Car Insurance Quotes Get car insurance quotes. Enter your ZIP code:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  How long do accidents and other tickets stay on your file and affect your insurance rate in Kansas?

In Kansas accidents and traffic violations stay on a driving record for 3 years for minor offenses and 5 years for major offenses. A conviction for driving under the influence (DUI) remains on a person’s driving history for life.

In KS there is a limit to the amount of citations a person can receive before they lose their driving privileges. Three major offenses within a 5 year period will result in a 3 year driver's license revocation. With 3 minor moving violations will get a driver a warning letter. If you were to be convicted of 4 minor moving violations it is a 30 day restriction, 5 minor violations is a 90 day suspension and 6 minor moving violations results in a 1 year suspension.

For a copy of your Kansas driving record you can contact the KS Department of Revenue (DOR). On their website they give information on how to read a driving record, if you have problems deciphering the codes once you have obtained your copy of the MVR.

As for insurance, companies' rating systems and guidelines differ so it will depend upon the individual insurance provider to decide how long they will rate you on accidents or traffic violations. In general insurers will raise rates for 3, 5 or 7 years depending upon their rating system which they would have had to file with the insurance regulatory body of Kansas.

If the traffic offense is minor and only on your driving record for 3 years then this would be as long as an insurance carrier could rate you on that violation. If you instead have a major violation that is on your MVR for 5 years, then an insurer may rate you for that 5 year period or only for 3 years.

If your rates are raised due to traffic tickets and/or accidents that are on your driving record, shop around for inexpensive car insurance here with us.

Related Questions
Car Insurance RelatedI recently received two out of state speeding tickets but live in Pennsylvania. I read the question about reporting to my home state and it said points would only be assessed to CDL holders. What is a...
Car Insurance RelatedI have Kansas State DL and got a speeding ticket in Illinois for 83 on a 65 freeway. 1. Will the violation show up on my Kansas Driving records? 2. Is there a way to remove it from the record (like...
Car Insurance RelatedWhich states have reciprocal agreements and share speeding ticket information?
Car Insurance RelatedI currently have 6 points on my driving record in Kansas. Also I am currently deployed for the third time in support of Operation Iraqi Freedom. Is there any way I can have points removed from my reco...
Car Insurance RelatedWill my driving license of Nebraska works in Kansas?
Car Insurance RelatedI received a speeding ticket in Kansas going 110 in a 75. If I do not pay the ticket, will Kansas inform Texas about the traffic violation, or do I not have to worry about the ticket going onto my Tex...
Car Insurance RelatedIn Kansas what is the penalty for being caught with no insurance the 2nd time around. Is jail time involved?
Car Insurance RelatedI just moved to Kansas and am now licensed here instead of Oklahoma. Will my Kansas MVR show Oklahoma violations from my past?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 2/28/2008
This auto insurance answer was last updated on 2/29/2008
Heather requested this car insurance solution.
Rated 10 out of 10 based on 1 vote.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance    verified hacker safe and secure car insurance