, with the same carrier,” Martucci says.
Learn about common car insurance discounts for an overview of the most common savings for Honda auto insurance.
How does a car’s make affect car insurance rates?
Curious about Mitsubishi insurance premiums? The insurance rates vary based on the specific model you choose. Since Mitsubishi manufactures various vehicles, the insurance premiums differ accordingly.
Smaller SUVs and minivans generally have the lowest insurance costs, while luxury models and sporty sedans are more expensive to insure. Pickup trucks are often cheaper on the insurance spectrum-unless you go for luxury trims.
Insurance companies accumulate excessive statistical data, revealing that family-friendly vehicles-like SUVs and minivans-are involved in fewer accidents and file fewer claims than sedans and sports cars. This is one reason why they are cheaper to insure. Additionally, luxury vehicles and sports cars are equipped with expensive materials and advanced technology, which drives up repair costs and, as a result, increases insurance premiums.
Remember to compare apples to apples when it comes to insurance quotes for different vehicle types. A luxury sedan will always cost more to insure than a minivan or mid-size SUV, so when comparing insurance quotes, be sure to compare the same vehicle types and coverage limits.
This same approach is essential when comparing vehicles from different brands. A luxury German sedan, like a BMW or Mercedes, typically incurs higher insurance costs compared to a minivan or compact car from a different brand. Always make sure you’re comparing similar vehicle types and trim levels when considering a new vehicle or insurance policy.
Check out car insurance rates by model: Compare rates for over 3,000 models
About the company: Mitsubishi
Established in 1870, Mitsubishi cars are known for their innovation, performance and sustainability. From the founding Tsukumo Shokai ship trading company, Mitsubishi has grown and evolved, becoming synonymous with reliability and advanced technology in the automotive world.
Final thoughts on Mitsubishi insurance costs
Mitsubishi offers a diverse range of vehicle models, and the cost to insure them varies based on several factors. Opting for entry-level vehicles with a lower starting price, a smaller engine and plenty of safety features can help keep your insurance premiums affordable. On the other hand, selecting luxury or sporty models may increase the cost of coverage.
No matter which Mitsubishi model you choose, you can save money on your insurance by regularly comparing your coverage options, inquiring about available discounts and opting for the highest deductible.
Frequently asked questions
Does my driving record impact how much I pay to insure my Mitsubishi?
Yes, your driving record has a significant impact on your Mitsubishi’s insurance premium. A clean driving history typically leads to lower rates, while accidents, speeding tickets, or DUI offenses can substantially increase your premium.
Does the color of my Mitsubishi affect the insurance premium?
No, the color of your Mitsubishi does not affect your insurance premium. Insurance companies base their rates on factors like the model, age, safety features, and driving history, but not the color of your vehicle.
How does the age of my Mitsubishi affect insurance costs?
The age of your Mitsubishi can influence your insurance costs. Older Mitsubishi models tend to have lower premiums due to depreciation, but they may lack the latest safety features, which can slightly increase the rates. Conversely, newer models often have higher premiums because they are more expensive to repair or replace.
Resources & Methodology
Sources
- Insurance Information Institute. “Facts + Statistics: Teen Drivers.” Accessed March 2026.
- National Insurance Crime Bureau (NICB). “2023 Vehicle Theft Trends Report.” Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 18 and 40-year-old male drivers carrying full coverage policies with limits of 100/300/100 and 0 collision and comprehensive deductibles. Read the detailed methodology for more information.
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