Editorial Team
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Prachi Singh

Contributing Writer Expertise Topics: Car insurance, home insurance

Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

Education: Masters in Business Administration
Credentials: Contributing Writer
Contact Prachi: linkedin

Prachi's Latest Articles

How financing affects your car insurance: Requirements, costs & coverage options
January 28, 2026
Car insurance grace periods explained: How to avoid a coverage gap
January 26, 2026
Split limit vs. combined single limit in car insurance (explained with examples)
January 26, 2026
Does car color affect your insurance rates? Myth vs. reality explained
January 26, 2026
Deferred adjudication for a speeding ticket: What it means and how it affects your record
January 23, 2026
What to do when your auto insurance isn’t renewed: Reasons, steps and tips
January 23, 2026
Who counts as a household member on your auto insurance policy?
January 22, 2026
Car insurance minimum age requirements: When can you buy a policy in the U.S.?
January 15, 2026
Does car insurance cover pothole damage and bent rims? What you need to know
January 14, 2026
Do you need insurance to take a driving test in someone else’s car?
January 14, 2026
How to cancel your car insurance policy: Steps, timing, refunds & coverage tips
January 13, 2026
Do you get points for a seat belt ticket? How a ticket affects your driving record and insurance
January 13, 2026
How to get your driver’s license back after a suspension or revocation
January 09, 2026
What is a named operator policy?
January 07, 2026
What’s in an insurance history report and how do insurers use it?
January 02, 2026
Can a lienholder mandate your car insurance deductible amount?
January 02, 2026
Do you have to tell your insurer about your divorce?
January 02, 2026
Why car insurance costs more when you lease a vehicle
December 17, 2025
Types of insurance that cover winter weather auto accidents
December 03, 2025
When you can exclude a high‑risk spouse from your car insurance policy
December 02, 2025
Job loss insurance for car loans: How it helps cover payments if you lose your job
November 05, 2025
Major driving violations that dramatically raise your car insurance rates
November 05, 2025
Car insurance for high risk drivers in New York
July 24, 2025
Car insurance for high risk drivers in Pennsylvania
July 24, 2025
Car insurance for high risk drivers in Rhode Island
July 24, 2025
Car insurance for high risk drivers in South Carolina
July 24, 2025
Car insurance for high risk drivers in South Dakota
July 24, 2025
Car insurance for high risk drivers in Texas
July 24, 2025
Car insurance for high risk drivers in Utah
July 24, 2025
Car insurance for high risk drivers in Virginia
July 24, 2025
Car insurance for high risk drivers in Washington
July 24, 2025
Car insurance for high risk drivers in Wisconsin
July 24, 2025
Car insurance for high risk drivers in Hawaii
July 23, 2025
Car insurance for high risk drivers in Iowa
July 23, 2025
Car insurance for high risk drivers in Indiana
July 23, 2025
Car insurance for high risk drivers in Kansas
July 23, 2025
Car insurance for high risk drivers in Kentucky
July 23, 2025
Car insurance for high risk drivers in Massachusetts
July 23, 2025
Car insurance for high risk drivers in Minnesota
July 23, 2025
Car insurance for high risk drivers in North Dakota
July 23, 2025
Car insurance for high risk drivers in New Hampshire
July 23, 2025
Car insurance for high risk drivers in New Jersey
July 23, 2025
Car insurance for high risk drivers in Connecticut
July 22, 2025
Car insurance for high risk drivers in Delaware
July 22, 2025
Car insurance for high risk drivers in Florida
July 22, 2025
Car insurance for high risk drivers in Georgia
July 22, 2025
Car insurance for high risk drivers in Idaho
July 22, 2025
Car insurance for high risk drivers in Illinois
July 22, 2025
Car insurance for high risk drivers in Louisiana
July 22, 2025
Car insurance for high risk drivers in Alaska
July 22, 2025
Car insurance for high risk drivers in Alabama
July 22, 2025
Car insurance for high risk drivers in Arkansas
July 22, 2025
Car insurance for high risk drivers in Arizona
July 22, 2025
Car insurance for high risk drivers in California
July 22, 2025
Car insurance for high risk drivers in Colorado
July 22, 2025
Car insurance for high risk drivers in Washington, D.C.
July 22, 2025
Car insurance for high risk drivers in Maryland
July 22, 2025
Car insurance for high risk drivers in Maine
July 22, 2025
Car insurance for high risk drivers in Michigan
July 22, 2025
Car insurance for high risk drivers in Missouri
July 22, 2025
Car insurance for high risk drivers in Mississippi
July 22, 2025
Car insurance for high risk drivers in Montana
July 22, 2025
Car insurance for high risk drivers in North Carolina
July 22, 2025
Car insurance for high risk drivers in Nebraska
July 22, 2025
Car insurance for high risk drivers in New Mexico
July 22, 2025
Car insurance for high risk drivers in Nevada
July 22, 2025
Car insurance for high risk drivers in Ohio
July 22, 2025
Car insurance for high risk drivers in Oklahoma
July 22, 2025
Car insurance for high risk drivers in Oregon
July 22, 2025
Car insurance for high risk drivers in Tennessee
July 22, 2025
Car insurance for high risk drivers in Vermont
July 22, 2025
Car insurance for high risk drivers in West Virginia
July 22, 2025
Car insurance for high risk drivers in Wyoming
July 22, 2025
What are the SR-22 requirements in Texas?
April 28, 2025
Why do rates vary so much between insurance companies?
April 21, 2025
What is considered a sports car for insurance coverage purposes?
March 13, 2025
Which is cheaper to insure - the Honda Civic sedan or the coupe?
March 13, 2025
Collector and classic car insurance
March 12, 2025
How does auto insurance work for multi-car pileups?
December 24, 2024
5 weird car insurance discounts
December 24, 2024
What does it mean to be driving under an FRA suspension?
November 04, 2024
What is an FR-19 form? Proof of insurance in Maryland and Delaware
October 28, 2024
How does annual mileage affect car insurance rates?
February 16, 2024
Insuring a teen driver as a single parent
November 30, 2023
How does insurance work for rental cars vs. car-sharing vehicles?
November 30, 2023
Do auto insurers give discounts for safety features?
November 30, 2023
In Texas, should you buy uninsured motorist and collision coverage?
November 30, 2023
What are first-party benefits?
November 13, 2023
What is a collision deductible waiver?
November 09, 2023
States without point systems
July 19, 2023
Guide to spending car insurance claims checks
July 19, 2023
What does stacked and non-stacked car insurance mean?
July 19, 2023
Insurers match every driver to a car to determine car insurance rates
July 19, 2023
What is underinsured motorist property damage coverage?
July 07, 2023
Do auto insurance policies cover trailers?
June 30, 2023
Which kind of car insurance covers a driver but not a car?
June 28, 2023
Why do auto insurers want your name on the title?
June 15, 2023
What is bond car insurance?
June 15, 2023
What is the difference between a certificate holder and a loss payee?
June 15, 2023
How to pass your driver's test
June 15, 2023
When you should (and should not) cancel your car insurance policy
June 15, 2023
Do insurers need proof to drop your kids from your policy?
June 15, 2023
What is bodily injury liability coverage?
May 18, 2023
What happens if you hit an expensive car?
May 04, 2023
How much is a no-insurance ticket in Alabama?
March 27, 2023
What does loss of income insurance cover?
March 24, 2023
Must I list people who rent rooms from me on my auto insurance policy?
March 24, 2023
How can you show proof of insurance in court?
February 27, 2023
What to do after buying a car
February 27, 2023
How often do points get removed from your driver's license?
February 02, 2023
Accidental medical protection
February 02, 2023
Insuring your Honda Civic
February 02, 2023
Car insurance app welcome guide
January 30, 2023
What happens if you are unable to pay for your car insurance?
January 30, 2023
How to pay only for the miles you actually drive
January 30, 2023
What does a named driver exclusion mean in an auto policy?
January 27, 2023
Does insurance pay if you hit a road hazard?
January 27, 2023
Car insurance for active-duty military members
January 27, 2023
When to cancel insurance after selling a car
January 27, 2023
What is the difference between commute and pleasure use of a car?
January 26, 2023
What to do if your car keys are stolen
January 25, 2023
Can I be forced to add my boyfriend to my insurance policy?
January 25, 2023
How long do points stay on a NJ driving record?
January 18, 2023
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