What are the comparative negligence laws if any in Missouri? For more back ground to determine who was at fault the story is as follows. I was driving out of a parking lot onto a street where parking is allowed on both sides of the road. A taxi was yielding for me to drive out and turn left. Another car continues to drive forward as I pull out into the lane and we hit bumpers. Minor paint damage to both parties is sustained. We both pull over to exchange info but no police report was filed. Now the other individual in the accident is asking for money or to file against my insurance. I never claimed to be at fault, he claims I am.

Since 1983 Missouri has been a pure comparative fault state. According to the MO Department of Insurance (DOI) pure comparative fault allows your damages to be reduced by the percentage you are at fault in a loss. Insurers are allowed to investigate an accident and make a decision as to the percentage of fault of all individuals involved.

The DOI continues on to say that if you disagree with the insurance company's findings and voluntary offers based on results you can consult an attorney. From this information generally one in your place would turn over the facts of the accident to their insurance company so they can investigate and determine who is partly or fully at fault and pay accordingly.

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